Nectar Mortgages: Jessika Ahlgren

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Nectar Mortgages: Jessika Ahlgren Expert mortgage broker based in Canberra, ACT. Assisting with home loans and refinances for first home buyers, investors, retirees and business owners.

I can also help you seek out the right finance for a car, a holiday, business assets and more. Going above and beyond

A passion for mortgage finance and an โ€œopportunity to learn from the bestโ€ brought Jessika to the Canberra Nectar team in 2017. Working alongside the vastly experienced Warren Urquhart has given her the skills, insights and tenacity to go that extra mile. Jessikaโ€™s caring and compassionate nature ensure sheโ€™ll always go above and beyond to find the perfect fit loan for you. She will take the time to find the most suitable products and solutions to your financial needs. Her motivation stems from her own experience of buying a homeโ€ฆ

โ€œWhen I first bought my own home, I loved the experience and wanted to help others feel the same excitement and support that I did when I bought my first home. I love being able to support my customers, through both the ups and downs of life, no matter what they are going through.โ€

With access to over 30 lenders across Australia, Jessika can assist you with buying your first home, refinancing an existing loan, giving advice on investments and much more.

Itโ€™s worth checking that your offset account is correctly linked to your home loan so youโ€™re getting the intended benefi...
12/08/2026

Itโ€™s worth checking that your offset account is correctly linked to your home loan so youโ€™re getting the intended benefit. Not sure how your offset account works? Reach out โ€“ Iโ€™m here to help.

20/02/2026

Our Belconnen team has moved! You can now find Tim and Jess at Level 1, 11 Swanson Court, Belconnen. Same friendly team, same expert mortgage advice, just a fresh new space. Feel free to book an appointment today. ๐Ÿก

Please note, our Tuggeranong and City offices remain at the same locations:

๐ŸชดTuggeranong: 7/146 Scollay Street, Canberra ACT 2900
๐ŸชดCity: Level 1, 101 Northbourne Ave, Turner ACT 2612

Cash Rate Update: November 2025As widely expected, the Reserve Bank of Australia (RBA) has again held the official cash ...
04/11/2025

Cash Rate Update: November 2025

As widely expected, the Reserve Bank of Australia (RBA) has again held the official cash rate at 3.60%.

Most economists and market analysts anticipated this outcome, following data showing annual inflation at 3.2% in the September 2025 quarter โ€“ the upper end of the RBAโ€™s 2-3% target range.

In late October, the ABS released CPI figures showing a solid quarterly rise in prices.
The trimmed mean inflation rate, one of the RBAโ€™s preferred measures, lifted to 3.0%, while headline inflation came in at 3.2% annually.
After rate cuts earlier in 2025, the latest figures โ€“ combined with a still-tight labour market โ€“ suggest the RBA will keep policy โ€œsufficiently restrictiveโ€ to guide inflation back within target.

In its statement, the RBA said: โ€œFinancial conditions have eased since the beginning of the year, but it will take some time to see the full effects of earlier cash rate reductions. Given this, and the recent evidence of more persistent inflation, the Board judged that it was appropriate to remain cautious, updating its view of the outlook as the data evolve.โ€

What this means for you
With rates on hold, nowโ€™s a good time to review your mortgage:
โ€ข Is your rate still competitive?
โ€ข Could refinancing free up cash flow?
โ€ข Are you prepared if rates shift later this year?

Letโ€™s chat if youโ€™d like to make sure your loan is still working for you.

More good news for mortgage holders! The Reserve Bank of Australia (RBA) has today cut the official cash rate from 4.10%...
20/05/2025

More good news for mortgage holders! The Reserve Bank of Australia (RBA) has today cut the official cash rate from 4.10% to 3.85%, offering welcome relief for borrowers. This is the second cut in 2025, following Februaryโ€™s adjustment.

Why the RBA made this move.

The decision was widely anticipated, driven by softer inflation, global uncertainty, and signs of slowing household spending. Here are some key points:

-Inflation: Underlying inflation rose 0.7% in Q1, bringing annual inflation to 2.9%โ€”within the RBAโ€™s 2โ€“3% target band.

-Employment: Unemployment held steady at 4.1% in April, with 89,000 jobs addedโ€”far above expectations of 20,000.

-Wages: Wage growth remained in line with forecasts, helping to ease inflation concerns.

-Household Spending: Q1 consumption data showed weaker spending, pointing to a more cautious consumer.

-Global Outlook: Ongoing uncertaintyโ€”particularly around US trade policyโ€”is weighing on global economic momentum.

What this means for you

If you havenโ€™t reviewed your home loan in over a year, nowโ€™s a smart time to check whether your rate is still competitive.

Lower interest rates can boost your borrowing power and improve serviceabilityโ€”whether youโ€™re buying your first home, refinancing, or planning your next investment.

Got questions? Iโ€™m here to help you explore your options.

๐‘๐ž๐š๐๐ฒ ๐ญ๐จ ๐ฉ๐จ๐ฎ๐ง๐œ๐ž ๐จ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐๐ซ๐ž๐š๐ฆ ๐ก๐จ๐ฆ๐ž?๐Ÿ… More homes are hitting the market across Australia ๐Ÿ˜๏ธโ€”but with demand still high an...
19/05/2025

๐‘๐ž๐š๐๐ฒ ๐ญ๐จ ๐ฉ๐จ๐ฎ๐ง๐œ๐ž ๐จ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐๐ซ๐ž๐š๐ฆ ๐ก๐จ๐ฆ๐ž?๐Ÿ…
More homes are hitting the market across Australia ๐Ÿ˜๏ธโ€”but with demand still high and a housing shortage thatโ€™s not going away, competition remains fierce. As interest rates ease, more buyers are jumping in ๐Ÿƒ๐Ÿฝ.
Getting pre-approved now means youโ€™re ready to move when the right property appears.
โœ… Act quickly
โœ… Strengthen your offer
โœ… Buy with confidence
๐Ÿ“ž Contact me today to explore your pre-approval optionsโ€”so you're ready when the right property comes along.

๐”๐ฉ๐ ๐ซ๐š๐๐ž ๐๐จ๐ฐ, ๐๐š๐ฒ ๐‹๐š๐ญ๐ž๐ซโ€”๐–๐ข๐ญ๐ก ๐€๐ฌ๐ฌ๐ž๐ญ ๐…๐ข๐ง๐š๐ง๐œ๐žAsset finance isnโ€™t just for big-ticket items. Itโ€™s a smart way to fund everyda...
12/05/2025

๐”๐ฉ๐ ๐ซ๐š๐๐ž ๐๐จ๐ฐ, ๐๐š๐ฒ ๐‹๐š๐ญ๐ž๐ซโ€”๐–๐ข๐ญ๐ก ๐€๐ฌ๐ฌ๐ž๐ญ ๐…๐ข๐ง๐š๐ง๐œ๐ž
Asset finance isnโ€™t just for big-ticket items. Itโ€™s a smart way to fund everyday business essentials like:
๐Ÿš— Work vehicles (new or used)
๐Ÿ’ป Business tech (laptops, printers, software)
๐Ÿ› ๏ธ Tools or equipment for your trade
If you're eligible, you can start using the asset right away and pay it off over timeโ€”freeing up your cash flow from the start.
๐Ÿ’ก Bonus: Some assets may even qualify for a tax write-off. Be sure to chat with your accountant about what you can claim.
Curious whether asset finance could work for your business? Letโ€™s chat.๐Ÿ“ฒ

๐Ÿ“ข Cash Rate Update: April 2025Today, the Reserve Bank held the cash rate steady at 4.10%โ€”a move widely expected by the m...
01/04/2025

๐Ÿ“ข Cash Rate Update: April 2025

Today, the Reserve Bank held the cash rate steady at 4.10%โ€”a move widely expected by the major banks.

Why the pause? Inflation is easing, but not as quickly as hoped. The RBA is taking a cautious โ€œwait and seeโ€ approach to let previous rate changes flow through the economy, especially after Februaryโ€™s cut.

Steady unemployment and global uncertainties are also influencing the decision, with some analysts tipping a potential cut later this year, possibly after the May federal election.

๐Ÿ  Whether youโ€™re a homeowner or buyer, nowโ€™s a great time to review your loan and make sure itโ€™s still the right fit.
๐Ÿ“ฉ Got questions about your rate or repayments? Letโ€™s chat!

๐Ÿ“ข Cash Rate Update: February 2025Great news for mortgage holders ๐ŸŽ‰ Today, the Reserve Bank of Australia (RBA) cut the of...
18/02/2025

๐Ÿ“ข Cash Rate Update: February 2025

Great news for mortgage holders ๐ŸŽ‰ Today, the Reserve Bank of Australia (RBA) cut the official cash rate, dropping it from 4.35% to 4.10%.

This long-awaited drop comes as inflation falls to a level the RBA is comfortable with, and wage pressures have eased.

This marks the first rate cut since November 2020, after rates remained at 4.35% since November 2023. The RBA had kept rates high to tame inflation without triggering a recession, but the wait is finally over.

After 13 rate hikes since May 2022, homeowners can now breathe easier. If youโ€™re coming off a fixed rate this year, this cut could mean lower repayments than expected. ๐Ÿ ๐Ÿ’ฐ

๐Ÿ’ฌ Wondering how this impacts you? Letโ€™s chat today and explore your options!

๐Ÿ’ผโœจ

We Did Itโ€”Thanks to You!Iโ€™m thrilled to share that Nectar Mortgages Group has been named โ€˜Enterprise Partner of the Year...
11/12/2024

We Did Itโ€”Thanks to You!

Iโ€™m thrilled to share that Nectar Mortgages Group has been named โ€˜Enterprise Partner of the Year 2024โ€™ at the inaugural LMG Awards!

This award highlights the unmatched support Nectar Mortgages Group provides to all its brokers, which results in exceptional results and an outstanding experience for you! Customer service results played a strong part in this win, so this oneโ€™s down to you โ€“ Thank you!

If youโ€™re reading this and looking for a mortgage broker who offers award-winning service and is 100% committed to securing the best outcomes for you, give me a call. Letโ€™s turn your goals into achievements!

๐Ÿ“ข Cash Rate Update: December 2024The Reserve Bank of Australia (RBA) has confirmed that the Official Cash Rate (OCR) wil...
10/12/2024

๐Ÿ“ข Cash Rate Update: December 2024

The Reserve Bank of Australia (RBA) has confirmed that the Official Cash Rate (OCR) will remain steady at 4.35%, aligning with forecasts from major banks.

However, predictions vary on when interest rate cuts might occur. While most banks anticipate a shift in May 2025, the Commonwealth Bank suggests a potential move as early as February 2025, coinciding with the RBAโ€™s next announcement.

Inflation remains above the RBAโ€™s target range of 2-3%, driving the decision to hold the OCR for now. For mortgage holders, this means staying patient for relief as we head into the new year.

๐Ÿ’ฌ Feeling the strain of higher rates? Weโ€™re here to help. Contact us to explore strategies that could ease the pressure on your finances.

๐Ÿ“… Stay tuned for our next update on February 19, 2025!

๐Ÿ’ผโœจ

Address

1/11 Swanson Court Belconnen
Tuggeranong, ACT
2617

Opening Hours

Monday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+61423679912

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