Spending Made Easy

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Spending Made Easy Spending Made Easy is a great small business who take all the stress out of budgeting and spending. DM to book a no-obligation coffee and chat! So! Sound good?

We teach you how to "set and forget" all of your day to day (often mundane or out of the blue) financials and get you saving for your fabulous, brighter future. Our awesome software keeps you focused and allows you to see your financial future before you get there (it's a bit like a crystal ball, but for your personal finances)! Can you relate to any of the below?


- Do you need help getting your finances in order and your bill paying organised?
- Are you over the sick feeling in the pit of your stomach over your finances?
- Are you not sleeping at night, due to the stress of it all?
- Do you and your partner argue over the joint finances?
- Are you fed up with events keep cropping up out of the blue that you didn’t see coming and hit your hip pocket, just when it is left empty from the last time?
- Do you need to plan better for Christmas and Birthdays (who doesn't?)?
- Are you planning a dream holiday and feel you will never get there with your current plan with your savings?
- Do you wish your kids could go to a better school but you feel you can’t afford it?
- Do you feel you don’t earn enough to do all that you ever wanted, and dream of?
- Would you like to know the EXACT date that your credit card will finally be paid off, not to mention all other debts and loans?If you have answered “Yes” to any of the above, then we need to chat. I CAN help you. There IS light at the end of the tunnel – trust me (my testimonials speak for themselves). For a no obligation chat, please contact me and we can arrange a short meeting that will be the first step in getting you back on track. You won’t regret it. I offer a money back guarantee; If I don’t save you the cost of my sign up fee, within the first 12 months, then I will give you your money back – I promise. I actually teach you how to do it all yourself and then you can use me for my support and guidance from a distance. In any event, I will be there for you every step of the way. Let me buy you a coffee… I will only keep you half an hour. What have you got to lose? Nothing! Call me…

17/10/2026

Part two, and here it is. The screen I promised you last time, the one where the magic happens.

Last time we set the whole thing up. Today we bring it to life.

First I loaded in the expenses only, all the money going out and nothing coming in yet. Watch what the chart does. It dives straight below the line into the red, because that zero line is your bank balance, and right now it is all spend and no pay.

Then I dropped the income in. And the whole thing turns around. The line lifts and keeps climbing, because now there is more coming in than going out.

Now look at what this chart is telling you. It is not just today. It runs twelve months ahead, and you can flick it over to two years, five years, even ten. You are looking at where your money is headed, mapped out months and years in advance.

And the dashboard? It stops showing just income against expenses. It shows you what is left over. And check this out, so many people have far more left over than they ever believed, they just could not see it until now.

That right there is why I do this.

Part three is next, so do not go far.

Another day, another podcast recording. Thanks as always to Ronald Fiedler for his continued and unwavering support of S...
15/10/2026

Another day, another podcast recording. Thanks as always to Ronald Fiedler for his continued and unwavering support of Spending Made Easy. I wonder what we spoke about….😜💰🙌
Samantha

Majority of people build a budget the wrong way round, it's just how they were taught.They start with what is coming in,...
12/10/2026

Majority of people build a budget the wrong way round, it's just how they were taught.

They start with what is coming in, then try to squeeze life in underneath it. No wonder it never holds.

Flip it. Outgoings first, income last.

Start by getting every outgoing out on the table. The fixed bills that land whether you like it or not, rent, power, rego, insurance, phone. Then the everyday spending, groceries, fuel, coffee, the subscriptions you forgot you had. Miss nothing, the sneaky little ones add up fast.

This is where a Spending Plan comes in. You are not the one sitting there adding it all up, it does the working out for you and shows you your money before you get there.

Only then does income come into it. Once you can see the true cost of running your life, you know the exact number you need to cover, so the guessing stops. Anything above that line is yours, to save, to knock down debt, to put towards a goal, or just to enjoy without the guilt.

So tell me, what is the outgoing that always catches you out? The rego that lands out of nowhere, or the subscription you swear you cancelled? Drop it in the comments, I promise you are not the only one.

And if you have read all this thinking yes, but I would rather not do it on my own, that is exactly what my support and guidance package is for. We sit down and set it up together, every step, until it is making sense. Message me and we will have a chat.

11/10/2026

See? I told you I would give you a sneaky peek inside the software. Here is part one.

People ask me all the time what a Spending Plan looks like once you are in it, so I am walking you through it screen by screen. This first one is the setup, the bones of the whole thing.

You have got your dashboard, a blank canvas to start with that fills up as we build. Your accounts, and you can have one bank account or ten, whatever you use day to day. Then your transactions, where every real figure goes in. Your rent, your power, your Netflix, your gym, that daily coffee you are not giving up, and I would never ask you to.

And that last screen I breezed past, the one I called where the magic happens? That is coming in part two, and it is easily the best bit of the lot.

Stay tuned, there is more to come.

Did someone say freeeee?Yes, my book is actually called "Budgeting Is Crap". And yes, I mean it, I built a whole busines...
10/10/2026

Did someone say freeeee?

Yes, my book is actually called "Budgeting Is Crap". And yes, I mean it, I built a whole business on the fact that budgets do not work. The book is the story of why, and what to do instead, told in a way that will not put you to sleep. If it had, the dog would be the first to let me know.

You can grab the whole thing as a free ebook, right now, from the link in my bio. No cost, no catch, no giving me your life story. Just download it, put the kettle on, and have a read.

Fair warning, it is a bit of me on a page, so expect some straight talk and a few laughs along the way.

Go on. It is free. You know you want to.

Some people love sitting down with me and working through it all together. Other people would rather chew glass than boo...
05/10/2026

Some people love sitting down with me and working through it all together. Other people would rather chew glass than book an appointment. They just want the tool and the space to crack on with it themselves.

If that second one sounds like you, this is your week.

The Do It Yourself Spending Plan is the software on its own. You set it up your own way and work through it in your own time. Kitchen table, cuppa if you fancy, no meetings and no me peering over your shoulder.

We have hit ten years, so I am knocking a full 50% off it to celebrate.

The code is IKNOWSAM, and it is yours until 11th October.

Swing by http://spendingmadeeasy.com.au and add it at the checkout to claim your discount.

His own words say it all...He came in convinced his money was a mess and half expecting me to give him a telling off. In...
04/10/2026

His own words say it all...

He came in convinced his money was a mess and half expecting me to give him a telling off. Instead he walked out with a spending plan and a lot less weighing on him.

A Spending Plan does not care how big you reckon your problems are. It just gently puts it all in front of you, clear as day, so you can see exactly where you stand and get on with your life.

There is no lecture and no judgement, and I will never tell you what you can or cannot spend your money on. You just end up with a plan that makes the whole thing easier to carry.

If a tradie who thought he was beyond help is telling you it is worth it, maybe that is your sign.

Not a financial adviser, just real, judgement-free help.

Sam

PS, while I have you, our 10 year celebration is still on. The DIY Spending Plan, the software on its own, is half price until 11th October with the code IKNOWSAM.

Head to http://spendingmadeeasy.com.au and pop the code in at checkout.

03/10/2026

Can I still use a Spending Plan when my pay is never the same?

I get asked this one all the time and as someone with a fluctuating income myself, let me tell you, point blank, this is exactly where it comes into its own.

Now, most of your bills do not budge from one pay to the next. Your rent or mortgage, your power, your rates, your water, your phone, they all turn up like clockwork for about the same amount. It is your income that bounces around, not your outgoings.

So here is my golden rule, and it has never once let me down. Underestimate what is coming in, overestimate what is going out, and before you know it you have built yourself a lovely little buffer without even trying.

Whether you are FIFO, a nurse chasing penalties and public holidays, or your hours are just all over the shop, the software takes the lot in its stride and I will show you exactly how, step by step.

Trust me, it is far more straightforward than you would ever think.

I might even give you a peek inside the software very soon, so keep those eyes peeled.

PS, Spending Made Easy is turning 10. To celebrate, the DIY Spending Plan is 50% off until 11th October, just pop in the code IKNOWSAM at the checkout.

Sam

Ten years. I can hardly believe it myself!Ten years ago I got made redundant and took a punt on myself. I started Spendi...
02/10/2026

Ten years. I can hardly believe it myself!

Ten years ago I got made redundant and took a punt on myself. I started Spending Made Easy to help people take the stress out of their money, without ever handing control to someone else. More Spending Plans than I could have dreamed of back then, and here we are.

So we are having a little party, and you are invited.

To celebrate turning 10, the DIY Spending Plan is 50% off for the next 10 days! That is the software on its own, for people who have got a handle on their money. You just want the good gear to see where it is all going before it gets there.

Head to http://spendingmadeeasy.com.au and use the code IKNOWSAM at the checkout.

There is no catch. It is my way of saying thank you for ten brilliant years.

Not sure DIY is the one for you? Message me and I will point you to the plan that fits.

Sam

Morning All,Ever been curious about what I do, or what a Spending Plan is?Then this FREE event is for you. The first one...
30/09/2026

Morning All,
Ever been curious about what I do, or what a Spending Plan is?
Then this FREE event is for you.
The first one was last night and went really well.
Final one is today.
11am SA time.
Will I see you there?
Hope so!
Book in!
Samantha 👍💰✅👌
P.s. link in the Bio 😘

Address

West Beach, SA

Telephone

+61404468525

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