Mortgage Choice Broker - David Alderdice

Mortgage Choice Broker - David Alderdice Smartline is Australia's leading Mortgage Adviser Franchise. David has 30 years’ experience in fin

28/08/2025

If you’re looking to borrow money in retirement, a reverse mortgage may allow you to use the equity in your home to access the funds you need.

It's important to understand how reverse mortgages work, in particular the impact a reverse mortgage can have on your home equity over time.

If you’re considering taking out a reverse mortgage, book in to chat with us today: 👇

https://calendly.com/david-alderdice-mortgagechoice

When it comes to finding an investment property, it’s important to do your research to determine what’s right for you. ...
25/08/2025

When it comes to finding an investment property, it’s important to do your research to determine what’s right for you.

Buying a rental property calls for a different approach to choosing your own home. Be strategic and have a clear list of purchase criteria that aligns with your investment goals.

We can help you find the right investment loan. Book in to chat with us today: 👇

https://calendly.com/david-alderdice-mortgagechoice

Combining multiple high-interest debts with your home loan could make managing your finances a lot easier by combining m...
21/08/2025

Combining multiple high-interest debts with your home loan could make managing your finances a lot easier by combining multiple debts into one, easy-to-manage repayment– but there are a few things you should consider first.

Debt consolidation can turn a short-term debt such as a personal loan into a long-term debt, meaning you could end up paying more interest over time. Plus, consolidating unsecured debts into your mortgage could put your property at risk if you can’t keep up with your repayments.

I can provide guidance on debt consolidation to determine if it’s the right option for you. Book in to chat with us today: 👇

https://calendly.com/david-alderdice-mortgagechoice

If you’re interested in getting up-to-date information about your property or a property you’re interested in buying, an...
18/08/2025

If you’re interested in getting up-to-date information about your property or a property you’re interested in buying, and would like to learn more about your local market, ask us for a PropTrack property report.

Whether you’re considering your next move or you’re just curious, the insights and data available through these reports are designed to help you make informed property decisions.

Book in to chat with us today: 👇

https://calendly.com/david-alderdice-mortgagechoice

Happy International Relaxation Day! 🧖‍♀️🍃 When it comes to your home loan, I can do all the hard work, so you don't have...
15/08/2025

Happy International Relaxation Day! 🧖‍♀️🍃

When it comes to your home loan, I can do all the hard work, so you don't have to! Whether you’re looking for a new loan or to refinance your existing mortgage, I can compare thousands of loans from more than 35 lenders, saving you hours of research. I’ll even negotiate with the lender on your behalf.

We can bring the zen when it comes to exploring your home loan options.

Book in to chat with us today: 👇

https://calendly.com/david-alderdice-mortgagechoice

Pre-approval for a home loan means a lender has indicated they are willing to lend you a certain amount of money to purc...
13/08/2025

Pre-approval for a home loan means a lender has indicated they are willing to lend you a certain amount of money to purchase a property. This gives you an indication of how much you can borrow so you can look for properties within your spending limit. A pre-approval is usually valid for a set period of three months.

If you’re looking to buy a property, securing a pre-approval through a mortgage broker is a great first step.

Book in to chat with us for more information today: 👇

https://calendly.com/david-alderdice-mortgagechoice

🚨 The RBA has dropped the cash rate to 3.60% - a reduction of 25 basis points!🚨 The third cash rate cut for 2025 gives y...
12/08/2025

🚨 The RBA has dropped the cash rate to 3.60% - a reduction of 25 basis points!🚨

The third cash rate cut for 2025 gives you 25 more reasons to review your home loan and see how much you could save.

Whether you’re looking to explore your home loan options or find out how to make the most of potential savings, I can help you understand what this change means for you. 🏡

Book in a chat today 👇 :

https://calendly.com/david-alderdice-mortgagechoice

Who doesn’t love a sale?! It can be easy to get carried away with all the amazing deals during sales time. But before y...
11/08/2025

Who doesn’t love a sale?!

It can be easy to get carried away with all the amazing deals during sales time. But before you start adding to cart 🛒, take a moment to shop smart and think through your purchases.

And remember, if you’re saving for a deposit, spending too much on shopping could be a red flag 🚩 for lenders when assessing your home loan application – so keep your spending under control.

Your future self (and your wallet) will thank you!

Book in to chat with us today: 👇

https://calendly.com/david-alderdice-mortgagechoice

Thinking of taking the leap from first home buyer to investor? At Mortgage Choice, we have access to thousands of home ...
11/08/2025

Thinking of taking the leap from first home buyer to investor?

At Mortgage Choice, we have access to thousands of home loan products from more than 35 lenders. We even have a range of loan options exclusive to our customers, including loans tailored for those looking to kick-start their investment journey.

Book in to chat with us today: 👇

https://calendly.com/david-alderdice-mortgagechoice

Why wait until December to treat yourself? Celebrate Christmas in July by giving yourself the gift of lower home loan re...
28/07/2025

Why wait until December to treat yourself? Celebrate Christmas in July by giving yourself the gift of lower home loan repayments. After two cash rate cuts this year, I can help you review your home loan to see if you could reduce your home loan repayments.

Book in an appointment and let’s chat today.

https://calendly.com/david-alderdice-mortgagechoice

It’s a common misconception that refinancing your home loan is a complicated, time-consuming process – it doesn’t have ...
24/07/2025

It’s a common misconception that refinancing your home loan is a complicated, time-consuming process – it doesn’t have to be.

With the right support, refinancing can be simple and stress-free. I can help you compare thousands of products from more than 35 lenders to find out how much you could save on your current loan. I’ll take care of the entire process from start to finish – saving you hours of research, hassle and paperwork.

To find out if you’re in the right loan for right now, book an appointment with me today.

https://calendly.com/david-alderdice-mortgagechoice

Address

Toowoomba, QLD
4350

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61746464233

Website

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