HPartners

HPartners Wealth creation and wealth management At HPartners, our focus is on helping you to successfully invest for your future.

We recognise that every client is different with different investment needs, so we tailor individual solutions. However, every tailored solution is built on a solid investment framework and core philosophy. Our services include:

Financial planning
Investment advice
Wealth creation
Pre and post-retirement planning
Risk and insurance analysis
Wealth protection
Portfolio reviews
Income prote

ction
Key person and partnership insurance
Mortgage management and debt reduction

Contact us today without obligation.

18/06/2026

๐Ÿ“‰ Your super balance dropped? Don't panic โ€” pour a cuppa and hear us out.

When markets get bumpy, it feels like bad news. But here's the bit nobody tells you: every dollar your employer drops into your super is now buying more shares for less. Same units, cheaper price. You're basically shopping the sales rack.

Think of it like this ๐Ÿ‘‡ If you bought a house for $800k and it dipped to $700k, would you panic-sell? Of course not. Same logic applies to your super.

As the old investing saying goes: during volatile times, wealth quietly moves from the impatient to the patient. The trick? Buy well when things are low, and hold on for the long game.

Volatility isn't the enemy. Impatience is. ๐Ÿ’ช

Got questions about your super strategy? That's literally what we're here for โ€” give HPartners a shout.

Numbers, sorted. Our free calculators help you map out your super, mortgage, savings and credit card payoff in a few cli...
17/06/2026

Numbers, sorted. Our free calculators help you map out your super, mortgage, savings and credit card payoff in a few clicks โ€” no spreadsheet meltdowns required.
Take them for a spin ๐Ÿ‘‰ https://hpartners.com.au/financial-calculators/

Full snapshot ๐Ÿ‘‰๏ธ https://hpartners.com.au/economic-snapshot-may-2026/ Sharemarkets up ๐Ÿ“ˆ, Korea is showing off with a 33%...
16/06/2026

Full snapshot ๐Ÿ‘‰๏ธ https://hpartners.com.au/economic-snapshot-may-2026/

Sharemarkets up ๐Ÿ“ˆ, Korea is showing off with a 33% month ๐Ÿ‡ฐ๐Ÿ‡ท, and the RBA lifting rates again to 4.35%. May had a bit of everything.

Our message stays the same: stay diversified, stay invested, and don't let the headlines rattle you.

Read the full guide ๐Ÿ‘‰ https://hpartners.com.au/5-car-repossession-protections/ Behind on a car loan? A repo agent can't ...
15/06/2026

Read the full guide ๐Ÿ‘‰ https://hpartners.com.au/5-car-repossession-protections/

Behind on a car loan? A repo agent can't just stroll up your driveway and take the keys. ๐Ÿš—
Australian law puts a surprising number of speed bumps in a lender's path before they can repossess โ€” most people just don't know they exist. A few that work in your favour:

โ†’ No proper default notice = no repossession (you get at least 30 days).
โ†’ They can't enter your residential property without written consent or a court order.
โ†’ Lodging an AFCA complaint can effectively hit "pause" on the whole process.

And one that can quietly work against you: if you've been signed up to a "business" car loan (a chattel mortgage) when it was really for personal use, those protections may not apply.

We've broken it all down โ€” including what to actually do if a default notice lands.

Centrelink paperwork multiplying on the kitchen table? You're not alone. Navigating government benefits and aged care co...
12/06/2026

Centrelink paperwork multiplying on the kitchen table? You're not alone.
Navigating government benefits and aged care costs is genuinely tricky โ€” and it usually comes up when life's already busy.

HPartners helps you understand your entitlements, weigh up your options, and plan with confidence. Less guesswork. More clarity.

๐Ÿ‘‰ Book a chat today!

11/06/2026

Life changes. Your investments should too.

Whether you're just starting out or eyeing retirement, your comfort with risk naturally shifts over time โ€” and your portfolio should reflect that.

In this video, Sam breaks down risk profiles, rebalancing, and when it might be time to check in with a financial adviser.

๐Ÿ“ฒ DM us or head to hpartners.com.au to get started.

https://hpartners.com.au/eofy-sales-2026/ EOFY isn't just tax-return season โ€” it's one of the best times all year to sav...
10/06/2026

https://hpartners.com.au/eofy-sales-2026/
EOFY isn't just tax-return season โ€” it's one of the best times all year to save money in Australia!

Our new guide breaks down the best EOFY Sales and discounts for QLD shoppers in 2026 โ€” the big retail events, the surprisingly sharp car deals, and the saving most people miss: the $20,000 instant asset write-off for small businesses (the asset has to be installed and ready to use by 30 June, so the clock's ticking).

๐ŸŽฅ Ever wondered what happens when financial advice meets Amazon-level thinking? Our very own Nat Hartmann sat down with ...
09/06/2026

๐ŸŽฅ Ever wondered what happens when financial advice meets Amazon-level thinking? Our very own Nat Hartmann sat down with Colonial First State to find out.

In the latest CFS webinar, "Turning Innovation Into Action with Amazon and HPartners Group," Nat digs into how advice practices can actually use AI and tech โ€” not just nod along at the buzzwords โ€” to deliver real, practical solutions for clients.

Less hype, more "here's how it actually works." ๐Ÿ‘‡
Watch now: https://vimeo.com/1186071732/6adc456947?share=copy&fl=sv&fe=ci

๐Ÿ’ก Did you know salary sacrificing into super could mean paying just 15% tax on those contributions โ€” instead of your usu...
08/06/2026

๐Ÿ’ก Did you know salary sacrificing into super could mean paying just 15% tax on those contributions โ€” instead of your usual marginal rate?

If you're sitting in the 30% or 37% tax bracket, that gap adds up fast. It's one of those "why didn't anyone tell me sooner?" strategies that can make a real difference to your financial position โ€” both now and in retirement.

Of course, everyone's situation is different, so it's worth getting advice tailored to you before making changes.

Want to know if salary sacrificing makes sense for your situation? Let's chat. ๐Ÿ‘‡
๐ŸŒ www.hpartners.com.au

Meet Julia ๐Ÿ‘‹Country kid turned financial adviser โ€” she'll help you figure out your money with the same down-to-earth app...
05/06/2026

Meet Julia ๐Ÿ‘‹

Country kid turned financial adviser โ€” she'll help you figure out your money with the same down-to-earth approach she grew up with.

Julia specialises in super strategies, personal insurance, debt reduction, and getting you ready for retirement. Whether you're chauffeuring kids to sport on weekends or chasing your next adventure, she's here to make sure your finances keep up.

Approachable. Knowledgeable. Dependable. โ€” that's straight from the people who know her best!

๐Ÿ“… Book a chat with Julia today โ†’ https://hpartners.com.au/team/julia-zietek/

Address

Unit 2/12 Prescott Street
Toowoomba, QLD
4350

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+61746130000

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