TM Finance Group

09/08/2026

2 clients. 2 completely different needs. 1 shared goal: Peace of mind on the road. 🚗💨

Every week in this job brings a new reminder of why tailored car buying support matters so much. This week was a great example:

📍 Client #1: Came to me after her car broke down to the point where driving it became a serious safety hazard. She needed a quick, reliable, and stress-free solution to get back on the road safely without overpaying.

📍 Client #2: Was ready for a lifestyle shift. With a growing family, their current setup just wasn't cutting it anymore. They needed a practical, spacious, and safe upgrade ready for weekend adventures and daily chaos alike.

⚡ The best part? Both were fully approved and ready to roll within 4 days.

From urgent safety swaps to exciting family upgrades, finding the right vehicle isn't just about getting from A to B—it's about matching the car to the moment you’re in (and getting it done fast!).

Congrats to both clients on their new sets of keys! 🗝️✨

06/08/2026

🚗Don’t settle for standard dealership finance when buying your new car.

Stepping onto the lot is exciting, but locking yourself into the first financing option you’re offered can cost you. You deserve better options, expert advice, and a hassle-free experience.

Whether you're shopping for yourself or your business, we’ve got you covered:

🙌Tailored Solutions: Dedicated options for Business Owners, Individuals, and Private Sales.

🙌Flexible Terms: Make your budget work for you with 5 and 7-year terms available.

🙌Expert Guidance: Our brokers do the heavy lifting to hunt down the absolute best fit for your financial goals.

🙌Zero Stress: Buying brand new and don't want to shop around?

💡 Take advantage of our optional private Car Buying Service and let us handle the legwork from showroom to driveway.

Stop settling and start driving smarter. Let's find your next car on your terms! 👇

💬 Send us a DM or comment below to chat with a broker today.

04/08/2026

Why do we love writing equipment finance loans? 🤔💬

We asked our team of brokers, and their answers capture exactly why we do what we do every single day. Here’s what drives us:

Empowering Growth: Funding future growth and getting businesses the tools they need today for tomorrow.

Protecting Working Capital: Helping clients reserve cash flow while increasing productivity across their operations.

Building Partnerships: Seeing our clients achieve their long-term goals and building lasting relationships along the way.

Equipment finance is about so much more than just a transaction—it’s about fueling ambition and watching local businesses thrive. 🚀

💬 Drop a comment below: What are you investing in for your business this year?

04/08/2026

02/08/2026

Did you know you can spread the cost of your insurance premiums—including Work-cover —into manageable monthly instalments?

Insurance Premium Funding helps you keep cash in your business while still taking advantage of early-payment discounts.

Why do Victorian business owners use Premium Funding?
✨ Cash Flow Freedom: Spread costs over 6 to 12 months with no massive upfront lump sums.
🏷️ WorkSafe Early Payment Discounts: Save up to 5% by paying your full annual premium early (by 17 August 2026) or 3% (by 1 October 2026).
📊 Competitive Fixed Rates: Enjoy fixed interest with potential tax-deductible benefits and no ongoing fees.
📄 All-in-One Convenience: Consolidate multiple business policies into a single payment schedule.

Keep your cash flow predictable without missing out on Work-cover savings.

Let’s chat about how we can tailor a plan for your business!

DM us to start the conversation!

📍 TM Finance Group Gippsland's Property Lending Specialists

30/07/2026

In the Hot Seat 🔥 Episode 20

Clients: Jack & Ness
Broker: Belinda


Driving Down Costs for Jack & Ness!

Sometimes, the biggest financial wins come from the questions you didn't know to ask. 🚚💨

Back in May, we reached out to our self-employed clients, Jack & Ness, to see if they had any end-of-financial-year (EOFY) capital expenditure planned. They didn't—but they did ask if we could take a quick look at their current truck loan.

They had 12 months of payments left, followed by a hefty balloon payment. Because the truck was purchased a few years ago, we assumed their interest rate would already be pretty sharp.

We were wrong. Their repayments were sky-high. 😳

Jack and Ness had absolutely no plans to upgrade their rig—and honestly, why would they? A Kenworth is the world's best! 👑🚛

So, Belinda dove into the contract and mapped out a brand-new strategy. We provided them with options for a fresh finance contract that delivered the ultimate win:
✅ ZERO balloon payment at the end.
✅ Full ownership of the truck when the clock runs out.
✅ Massive cash flow relief right now.

THE RESULT? 👇 We managed to slash their monthly business repayments from close to $5,000 per month down to just $3,000! 📉💰

That is a massive $2,000 a month back into their business cash flow—all while keeping their beloved Kenworth on the road and heading straight toward 100% ownership.

For self-employed business owners, cash flow is king. If you haven’t had your asset finance or commercial loans reviewed lately, you could be leaving thousands on the table.

Let’s see what we can save your business. Give Belinda and the team a call today! 📞

⭐️🚛💙💪🏻

28/07/2026

There is nothing quite like hearing that we’ve made a complex process feel effortless.🤩

Whether it’s securing a home loan 🏡 or navigating equipment finance 🚜 to help a business grow, my goal is always the same: to handle the heavy lifting so you don’t have to.

A huge thank you to this client for the kind words—it is truly a pleasure working with you to make these goals a reality.

If you’re looking for a broker who treats your business finance and personal lending with the same level of care and dedication, let’s chat. I’d love to help you get the process started. ⭐️🥰

📍 TM Finance Group Gippsland's Property Lending Specialists

📲 Drop us a DM or click the link in our bio to chat!

26/07/2026

🏡 100 ACRES. FULLY OFF-GRID. HOME LOAN

Think you can’t get a standard residential home loan for a massive lifestyle property? Think again! 🤯

We just helped some amazing self-employed clients secure their absolute dream property out in Seaton—a magnificent 103-acre paradise that is completely self-sufficient with an incredible off-grid solar and battery system. ☀️🔋

When it comes to unique, regional properties like this, a lot of buyers (and even some banks!) think it instantly falls into the "too hard" basket or requires a costly commercial business loan.

Here is how we made it happen:
✅ 100+ Acres? No Problems. We knew exactly which lenders view large acreage as a lifestyle choice rather than a commercial farm.
✅ Self-Employed Applicants. Navigating complex business structures and tax returns is our bread and butter. We matched them with a lender who understands business owners.
✅ 100% Off-Grid. Solar, batteries, tanks, and bores—we worked with a lender comfortable with self-sufficient infrastructure.
✅ Residential Pricing. Kept it strictly as a residential home loan, saving our clients from higher commercial interest rates and massive deposit requirements.

Whether you’re looking for a semi-rural retreat in Gippsland, a hobby farm, or a fully off-grid lifestyle change, these are exactly the types of complex properties we love to finance.

Ready to make your tree-change a reality? Let’s chat! ☕

📍 TM Finance Group | Your Gippsland Lending Experts
📲 Send us a DM or click the link in our bio to book a catch-up.

23/07/2026

“How much do I need for a deposit?”

The short answer?
It depends on YOU! 🤯

Here's why:
➡️ Zero Deposit? Possible with existing equity or a parental gift.
➡️ 5% Deposit? A common starting point for some especially first home buyers
➡️ 20% + Costs? Could be the right path for others.

Ready for your personalised answer?

Let's chat about your goals:
🔑 First home?
🏘️ Expanding your investment portfolio?
👨‍👩‍👧‍👦 Needing more space?

⬇️ Book your appointment today and let's figure out your magic number!

👩🏼‍🔧Emily - 0431 144 868
👩🏼‍💻 - https://calendly.com/emily-tmfinancegroup

👩‍💼Kim - 0407 428 978
👩‍💻- http://calendly.com/kim-tmfinancegroup

👩🏼 Kylie - 0411 488 963
👩🏼‍💻-https://calendly.com/kylie-tmfinancegroup

👩🏻‍🔧 Jodie - 0434 090 873
👩🏻‍💻-https://calendly.com/jodie-tmfinancegroup

21/07/2026

A massive congratulations to Drew! Approx 12 months ago he started the process of Building his first home! 🏡
Finally it’s handover day & Drew was able to move in!

Congratulations on achieving this massive milestone, and thank you so much for trusting Kylie and the TMFG team with your journey! 🥂✨

Are you ready to stop renting and start planning your first home purchase? Let’s make the process stress-free together.

📲 Send us a DM or click the link in our bio to book your free first-home buyer consultation!