MJH Finance

MJH Finance MJH Finance is a locally owned business, based in Toowoomba on the Darling Downs. With so much to consider when taking out a loan, it is vital to use an expert.

MJH Advisory provide comprehensive financial solutions to suit your individual business and personal requirements. Our highly experienced team can assist you with all forms of finance, including business, personal and property finance. We are a family owned finance services practice assisting clients across Queensland and northern New South Wales. Principles of trust, honesty and integrity provide

the framework for the way we do business – values which are increasingly important in the financial landscape. Think of us as being a professional resource in the same way you think of your accountant, financial planner or solicitor. We are in the business of building ongoing relationships with our clients to support all of their finance and business advisory requirements. MJH Advisory Pty Ltd ABN 87 163 744 081. Credit Representative 441885 is authorised under Australian Credit Licence 389328. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or...
02/09/2026

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic. 😎

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic.

💳 The BNPL trap: how it could impact your home loan application 💳⁣⁣Buy Now Pay Later (BNPL) may be quick and convenient,...
02/09/2026

💳 The BNPL trap: how it could impact your home loan application 💳⁣
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Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡⁣
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That's because every time you apply for BNPL, it may trigger a credit check. 🔍⁣
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And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣
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Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣
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Talk to us to know how BNPL could impact your loan application. 👇⁣
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To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

Making your life easier is our number one priority! Thanks for the review Stephen! 😁
01/09/2026

Making your life easier is our number one priority! Thanks for the review Stephen! 😁

🏡 Property listings climb higher, FOMO dials down 🏡⁣⁣Things are looking up for homebuyers, reports Domain. 📈⁣⁣Not so lon...
31/08/2026

🏡 Property listings climb higher, FOMO dials down 🏡⁣
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Things are looking up for homebuyers, reports Domain. 📈⁣
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Not so long ago FOMO (fear of missing out) was a driving force in the housing market. 😬⁣
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Today, new listings are up - while property prices in many parts of the country have plateaued (or even dipped).⁣
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That means buyers could have more negotiating power, and seller discounts are on the rise. ⁣
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It’s a trifecta that could see the stars align for your homebuying plans. ⭐⁣
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Contact us to see how you could benefit. 👇⁣
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To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

28/08/2026

🙌 The strategy 300,000+ first home buyers have used 🙌

With the 5% Deposit Scheme, you can buy your first home with as little as a 5% deposit.

The federal government guarantees your loan. Which means no lenders mortgage insurance is needed - a big saving!

DM us to find out if you’re eligible. 👇

To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]



* Housing Australia statistics

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at sta...
26/08/2026

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams. 🔎 🏡

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams.

📉 Lenders cut rates as competition heats up 📉⁣⁣There’s a “rate war brewing”, according to Canstar. ⁣⁣A rising tide of le...
26/08/2026

📉 Lenders cut rates as competition heats up 📉⁣
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There’s a “rate war brewing”, according to Canstar. ⁣
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A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣
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The catch? ⚠️⁣
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Lower rates are usually reserved for new customers. 💡⁣
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The solution? 🤝⁣
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Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣
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Contact us to find out how. 👇⁣
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To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣⁣The average tax-agent prepared tax refund is $3,550, acco...
24/08/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
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The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣
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Those extra funds could potentially help you pay off your mortgage sooner.⁣
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That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
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In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
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So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
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Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
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To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

21/08/2026

💳 How BNPL can impact your home loan application 💳

Every time you apply for Buy Now Pay Later, it may trigger a credit check.

And too many credit checks can affect your credit score and be a red flag for lenders.

Late or missed BNPL payments can also be reported, which could reduce your score further.

Got a BNPL account active? DM us to find out more. 👇

To find out more, DM or contact Michael at MJH Finance on:

📞 (07) 4580 1244
💻 [email protected]

While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginn...
19/08/2026

While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginning to soften – but it’s not all bad news for home owners. 🙌

While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginning to soften – but it’s not all bad news for home owners.

Address

Suite 2. 32/123 Margaret Street
Toowoomba, QLD
4350

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+61745801244

Website

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