Shane Martin - Mortgage Broker

02/06/2026

First home buyers - did you know there’s over $50,000 in government support available to help you buy your first home in Geelong? 🏡
Swipe through to see exactly what you could be entitled to, including:
✅ $10,000 First Home Owner Grant
✅ Up to $31,000 in stamp duty savings
✅ A 5% deposit with no Lenders Mortgage Insurance

These schemes are designed to be stacked — and most first home buyers don’t realise they can access all three at once.

The support is there. You just need to know how to access it.

🔗 Booking link in my bio 🙌🏾

01/06/2026

01/06/2026

Know which budget to worry about is half the battle at the moment…..

Self employed- Understanding the federal budget is incredibly important.

PAYG - Understanding your personal house hold budget is where the biggest gains can be made, think discretionary spending

If you’re unsure what it all means- please reach out.

28/05/2026

Nurses, police, teachers, paramedics, doctors — you spend your careers looking after everyone else. So here’s something working in YOUR favour for once.

Most essential workers have no idea that certain lenders treat them as low-risk borrowers — which can mean:
✅ Waived Lenders Mortgage Insurance (LMI) — potentially saving you tens of thousands
✅ Buying with a smaller deposit (sometimes as little as 5–10%)
✅ Shift penalties, overtime & allowances counted toward your borrowing power

The catch? Eligibility and offers differ between lenders, and most people never find out they qualify because no one tells them.

DM me your role, and I’ll check your eligibility — no cost, no obligation.

26/05/2026

📉 Geelong, Bellarine and Surf Coast investment property playbook could be about to change. Here’s why 👉 bit.ly/4tWhUos

25/05/2026

Doing all that boring maths so that you don’t have to ….

Loan restructuring, budgets and everything in between- do numbers stress you out? That’s literally my job 🙌🏾

Booking link in bio

19/05/2026

The upgrade game is won 6–12 months BEFORE you list — not on auction day.

Most Aussie families I work with come to me 3 weeks before they want to buy. That’s not ideal time. Planning out the next purchase in advance helps win the right property when you’re ready.

👇 Tell me in the comments: are you an A, B, or C — and which suburb? I’ll personally reply to every comment with the #1 thing to watch in your scenario.

18/05/2026

How I’d invest in property after the 2026 budget — two ways 👇

Negative gearing is being limited to new builds from 1 July 2027. The 50% CGT discount is being replaced
Translation: the old playbook just expired.

These are two strategies where the math still works.

PATH A — New builds in growth corridors The cleanest play. Negative gearing + old CGT discount still apply. Maximum depreciation. Lower effort, slimmer margin. Good for high-income, set-and-forget investors.

PATH B — Established sites with development upside The smarter play if you can stomach a project. Subdivide, knock-down rebuild, or duplex it — the newly built portion qualifies under the new-build rules. Higher effort, fatter margin, manufactured equity.

Not personal financial advice, but I know I’ll be using a good accountant and a good buyers advocate.