Ltd is an independently owned, rapidly growing Australian non-bank lender with the Australian Credit Licence (ACL) Number of 405636. As a subsidiary of the RongQiao Investments Pty Ltd, OUF has a group of professional with experience in Australian mortgage market and risk control. We are familiar with Australian regulations and have built an excellent image in the market. OUF dedicates to building
a comprehensive platform for investors and home buyers, activating idle capital and financing your investment. Targeting demanders in capital storage, OUF provides collateralised mortgage based financial services in forms of business to business (B2B) and peer to peer (P2P). Our company's business is mainly functioning in the way of taking borrowers’(or guarantors’) legally owning properties, lands, cars and retails as the collateral. After acquiring a professional valuation report from the third party, OUF could allocate the fund you applied for in a short time by the evaluated value. If you already put your property on the bank loan, OUF can still provide you with a refinancing for the remaining value of your property on a pro rata basis and ultimately activate your property. For the borrowers with a complex financial situation and who do not meet the standard bank policy, OUF will particularly help them come over these financial strains. Compared to the bank and some other traditional loan approaches, OUF takes a great pride of advantages as follows:
1) Easy application process
When you get sick of the endless and time-consuming approval process with bank loan application, OUF will issue you an approval immediately as long as you have qualified collateral.
2) Fast capital allocation
Backed up by the RongQiao Investments Pty Ltd, OUF could allocate your money within the soonest two working days.
3) Flexible loan options
The borrowers can choose the most suitable borrowing amount, loan term, periods and repayment method by your repayment capacity.
4) Lower composite costs
Reasonable charges and proper interest rates significantly lower the composite costs of loans.