MJH Finance

Call Directions Website Contact the business

MJH Finance MJH Finance is a locally owned business, based in Toowoomba on the Darling Downs. With so much to consider when taking out a loan, it is vital to use an expert.

MJH Advisory provide comprehensive financial solutions to suit your individual business and personal requirements. Our highly experienced team can assist you with all forms of finance, including business, personal and property finance. We are a family owned finance services practice assisting clients across Queensland and northern New South Wales. Principles of trust, honesty and integrity provide the framework for the way we do business – values which are increasingly important in the financial landscape. Think of us as being a professional resource in the same way you think of your accountant, financial planner or solicitor. We are in the business of building ongoing relationships with our clients to support all of their finance and business advisory requirements. MJH Advisory Pty Ltd ABN 87 163 744 081. Credit Representative 441885 is authorised under Australian Credit Licence 389328. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.

16/10/2026

🌸 Spring home buying season is here! 🌸

The days are warmer, longer, and gardens are in bloom.

We’re in the busy Spring selling season!

This can put home buyers in the hot seat as fresh listings hit the market.

DM us today to explore first home buyer concessions and loan pre-approval! 👇

To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitat...
15/10/2026

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why. 😃

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why.

🏡 Is your home loan still a good choice for you? 🏡⁣⁣Big differences in lender rates make now a good time to review your ...
14/10/2026

🏡 Is your home loan still a good choice for you? 🏡⁣
⁣
Big differences in lender rates make now a good time to review your mortgage. ⁣
⁣
First, check if your home loan interest rate is competitive. 💰⁣
⁣
Does your loan charge ongoing fees? Most don’t. ⁣
⁣
Are you using all the loan’s features? You could be paying extra for them.⁣
⁣
And are you being punished for your loyalty? Lenders generally offer lower rates to new borrowers. 🤔⁣
⁣
Here’s one option. 💡⁣
⁣
Contact us to organise a home loan health check. 👇⁣
⁣
To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

🏠 Could your home be a (negatively geared) investment property? 🏠⁣⁣The new negative gearing rules that take effect from ...
12/10/2026

🏠 Could your home be a (negatively geared) investment property? 🏠⁣
⁣
The new negative gearing rules that take effect from mid-2027 only apply to properties purchased after 12 May 2026. 📅⁣
⁣
So your current home could potentially be eligible for negative gearing in the future as an investment property. 💡⁣
⁣
It’s a strategy that calls for careful planning and a chat with your accountant and/or financial adviser. 🧾⁣
⁣
Contact us to understand your financing options for both properties. 👇⁣
⁣
To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

09/10/2026

🧹 Is it time to Spring clean your home loan? 🧹

Spring cleaning your home loan can be an opportunity to compare what else is on the market, and potentially pay less interest each month.

It’s also chance to toss out unused features you're paying extra for, or, add features such as offset accounts.

DM us to see if your old home loan is still a good match. 👇

To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like...
07/10/2026

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now? We reveal what’s currently a competitive rate, and how you may be able to land one.

🍳 Gen Z's appetite for property is growing 🍳⁣⁣Demand for first home buyer loans has jumped 16%. 📈⁣⁣It’s thanks largely t...
07/10/2026

🍳 Gen Z's appetite for property is growing 🍳⁣
⁣
Demand for first home buyer loans has jumped 16%. 📈⁣
⁣
It’s thanks largely to the expanded 5% Deposit Scheme. ⁣
⁣
Gen Z (18-25) has been the biggest benefactor, with Equifax reporting a 23% jump in home loan demand since October. ⁣
⁣
Could the 5% Deposit Scheme bring forward your home buying plans? 🏡⁣
⁣
Call us to find out. 👇⁣
⁣
To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

A big part of our business comes from a happy client recommending us to their family and friends! So thanks for the reco...
06/10/2026

A big part of our business comes from a happy client recommending us to their family and friends! So thanks for the recommendation and review, Paul! 😊

📈 Home loan rate rising? There may be other options 📈⁣⁣Four rate hikes in 2026 have wiped out last year’s rate cuts. But...
05/10/2026

📈 Home loan rate rising? There may be other options 📈⁣
⁣
Four rate hikes in 2026 have wiped out last year’s rate cuts. But you don't have to just wear higher rates. 💰⁣
⁣
Competition is heating up for your business among lenders - so some are still lowering their home loan rates to try and win new business. 📊⁣
⁣
It might be time to shop around? 🔍⁣
⁣
Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇⁣
⁣
To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

02/10/2026

🏡 1-in-3 home buyers rely on the Bank of Mum and Dad 🏡

But beware: lenders may check that the financial support is a gift, not a loan to be repaid.

Otherwise it may reduce your borrowing capacity or lead to delays during your loan application.

DM us first to find out how mum and dad can smoothly lend (or gift) a helping hand.

To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]



* Compare the Market survey

Address

Suite 2. 32/123 Margaret Street
Toowoomba, QLD
4350

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+61745801244

Alerts

Be the first to know and let us send you an email when MJH Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to MJH Finance:

Shortcuts

Share