Spending Made Easy

02/09/2026

Hey There,
Meet Tina.
When Tina and I first met, we had some very healthy, robust chats around "Free Budgeting Apps". Ultimately, Tina saw the light (ha ha) and went with a DIY Spending Plan with Spending Made Easy.
She is very nervous and shy, but was very eager to say "Yes" when I suggested filming her testimonial.
This is not perfect, but it is real.
Tina still messages me with updates and to tell me how well she is doing.
I bloody love this stuff.
Go Tina!
Samantha

01/09/2026

You downloaded the budgeting app with the best reviews and linked up your accounts. You colour coded the categories and promised yourself this is the fortnight it will finally stick.

Three weeks later it is gone, and you are half certain the problem is you.

It is not. Budgeting is crap. I say that as the person whose whole job is money, and I will happily say it again. A budget is a list of everything you are not allowed to do. It runs on willpower, and willpower runs out the second real life turns up and the fridge packs it in. Then you feel like you failed at something you were set up to lose.

A Spending Plan does the opposite. It starts with your real life and builds the money around it, so you can see what is coming before it arrives instead of bracing for it. Same income. Far less dread.

So if you have tried the apps, the spreadsheets and the envelope tricks and none of them stuck, please stop taking that as proof you are hopeless with money. You just had the wrong tool.

That is the bit I love sorting out. Come and have a chat when you are ready, the first one is free and there is no catch. I'll even buy you a cuppa if you're a local South Aussie.

31/08/2026

After all these years teaching this, I can tell you the money habits that change things are mostly the small things that a lot of people actually already know.

Take the first one. Nearly everyone starts with what is coming in, then tries to make life fit around it. Flip it. Start with what is going out, every bill, every direct debit, the insurances, the subscriptions, the little bits that leave your account without you noticing, and the whole picture can change in an afternoon.

The next big one is knowing your wants from your needs, and being honest about which is which. Not to punish yourself, you are still allowed the good stuff. It just means every dollar you free up has somewhere better to be, and you get to choose where.

Then, get to know your money properly. Look at it. Ignoring it only ever makes it worse, and you cannot improve what you are not keeping an eye on.

Do these and the rest will start to fall into place.

A Spending Plan is the thing that keeps them all working together, so you are not carrying it in your head at 11pm at the kitchen table.

If you want a hand making them stick, that is what I am here for. The first chat is free, with no obligation, and nothing you tell me will shock me. You bring the questions, I'll bring the coffee.

Book in via the link in my bio whenever you are ready.

Not a financial adviser, just real, judgement-free help.

30/08/2026

Interesting segment….
Making it way more difficult than it actually is. I agree with about 70% of this content.
I’d love to introduce this lady to a Spending Plan.

30/08/2026

I want you to meet Paula.

When Paula first came to me, she was newly on her own, raising five children, and there were times she could not pay an electricity bill. She had been with another budgeting organisation before, the kind where your money sits in their account and you ring up and chase to find out if your own bills are paid. She never felt in control of a single cent.

We met for a coffee, and within ten minutes we were laughing like a pair of school kids. That was over 7 years ago.

Now look at where she is.
✅ Solar on the house.
✅ A battery to match, paid off.
✅ A brand new ute, paid off.
✅ $80,000 put onto her mortgage that she never dreamed was possible.
✅ And more appliances than she knows what to do with, including a rice cooker she swears she has never once used.

But more importantly, she knows where every cent goes now, and she has savings in the bank for the first time in her life. Her money, in her account, run by her.

Paula did all of that. All I did was hand her the tools and walk beside her while she learned to use them.

If you are where Paula was, frightened and not in control, please know it can look completely different.

Come and have a chat when you are ready, and like Paula, you might find it is one of the best decisions you make.

26/08/2026

Great show this morning with Podcast City Radio. Thanks as always to Ronald Fiedler for running the show and extra special thanks to our Special Guest Carol Buchanan from MoveOn Counselling.
Great chat around Money Mindset.
Loved being LIVE in the studio too!
Thanks Team!
Samantha

25/08/2026

Looking forward to this one.
Listen in just after 8am (SA time) where Carol Buchanan from Move On Counselling and I (plus Ron of course) chat all things money mindset.
Can’t wait.
Samantha 😜💰👌

🎙️ LIVE AT 8 AM THIS MORNING!

Join us live this morning for Spending Made Easy on Podcast City Radio, Business and Lifestyle Network with host Ron Fiedler, co-host and resident expert Samantha Boardman from Spending Made Easy, and special in-studio guest Carol Buchanan from Moveon Counselling.

Today’s topic is:

💰 MONEY MINDSET
Why how we think and feel about money matters

Money is not just about numbers, bills, budgets, spending plans, income, and expenses.

For many people, money can bring up stress, overwhelm, guilt, fear, avoidance, shame, pressure, and even conflict in relationships.

This morning, Ron, Samantha, and Carol will be talking about the emotional side of money and how our mindset can influence the way we spend, save, avoid, react, and make financial decisions.

We’ll be talking about:

✅ Money stress and overwhelm
✅ Spending habits and emotions
✅ Why people avoid looking at their finances
✅ Emotional spending
✅ Money beliefs and old patterns
✅ How a spending plan can bring clarity and control
✅ Building a healthier money mindset

This is such an important conversation for anyone who has ever felt anxious, confused, stuck, or overwhelmed when it comes to money.

📺 Watch live on Facebook from 8 AM
📻 Listen live on Podcast City Radio – Business and Lifestyle Network

👉 https://streema.com/radios/Podcast_City_Radio

Let’s make money feel easier, calmer, and more manageable.

21/08/2026

This sounds both exciting and intriguing. If any of my networking buddies fancy this, it will be great to see you there!
Save the date!
Samantha

📣 SAVE THE DATE — 15 SEPTEMBER! 📣

Adelaide Networking Connections is about to do something very different.

We’re shaking up the traditional networking night and bringing you a special ANC event with a twist — something we haven’t done before.

We’re not revealing exactly what’s happening just yet… 👀

What we can tell you is this:
✨ It’ll be interactive.
✨ It’ll be fun.
✨ You’ll make new business connections.
✨ There’ll be plenty of laughs.
✨ And you might discover a competitive streak you didn’t know you had! 😉

This is about taking the pressure out of networking and putting people, connection and fun back into the room.

📅 Tuesday, 15 September
📍 Parkside Hotel
🤝 Networking from 6:00pm — arrive earlier if you wish
🚀 Main event starts 6:30pm

No keynote. No long speeches. No ordinary networking night.

Just trust us on this one…
Something exciting is coming.

🎟️ Tickets will be released very shortly, so save the date and keep watching this space.

Who’s curious? 👀

Adelaide Networking Connections

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