Dipal Patel - Finance Broker

Dipal Patel - Finance Broker Let us help you reach your finance goals about Home loans, Commercial loans, Asset Finance and more! You can rely on us to always think of your best interests.

MFAA Accredited Business | Authorised Credit Representative # 541261 of ‘Deriya Family Pty Ltd’ with Australian Credit Licence: 547060

We strive for excellence in all that we do and look forward to helping you reach your finance goals. We believe that loan products should be easy to understand, easy to access and allow you peace of mind. You should think of us as a professional resource in the sa

me way you think of your accountant, financial planner or solicitor. We will work with you and your service providers (real estate agent, conveyancer and lender) during your purchasing or refinancing process while ensuring you obtain the finance that best suits your circumstances and needs.

21/03/2025

Millions of borrowers with a variable home loan have seen their interest rates drop in recent weeks after the Reserve Bank of Australia’s cash rate cut. The announcement was welcome news for those struggling with cost-of-living pressures.

For someone with a $600,000 mortgage and 25 years left on their loan, the cash rate cut meant their minimum monthly repayment would drop by around $92.

Meanwhile, in February we saw the housing downturn reverse, with Melbourne and Hobart leading the way. If you’re planning an autumn property purchase, talk to us about getting pre-approved on your finance early.

Let us help you reach your finance goals about Home loans, Commercial loans, Asset Finance and more!

Fixed rate ending?If your fixed term rate is coming to an end, you'll probably roll to a higher variable interest rate. ...
04/12/2023

Fixed rate ending?

If your fixed term rate is coming to an end, you'll probably roll to a higher variable interest rate. Speak to our team before your fixed rate term expires so we can discuss your options and find the right solution for you. Call on 0425 538 592 or email me on [email protected].

Be the early bird who catches the worm this spring.Looking to buy a property this spring? Contact us to discuss your loa...
18/08/2023

Be the early bird who catches the worm this spring.

Looking to buy a property this spring? Contact us to discuss your loan needs and organise your pre-approval today, so you’re ready to move quickly when the right property comes up. I can also offer loan products that are only available through me – get in touch today to find out more. Call 0425 538 592 or email [email protected]

Get your pre-approval sorted this spring!Looking for your next home or investment property? We can help – get in touch t...
09/08/2023

Get your pre-approval sorted this spring!

Looking for your next home or investment property? We can help – get in touch to arrange a pre-approval or to discuss a broad range of home-loan options including Connective Home Loans that are exclusively available through me. Call 0425 538 592 or email [email protected]

Does your home loan deliver on your investment strategy? Ready to grow or improve your investment property while navigat...
26/07/2023

Does your home loan deliver on your investment strategy?

Ready to grow or improve your investment property while navigating the rising interest rates? Refinancing your home loan can help you stay ahead and make the most of this evolving market. No matter what your situation is, we're here to provide the guidance you need. Reach out today and let us help you thrive in this dynamic market.



Call us on phone number 0425 538 592 or email [email protected] to find out more.

Achieve your investment goals: Loans for your strategyWhether you’re a seasoned property investor or a newbie, it’s impo...
21/07/2023

Achieve your investment goals: Loans for your strategy

Whether you’re a seasoned property investor or a newbie, it’s important to get the right team of professionals supporting you throughout your investment journey. Here’s how we can help.
Get the right loan for your investment strategy
There are loads of different investment loans available, so how do you know which is right for you?

We’ll take the time to understand your investment strategy and goals, then find a loan that aligns with your objectives. That might mean working with your financial planner or accountant to ensure everyone is on the same page.

Gain access to exclusive products
We have access to loan products that aren’t advertised by lenders. They may have more competitive interest rates or features that can save you money in interest.

Tap into expert knowledge
We can also boost your property investment success as we keep abreast of the ever-changing and complicated range of finance options available to property investors.

Whether you’re looking to borrow through a trust structure, within a self-managed super fund, or something more mainstream, we understand the criteria lenders will be assessing you on and can maximise your chance of a successful loan application.

Build your portfolio
If your property investment strategy is a long-term journey and you plan to acquire several properties, we can guide you about the type of finance you need to build your portfolio.

Whatever your long-term portfolio goals, we will work with you to find the right finance for your needs and create a finance strategy to expand your property portfolio.

Save time and money
Shopping around for the right investment loan can be time-consuming and tedious. Different lenders have different risk appetites and lending policies, and it can all become a bit of a mind field quickly.

By doing the hard work for you, we can save you time and money – and a few grey hairs. We will compare different investment loan options and find the right product that meets your investment goals.

Ready to chat?
Whether you’re rentvesting, buying and flipping, buying and holding, subdividing or buying off the plan, we can help line you up with the finance you need to make your investment goals a reality.

To find out more, get in touch today. We’re here to help. Call on 0425 538 592 or email to [email protected]

Opportunity awaits!Is your fixed interest rate coming to an end? You can count on us to support your plans, understand y...
12/07/2023

Opportunity awaits!

Is your fixed interest rate coming to an end? You can count on us to support your plans, understand your needs, and that we'll work with you to find a solution. With rising interest rates, it's important to explore your opportunities early. Connect with us today to discuss your goals.

Call us on 0425 538 592 or email [email protected] to find out more.

20/06/2023

Is refinancing right for you?

Whether your situation has changed recently or you're looking to review your current home loan, I'm here to help. With interest rates on the rise, it's essential to evaluate your loan to ensure it remains the right fit for you. Take this opportunity to explore your options. Get in touch today to find out more.



Call on 0425 538 592 or email to [email protected].

Let us help you reach your finance goals about Home loans, Commercial loans, Asset Finance and more!

A Pre-Tax Time Checklist for Property InvestorsSorting through heaps of receipts to figure out your allowable deductions...
26/05/2023

A Pre-Tax Time Checklist for Property Investors

Sorting through heaps of receipts to figure out your allowable deductions isn’t anyone’s idea of a good time, right?
Property investment can be a rewarding venture, but it comes with its share of responsibilities, especially when tax season rolls around. To help you navigate the world of tax deductions, we’ve put together a tax checklist for property investors.

Follow these steps for a less stressful tax season:

$150,000 instant asset write-off ends soon!  Time is running out to take advantage of the instant asset write-off scheme...
18/05/2023

$150,000 instant asset write-off ends soon!



Time is running out to take advantage of the instant asset write-off scheme! Don't let this opportunity slip away. Our expert team can help you secure the financing you need to invest in your business and get ahead of competitors. Give me a call on 0425 538 592 or email me at [email protected] and we can find the solution for you.

12/05/2023

Dreaming of new wheels?


Are you ready to upgrade your car before the end of the financial year? Look no further! Our flexible finance options can make buying a new car a breeze. Call on 0425 538 592 or email me at [email protected] to find the right solution for you.

Let us help you reach your finance goals about Home loans, Commercial loans, Asset Finance and more!

Making a big purchase can be a daunting experience. There is always so much to consider when taking out a loan, whether ...
28/04/2023

Making a big purchase can be a daunting experience. There is always so much to consider when taking out a loan, whether you are re-financing, down-sizing, investing or buying your first home. That’s why it is vital to use an expert who understands the finance industry and can find you a competitive loan that suits your needs and lifestyle.

Our aim is to find you a loan that not only meets your requirements, but exceeds your expectations in terms of rate, product and service. Contact us to get started today.

Address

4a Bonview Circuit
Truganina, VIC
3029

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10am - 2pm

Telephone

+61425538592

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