Riverwalk Finance

Home
Australia
Truganina, VIC
Riverwalk Finance

We excel in providing LOW DOC finance solutions for the purchase of Cars, Trucks, Vans & Equipements.

21/09/2026

Payday Super is here. From 1 July 2026, employers must have super in their employee's fund within 7 business days of payday. For most businesses that is a change from quarterly to every single pay cycle.

The old quarterly buffer is gone. Wages and super now leave together, and the free ATO Small Business Super Clearing House closed on 1 July.

Year one is the transition year. The ATO has set a low-risk zone for genuine compliance effort in 2026-27, but enforcement steps up from 1 July 2027. The businesses that plan the rhythm now are the ones that stay steady.

If the new rhythm is tight on your cashflow, there are options: adjust pay cycles, build a super buffer, or bridge the transition with a short-term business cashflow loan.

We work with a range of credit situations. Same-day funding is available, subject to lender approval and processing times.

Message us to talk through your cashflow options.

Subject to lender approval. Eligibility and lending criteria apply. General information only, not superannuation or tax advice.

18/09/2026

Electric truck fleets are moving from "someday" to "next fleet cycle." Here is where the Australian data actually sits in August 2026.

Sales are climbing year-on-year. Total cost of ownership is approaching crossover for certain duty cycles — fuel savings are real, battery replacement costs are falling, and government incentives are bridging the gap. The finance structures are adapting too: chattel mortgage for ownership, operating lease for flexibility, and some lenders now offering EV-specific products with residual value protections.

If your next fleet decision includes an EV option, the conversation should be about data, not hype. What the numbers actually say for your duty cycle, your route, and your finance structure.

Riverwalk Finance finances the transition — diesel, hybrid, EV, whatever fits your numbers. 30+ lenders. Chat to us. Subject to lender approval. T&Cs apply.

16/09/2026

MegaTrans 2026 is on this week in Melbourne, 16-17 September. Australia's biggest transport and logistics expo, with the freight minister opening it and every major truck brand on the floor. The VTA Alternative Fuel Summit runs alongside.

Here is the part that does not get talked about enough: the operators who walk in finance-ready get better conversations. They know what they can afford, they know their trade-in position, and they do not lose a deal because their finance is still being sorted.

There is also a bigger story this week. The ATA just backed the federal government's $400 million truck productivity plan, covering permit red-tape cuts, faster truck-driver licensing, and heavier electric truck networks. The sector is modernising, and being in position matters.

If you are heading to MegaTrans, sort your finance position first. Pre-approval takes minutes, and it is not a commitment to a specific truck.

Message us to get finance-ready before the expo floor.

Subject to lender approval. Eligibility and lending criteria apply.

07/09/2026

CAFBA — the peak body for Australian asset finance brokers — is advocating to raise the small-amount credit threshold from $5,000 to $150,000. If it happens, it would be one of the most significant regulatory shifts in small-ticket asset finance in years.

Right now, loans above $5,000 attract a heavier regulatory framework, which adds time and paperwork to small equipment and vehicle approvals — the kind of transactions that keep tradies, owner-operators, and small fleet owners moving. Raising the threshold to $150K would streamline the process significantly. Faster approvals, less red tape, same responsible-lending safeguards.

We are watching this one. It hasn't happened yet. But if it does, it changes how fast a sub-$150K equipment loan can go from application to approval.

Riverwalk Finance. Asset finance specialists. 30+ lenders. Subject to lender approval. T&Cs apply.

06/09/2026

Happy Father's Day to every dad who builds, drives, and runs the show.

To the dads who taught us how to back a trailer, and to the kids still learning. From the Riverwalk Finance family.

02/09/2026

Equifax data tells a two-speed story. Australian SMEs are borrowing less, defaulting slightly more, and growing slower than big business. On the surface, that reads as caution.

But the number hides a counter-narrative. Fewer applications mean lenders are competing harder for the good ones. If your business is credit-ready — solid financials, consistent revenue, clear asset purpose — you are walking into one of the best lending markets in years. Terms are sharper, approvals are faster, and the competition for quality borrowers is real.

The businesses that are still applying right now are getting better outcomes than they were twelve months ago. The gap between being ready and not being ready has never been wider.

Know where you stand before you apply. General information only. Chat to Riverwalk Finance. 30+ lenders. Subject to lender approval. T&Cs apply.

31/08/2026

The RBA Board met 4-5 August. Here is what their decision actually means for your equipment finance — no predictions, no hype, just the mechanics.

If your equipment loan is on a fixed rate: nothing changes. Your repayments stay the same for the fixed term. If it's variable: your rate will move with the RBA's decision, which means your monthly repayment adjusts up or down. Refinancing from variable to fixed is an option if you want certainty, but it comes with its own considerations — talk to us before you commit.

General information only. Not personal credit advice. Chat to Riverwalk Finance. 30+ lenders. Subject to lender approval. T&Cs apply.

28/08/2026

Happy Raksha Bandhan to everyone celebrating today. 🧡

A thread tied on the wrist, a promise to look out for each other, and a good excuse for the whole family to be in one room.

To all the brothers and sisters in our community, we hope it is a lovely one.

From all of us at Riverwalk Finance.

18/08/2026

Buying a truck for your business? The finance structure you pick changes everything.

Most people walk into a dealership and the conversation goes: "What can you afford per month?" The better question: "Chattel mortgage or finance lease?"

Here's the real difference, with real numbers:

CHATTEL MORTGAGE:
→ You own the truck from day one
→ Claim the full GST on your next BAS (on a $110K truck, that's $10K back)
→ You claim the depreciation under ATO rules
→ Balloon payment at the end — set it to match what the truck's actually worth

FINANCE LEASE:
→ The lender owns it until the end
→ GST is claimed per repayment, spread over the lease
→ Lender claims depreciation, not you
→ Residual is built into the lease structure

Neither is "better" — it depends on your business, your cash flow, and what you want at the end of the term. But you should know the difference before you sign.

Same-day approvals possible. 30+ lenders. We'll walk you through both options.

Visit riverwalkfinance.com.au

Address

Truganina, VIC
3029

Website

http://riverwalkfinance.com.au/

Alerts

Be the first to know and let us send you an email when Riverwalk Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Riverwalk Finance:

Want your business to be the top-listed finance company in Truganina?