MJH Finance

02/06/2026

It makes our day when our clients leave us a cracker of a review like this one so we couldn't help ourselves but share 😊 Thanks for the amazing review Jason!

01/06/2026

📱 Gen Zs urged to skip influencer advice 📱⁣
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Here’s a worrying finding. ⁣
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Money watchdog, ASIC, says two-thirds of Gen Zs (18–28) are turning to social media for financial information and help. ⁣
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Trouble is, that ‘help’ isn’t always high quality or trustworthy. 😬⁣
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And ‘advice’ from influencers isn’t based on personal needs. ⁣
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Let’s not even get started on social media being a hunting ground for scammers. 🕵️‍♂️⁣
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Buying a home is one of life’s most important financial steps - which makes getting tailored support pivotal.⁣
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And that's what we can offer. 🤝⁣
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Contact us to explore some home loan options that have been researched and matched for your needs. 👇⁣
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To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

29/05/2026

🥶 Brace yourselves, Winter is coming! 🥶⁣
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Instead of cranking up the heater, a few budget-friendly steps could help keep your home cosy. ⁣
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1. Seal gaps around windows and doors.⁣
2. Invest in curtains, blinds or even double glazing. ⁣
3. Insulation can reduce heating costs by around 45%.*⁣
4. Or, think big and embrace solar power. ⁣
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Need help to fund your winterproofing renos? DM us to explore your funding options. 👇⁣
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To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]


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* Department of Energy

28/05/2026

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now. 🚀

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now.

27/05/2026

🚩 Red flag habits that could hinder your home loan application 🚩⁣
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(Not so) fun fact: Lenders assess a borrower’s ‘character’ as part of a home loan application. ⁣
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It’s all about how responsibly you manage money and debts. 💳⁣
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Turns out 7 in 10 Aussies have red flag spending habits that could hurt their character check. ⁣
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Key red flags include spending on lottery tickets or scratchies, smokes or vapes, and even alcohol. ⁣
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Banks may comb through three months of bank statements to check out your spending habits. 🔍⁣
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What they’re looking for are spending patterns that could potentially derail your ability to make repayments. ⁣
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Talk to us for tips on getting your home loan application across the line. 👇⁣
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To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

25/05/2026

🔁 A record number of Australians just refinanced their home loan 🔁⁣
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Looks like Australia is in the midst of a refinancing frenzy. ⁣
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The ABS says over 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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Goes to show Aussie home owners are keeping their eyes on the ball when it comes to getting value out of their home loan. ⁣
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It’s also a cue to check in with us to see if your old loan still suits your needs. ⁣
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We’ll let you know if you could potentially save with a lower rate or improved loan features. 👇⁣
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To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

22/05/2026

😬 1-in-3 Aussie investors regret not investing earlier 😬⁣
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People who started investing in their 30s are 46% wealthier than those who waited until their 40s.*⁣
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That’s because investment returns can compound over time.⁣
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With all things investment related, it may be worth seeking advice from a financial adviser.⁣
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But if you do decide to invest in property, DM us to explore your investment loan options. 👇⁣
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To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

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* Finder research

20/05/2026

It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank. 🏡

It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank.

20/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty. 👇⁣
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To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

18/05/2026

📈 Is buying an investment property earlier the key to building wealth? 📈⁣
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Regrets? One-in-three Aussie investors say they regret not investing earlier. 😬⁣
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And perhaps for good reason...⁣
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Finder research shows people who started investing in their 30s are 46% wealthier than those who waited until their 40s.⁣
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That’s because investment returns can compound over time. 🔄⁣
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Just look at property: 45% gains in the last five years alone! ⁣
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And while past performance is not an indication of future performance, historically speaking, the national property market has delivered consistent long-term growth.🏡⁣
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Of course, with all things investment related, please seek independent financial advice to consider all your options.⁣
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But if you do decide to invest in property, consider contacting us to explore your investment loan options. 👇⁣
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To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]