Thought Financial

22/10/2026

🤝 Great connections. Fresh perspectives. New opportunities!

Another energising BNI meeting, made even more special by welcoming new visitors and potential members to our chapter.

As leaders, we have the opportunity to create an environment where people feel valued, relationships flourish, and businesses grow together. After all, true leadership is about opening doors for others and celebrating collective success.

Let’s keep connecting, collaborating, and growing together! 🚀

20/10/2026

25/09/2026

💡 Negative gearing isn’t dead. It’s just different 💡

Investors can still use negative gearing on newly built properties.

That includes apartments off-the-plan, residential construction on a previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house.

Seek advice from your financial adviser or accountant first.

DM us for finance options. 👇

To find out more, DM us or contact Thought Financial on:⁣
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☎️ – 0425117142⁣
💻 – [email protected]

Disclaimer Statement: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
Credit Representative 526641 is authorised under Australian Credit License 389328

23/09/2026

🍳 Gen Z's appetite for property is growing 🍳⁣
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Demand for first home buyer loans has jumped 16%. 📈⁣
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It’s thanks largely to the expanded 5% Deposit Scheme. ⁣
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Gen Z (18-25) has been the biggest benefactor, with Equifax reporting a 23% jump in home loan demand since October. ⁣
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Could the 5% Deposit Scheme bring forward your home buying plans? 🏡⁣
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Call us to find out. 👇⁣
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To find out more, DM us or contact Thought Financial on:⁣
⁣
☎️ – 0425117142⁣
💻 – [email protected]

Disclaimer Statement: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
Credit Representative 526641 is authorised under Australian Credit License 389328

21/09/2026

📈 Home loan rate rising? There may be other options 📈⁣
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Three consecutive rate hikes have wiped out last year’s rate cuts. But you don't have to just wear higher rates. 💰⁣
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Competition is heating up for your business among lenders - so some are still lowering their home loan rates to try and win new business. 📊⁣
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It might be time to shop around? 🔍⁣
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Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇⁣
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To find out more, DM us or contact Thought Financial on:⁣
⁣
☎️ – 0425117142⁣
💻 – [email protected]

Disclaimer Statement: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
Credit Representative 526641 is authorised under Australian Credit License 389328

18/09/2026

⏳ What usually happens after a property downturn?⏳

Property prices rose 32% on average after each of the eight past downturns*.

With the market currently in a lull, buyers could potentially snag a house at a good price.

But wait too long, and buyer competition could be fierce.

Being prepared is key. DM us about pre-approval and get organised today.👇

To find out more, DM us or contact Thought Financial on:⁣
⁣
☎️ – 0425117142⁣
💻 – [email protected]

Disclaimer Statement: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
Credit Representative 526641 is authorised under Australian Credit License 389328



* Domain data

16/09/2026

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣
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Searches for “dual-occupancy” homes have skyrocketed 385% in the past year, according to PropTrack data. 📈⁣
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Searches for “dual-living” are up 100%. 📊⁣x⁣
And interest in granny flats has jumped 30%. 🏠⁣
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DM us to find out how you and your family can team up for an affordable home. 👇⁣
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To find out more, DM us or contact Thought Financial on:⁣
⁣
☎️ – 0425117142⁣
💻 – [email protected]

Disclaimer Statement: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
Credit Representative 526641 is authorised under Australian Credit License 389328

16/09/2026

BNI Titan Networkers is pleased to welcome Srikant Chowdary from Thought Financial, a Residential Mortgage Broker, as the keynote speaker this Thursday, 17 September 2026.

Join the chapter from 9:30 AM to 11:00 AM at:

📍 The Brook Point Cook
215 Snyedes Rd, Point Cook VIC 3030

Come along, connect with local business professionals, and hear from Srikant as he shares insights from his experience in residential finance and mortgage broking.

Everyone is welcome!
Register on this link to visit: https://bnimwg.com.au/en-AU/visitorregistration?chapterId=41302

14/09/2026

💼 How to get a home loan if you’re self-employed 💼⁣
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Over 1.7 million Australians run their own show. ⁣
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It can bring freedom, flexibility and financial rewards. ⁣
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But it may mean jumping through more hoops when it comes to taking out a home loan. 🏡⁣
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You may be eligible for a standard ‘full doc’ loan with just one or two years' financials. 📝⁣
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Or low doc loans can be available if you’re very new to small business. 📊⁣
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The main point is to speak to us to understand your options. 👇⁣
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To find out more, DM us or contact Thought Financial on:⁣
⁣
☎️ – 0425117142⁣
💻 – [email protected]

Disclaimer Statement: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
Credit Representative 526641 is authorised under Australian Credit License 389328

11/09/2026

🩺 What happens in a home loan health check? 🩺

First, we check the pulse of your loan: does it still meet your needs?

Next, we look at vitals like the interest rate and loan features.

Then we scope the market to see if you could secure a lower interest rate or save money on fees.

DM us to arrange a home loan health check. 👇

To find out more, DM us or contact Thought Financial on:⁣
⁣
☎️ – 0425117142⁣
💻 – [email protected]

Disclaimer Statement: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
Credit Representative 526641 is authorised under Australian Credit License 389328