Synergy Mortgage Brokers

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Synergy Mortgage Brokers Mortgages don't have to be complicated or stressful. Your path to homeownership starts here.

If you're looking to purchase your first home but don't know where to start, come see our friendly and knowledgeable tea...
13/09/2026

If you're looking to purchase your first home but don't know where to start, come see our friendly and knowledgeable team !

We will guide you through the entire process and empower you with the tools to make your first home buying experience as simple as possible 🏠

📞1300 324 588
✉ [email protected]
📍Toowoomba & Sunshine Coast

Short-term needs like stock and cash flow usually shouldn’t be funded with long-term debt. Meanwhile, major assets may b...
09/09/2026

Short-term needs like stock and cash flow usually shouldn’t be funded with long-term debt. Meanwhile, major assets may be better suited to longer repayment terms.

Getting the structure right can help improve cash flow, manage repayments and reduce your total interest cost. 📊

The right finance structure can make a big difference.
1300 324 588 | [email protected]

With lenders competing harder for small-business customers, now could be a smart time to review your finance, not just y...
08/09/2026

With lenders competing harder for small-business customers, now could be a smart time to review your finance, not just your interest rate.

From working capital and equipment to expansion and cash-flow management, the right structure can make a big difference.

The cheapest rate isn’t always the best deal. The right finance should work with your business, not against it.

Thinking about your business finance? It may be time for a review.
1300 324 588 | [email protected]

It might seem strange, but while the RBA has raised the cash rate to 4.35%, some lenders are actually cutting variable h...
04/09/2026

It might seem strange, but while the RBA has raised the cash rate to 4.35%, some lenders are actually cutting variable home loan rates.
Why? Competition.
With mortgage demand softer, lenders are competing harder for new borrowers — with 50+ lenders now offering at least one variable rate below 6%.
But there’s a catch: advertised rate cuts don’t always flow through to existing customers.
If you’ve had your home loan for a few years, it could be worth asking:
- Is your rate still competitive?
- Could your lender offer you a better deal?
- Would refinancing actually benefit you?
And remember, the lowest rate isn’t always the best loan. Fees, offset, redraw, flexibility and your individual circumstances all matter.
Higher RBA rates don’t mean you should stop reviewing your home loan. Competition could create an opportunity. 🏠

Contact us to find out more !
1300 324 588 | [email protected]

Higher rates and lower borrowing capacity can still make buying challenging.The key? Don’t try to time the bottom. Get f...
31/08/2026

Higher rates and lower borrowing capacity can still make buying challenging.

The key? Don’t try to time the bottom. Get finance-ready instead. 🔑

Know your borrowing capacity, understand your numbers and be ready to negotiate when the right property comes along.

The market may have changed. That could be your opportunity.

Contact us today to get you finance sorted.
1300 324 588 | [email protected]

Lenders generally assess the available limit, not just what you currently owe.Planning a home purchase or refinance? Rev...
26/08/2026

Lenders generally assess the available limit, not just what you currently owe.

Planning a home purchase or refinance? Reviewing unused or unnecessarily high credit limits before applying could make a surprising difference.

Contact us to find out more.
130 324 588 | [email protected]

There's a lot of misinformation about the Home Guarantee Scheme, so we're setting the record straight.Swipe through to l...
23/08/2026

There's a lot of misinformation about the Home Guarantee Scheme, so we're setting the record straight.

Swipe through to learn how the scheme could help eligible buyers get into their first home sooner.

Call us to find out more !
1300 324 588 | [email protected]

If you are looking to break into the property market, don't forget to make the most of out handy resources!- Repayment c...
19/08/2026

If you are looking to break into the property market, don't forget to make the most of out handy resources!

- Repayment calculator
- Property Fees Calculator
- Borrowing capacity Calculator

All available now on our website !

Retirement doesn't have to mean downsizing.More older Australians are choosing to stay in the home they love and explore...
16/08/2026

Retirement doesn't have to mean downsizing.

More older Australians are choosing to stay in the home they love and explore ways to access their home equity instead.

Whether it's a reverse mortgage, the Home Equity Access Scheme or another option, the right solution depends on your goals and circumstances.

The key is understanding all your options before making one of the biggest financial decisions of your retirement.

📞 Thinking about what's right for you or a loved one? Get in touch for a chat.
1300 324 588 | [email protected]

You could buy with just a 5% deposit and avoid paying Lenders Mortgage Insurance (if you're eligible).Not sure whether y...
12/08/2026

You could buy with just a 5% deposit and avoid paying Lenders Mortgage Insurance (if you're eligible).

Not sure whether you qualify? Let's chat and explore your options.
1300 324 588 | [email protected]



Address

3/482 Ruthven Street
Toowoomba, QLD
4350

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+611300324588

Website

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