Money Sense Lending

05/05/2026

Fixed vs Variable vs Offset explained in a minute!

30/04/2026

Not many people know about all 5 of the First Home Buyer Schemes!

22/04/2026

Working in a different office for the day.

Couple little snippets of the new project that started on the weekend.

More to come!

08/04/2026

All hands on deck today with Valli (Dougal’s nephew) coming into the office for a visit.

20/08/2025

Another happy client!

Thankyou to the special clients who gifted us this lovely hamper. Sue is extremely happy (in the reflection), she is getting to take it home as she enjoys a “quiet glass of bubbles”.

We are super proud of the work we do for our clients. We pride our selves on giving the best service to every customer as purchasing a home can be extremely stressful.

If you are considering purchasing a home and want experts to guide you start to finish, book in a free call with one of our team to get started.

18/07/2025

Australia’s Property Boom – July 2025

-Nearly half of Australians suburbs (44.8%) are at record-high prices.
-Total residential wealth: $11.5 trillion — over half of all households wealth.
-Mortgages: Just 21% leverage, meaning most owners have lots of equity.
-Auction clearance rates: Over 70% for 5 weeks straight — strong demand.
-Construction: Highest construction starts since mid-2022, but still 25% below targets.
-Interest rates: Could drop up to 4 times by mid 2026, boosting affordability.
-Average monthly mortgage savings: Up to $239 expected with rate cuts.


City Highlights

-Brisbane: Leading the pack — 78.8% of suburbs at peak prices.
-Melbourne: Lagging — only 12.9% of suburbs at record highs.
-Sydney: Home prices could reach 10.3x average income by 2026.


What It Means

-Strong equity gives owners flexibility to invest, help family purchase, or enjoy security.
-Rate cuts + low leverage = big opportunity for buyers and investors.
-Catch-up potential Melbourne is the only city that hasn’t had a dramatic rise the past 4 years

27/06/2025

Thank you Abby, for the flowers, wine and for taking time out of your day to write this lovely review.

We are stoked Sue was able to get this over the line for you.

26/05/2025

We’re proud to share that Dougal Williams has officially taken the reins as the new owner of Money Sense Lending!

Dougal has been a vital part of the team for years. We’re confident that under Dougal’s leadership, Money Sense Lending will continue to thrive and evolve.

After 16 years as a broker, over 40 years in the finance industry and multiple years of great leadership at the head of Money Sense Lending, Simon Hemming is handing over the business.

And here’s the best part: Simon isn’t going far. He’ll remain actively involved in the business, offering his wealth of experience and trusted guidance to clients and the team alike.
It’s business as usual—same great service, same friendly faces—just a fresh chapter with new energy at the helm.

Please join us in wishing Dougal every success as he steps into this exciting new role. Here’s to the future! 🚀

18/10/2024

13/09/2024

Hello, Australia. We know times are tough, and many of us are feeling the pinch with the current economy. But remember, you're not alone. We're here to help.

Whether you're struggling to make ends meet, looking for ways to save, or just need a bit of guidance, our team is dedicated to providing the support and resources you need. Together, we can navigate these challenges and build a brighter future.