Synergy Mortgage Brokers

Synergy Mortgage Brokers Mortgages don't have to be complicated or stressful. Your path to homeownership starts here.

It might seem strange, but while the RBA has raised the cash rate to 4.35%, some lenders are actually cutting variable h...
04/09/2026

It might seem strange, but while the RBA has raised the cash rate to 4.35%, some lenders are actually cutting variable home loan rates.
Why? Competition.
With mortgage demand softer, lenders are competing harder for new borrowers — with 50+ lenders now offering at least one variable rate below 6%.
But there’s a catch: advertised rate cuts don’t always flow through to existing customers.
If you’ve had your home loan for a few years, it could be worth asking:
- Is your rate still competitive?
- Could your lender offer you a better deal?
- Would refinancing actually benefit you?
And remember, the lowest rate isn’t always the best loan. Fees, offset, redraw, flexibility and your individual circumstances all matter.
Higher RBA rates don’t mean you should stop reviewing your home loan. Competition could create an opportunity. 🏠

Contact us to find out more !
1300 324 588 | [email protected]

Higher rates and lower borrowing capacity can still make buying challenging.The key? Don’t try to time the bottom. Get f...
31/08/2026

Higher rates and lower borrowing capacity can still make buying challenging.

The key? Don’t try to time the bottom. Get finance-ready instead. 🔑

Know your borrowing capacity, understand your numbers and be ready to negotiate when the right property comes along.

The market may have changed. That could be your opportunity.

Contact us today to get you finance sorted.
1300 324 588 | [email protected]

Lenders generally assess the available limit, not just what you currently owe.Planning a home purchase or refinance? Rev...
26/08/2026

Lenders generally assess the available limit, not just what you currently owe.

Planning a home purchase or refinance? Reviewing unused or unnecessarily high credit limits before applying could make a surprising difference.

Contact us to find out more.
130 324 588 | [email protected]

There's a lot of misinformation about the Home Guarantee Scheme, so we're setting the record straight.Swipe through to l...
23/08/2026

There's a lot of misinformation about the Home Guarantee Scheme, so we're setting the record straight.

Swipe through to learn how the scheme could help eligible buyers get into their first home sooner.

Call us to find out more !
1300 324 588 | [email protected]

If you are looking to break into the property market, don't forget to make the most of out handy resources!- Repayment c...
19/08/2026

If you are looking to break into the property market, don't forget to make the most of out handy resources!

- Repayment calculator
- Property Fees Calculator
- Borrowing capacity Calculator

All available now on our website !

Retirement doesn't have to mean downsizing.More older Australians are choosing to stay in the home they love and explore...
16/08/2026

Retirement doesn't have to mean downsizing.

More older Australians are choosing to stay in the home they love and explore ways to access their home equity instead.

Whether it's a reverse mortgage, the Home Equity Access Scheme or another option, the right solution depends on your goals and circumstances.

The key is understanding all your options before making one of the biggest financial decisions of your retirement.

📞 Thinking about what's right for you or a loved one? Get in touch for a chat.
1300 324 588 | [email protected]

You could buy with just a 5% deposit and avoid paying Lenders Mortgage Insurance (if you're eligible).Not sure whether y...
12/08/2026

You could buy with just a 5% deposit and avoid paying Lenders Mortgage Insurance (if you're eligible).

Not sure whether you qualify? Let's chat and explore your options.
1300 324 588 | [email protected]



As expected, the Reserve Bank has left the cash rate unchanged at 4.35% today.While inflation is showing signs of easing...
11/08/2026

As expected, the Reserve Bank has left the cash rate unchanged at 4.35% today.

While inflation is showing signs of easing, the RBA remains cautious, with further rate rises still a possibility.

Now could be a great time to review your home loan. Could you reduce your repayments or unlock a better lending option? Talk to our team today to explore what options may be available to you.

The latest inflation data suggests the rate hiking cycle may be coming to an end, but that doesn't mean you should wait ...
09/08/2026

The latest inflation data suggests the rate hiking cycle may be coming to an end, but that doesn't mean you should wait to review your home loan.

Lenders can adjust their rates at any time, and refinancing could help you save sooner.

📞 Get in touch to see if your home loan is still competitive.
1300 324 588 | [email protected]


Ready for a change of scenery? Synergy Mortgage brokers can help you make that sea change or move a reality! Whether you...
05/08/2026

Ready for a change of scenery?
Synergy Mortgage brokers can help you make that sea change or move a reality! Whether you’re eyeing coastal living, countryside charm, or somewhere in between, our team is here to guide you every step of the way.

Contact us today to discuss your options.
1300 324 588 | [email protected]

Address

3/482 Ruthven Street
Toowoomba, QLD
4350

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+611300324588

Website

Alerts

Be the first to know and let us send you an email when Synergy Mortgage Brokers posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Synergy Mortgage Brokers:

Shortcuts

Share

Category