Foxtail Home Loans & Financial Services

Foxtail Home Loans & Financial Services Home Loan Specialists with access to 30+ lenders and 20+ years experience. Exceptional! Who are we? What we do? The bonus for you is, "we're on your side"!

FOXTAIL Home Loans & Financial Services is a family owned and operated business built on hard work, trust and the drive to help as many people as possible. We are currently a Father & Son partnership with over 20 years of collective Financial Industry experience and over 30 in Real Estate Investment. We are the real LOCAL Home Loan experts committed to providing peace of mind to our clients by hel

ping them obtain and manage a home loan. Our hunting ground is the beautiful SE Queensland which includes Toowoomba, Brisbane, Gold Coast, Sunshine Coast and anywhere in-between. Over the last 15 years we have helped hundreds of borrowers find the most suitable home loans and subsequently assisted them into investment property purchases. FOXTAIL maybe a small business, but we have more power than any big lender around when it comes to getting you into a home. Our lending panel is substantial and includes all the big banks! We are fully qualified Finance Brokers with one focus, "to track down and secure the most suitable Home Loan for our clients". We compare over 20 leading lenders offering hundreds of home loan products and then, based on your unique situation, present the top three products to you in a clear, easy to understand manner. We then meet face to face and outline the pros and cons of each product until you are satisfied that a product suits your needs. Once you have decided on a product, we list what documents you need to supply and lodge the application on your behalf. Over the next few weeks we actively work to make the process to settlement as smooth as possible. Just like a Fox, we are patient, fast, clever and unrelentingly persistant when it comes to the hunt. We won't stop until we find you a suitable Home Loan solution. FOXTAIL Finance Brokers are the alphas in the ever-changing world that is the Australian Home Loan market. Why we do it? Our goal is to remove the pressure, hassle and worry out of getting a home loan. As a local, family owned business, we don’t just enter into another business transaction with you, we form a relationship. Our mission is to make the process of buying a home easier, leaving our clients with a smile and sense of liberation. Not only do we strive to make the initial purchase of your home as stress-free as possible, we keep in contact and focus on forging a trusting, long-term relationship. Once you become part of the FOXTAIL family it is our duty to protect and help you during the life of your loan by ensuring you're confident in the decisions you make.

You may have noticed the urgency leaving the housing market. But is this the window of opportunity you’ve been waiting f...
25/08/2026

You may have noticed the urgency leaving the housing market. But is this the window of opportunity you’ve been waiting for? 🦊

Our friends at ME’s latest Broker Economic Update offer a crucial insight into what’s happening. While higher rates have definitely taken the edge off demand, we aren't seeing a crash.

Here’s the smart buyer’s breakdown:

🛑 The Market Balance: Higher rates mean fewer buyers are rushing, and prices are softening, particularly for investors.

📉 House Price Outlook: A national dip of up to 10% is possible. BUT, severe drops are unlikely because new home supply remains tight and people still need houses.

⏳ Rates Reality: Relief is likely to take longer than we’d like—potentially not until 2028 if inflation stays stubborn. The economy is slow but resilient, and recession risk is low.

🚀 The Long Game: The pace of growth will moderate, but population growth and rising incomes will keep prices supported over time.

👉 YOUR NEXT MOVE: Don’t wait for a peak that’s passed. Shift your sentiment. Let’s talk about how current market conditions can work for you. We can map out a lending plan that is patient, fast, and clever—just like a fox on the hunt!

Well, Jim Chalmers handed down the Federal Budget, and it turns out the government’s new favorite hobby is making proper...
19/05/2026

Well, Jim Chalmers handed down the Federal Budget, and it turns out the government’s new favorite hobby is making property investors sweat through their business shirts. 🎽💼

​If your social feed looks anything like mine, it's just a wall of screaming headlines about the death of negative gearing on established houses, Capital Gains Tax getting a massive makeover, and the RBA lurking in the bushes ready to pounce on interest rates again.

​Oh, and if you're trying to buy an existing investment property in South East Queensland right now? Good luck, because the state government just signed a deal locking up 20,000 new homes exclusively for First Home Buyers. (Congrats to the first-timers, but cue the collective sigh from everyone else!) 😅

​Honestly, trying to figure out your borrowing capacity or your business cash flow right now feels like trying to read a map while riding a unicycle down the Toowoomba Range.

​But don't panic. While everyone else is running around like headless chooks, a clever fox doesn’t sweat the budget changes—they just pivot. 🦊✨

​The wealth-building game hasn’t been canceled; the rules just changed. Whether that means:
- ​Pouncing on the "grandfathering" window before the mid-2027 negative gearing tax changes lock in.
- ​Pivoting your investment strategy toward new builds.
- ​Restructuring your business finance so you actually have working capital left over.

​You don’t need to spend your weekends crying over spreadsheet projections or reading 500-page policy papers. That is literally what you we are here for.

​At Foxtail Home Loans, we live for this stuff. We'll cut through the political jargon, help map out a clear, tactical game plan, and find the right loan structure to keep you ahead of the pack.

​Drop us a message, or let’s grab a coffee (or something stronger) and figure out your next clever move. 👇

Merry Christmas from the Foxtail Family! 🎄✨​As we wrap up the year, we’ve been reflecting on what makes Foxtail Home Loa...
21/12/2025

Merry Christmas from the Foxtail Family! 🎄✨

​As we wrap up the year, we’ve been reflecting on what makes Foxtail Home Loans & Financial Services so special—and the answer is you.

​We are incredibly grateful for the trust you’ve placed in us this year. Helping you secure your homes and manage your finances is a privilege we never take for granted. Your support has been the highlight of our 2025! 🧡

​We’re heading into the New Year with a commitment to be even better, sharper, and more dedicated to your financial success.
​Ready to make moves in 2026?

Whether you have property questions or new finance needs, we’re here to help.

📩 Send us a DM or call Todd & the team today!

Just two days left before our journey begins!  As a proud Gold Sponsor we're trekking to support those affected by cance...
28/08/2025

Just two days left before our journey begins! As a proud Gold Sponsor we're trekking to support those affected by cancer. 💛

So far, an amazing $91,000 has been raised, led by the amazing Laura Ryan and the team at Toowoomba Hospital Foundation we’re so close to reaching our new $100,000 goal!

To help us get there, Foxtail Home Loans is personally matching all donations to our fundraising page. Up to our target of $4,000, your donation will be doubled! 💰

Did you know exercise can reduce the risk of cancer recurrence by 28% in active patients? We believe movement is medicine for both the body and mind.

Join us in making a difference!

Link to donate in the comments. 🙏

We're raising funds for the Toowoomba Hospital Foundation. The Toowoomba Hospital Foundation raises much needed funds to support the Toowoomba Hospital, Baillie Henderson Hospital and Mt Lofty Heights Nursing Home by providing funding for life-saving equipment and resources, staff development, resea...

17/07/2025

Two weeks ago, I shared our family's journey with cancer—and your support was incredible. 💛 Thank you to everyone who’s donated!

Today, I’m proud to share Foxtail Home Loans' Gold Sponsorship video and explain why the 75km Trek the Trail means so much to us. Inspired by our friend and cancer survivor Laura Ryan, this Trek is a powerful symbol of resilience, healing, and hope.

Every dollar raised funds exercise physiology services at the new Regional Cancer Centre—helping patients stay strong through treatment.

We’re aiming to raise $1,000+ by August 30. Every donation counts and is tax-deductible. 🙌

👉 Donate here: https://www.toowoombahospitalfoundation.org.au/fundraisers/FoxtailHomeLoansFinancialServices/trek-the-trail-2025

At Foxtail Home Loans & Financial Services, we believe in supporting causes that truly matter to our community. The figh...
27/06/2025

At Foxtail Home Loans & Financial Services, we believe in supporting causes that truly matter to our community. The fight against cancer is deeply personal to us, having experienced its devastating impact, including the loss of an immediate family member.

That's why we're proud to announce our Gold Sponsorship and participation in the Toowoomba Hospital Foundation 's Trek the Trailers 2025 ! This initiative aligns with our commitment to local community well-being and the critical work of the Regional Cancer Centre, particularly in making exercise physiology accessible for cancer treatment and prevention.

Team Foxtail, are aiming to raise $1,500+ by August 30th, 2025. Your tax-deductible donation directly supports the invaluable efforts of the Regional Cancer Centre.

We invite you to contribute to this meaningful cause and help us make a tangible difference. 🙏

Support our fundraising here:
https://www.toowoombahospitalfoundation.org.au/fundraisers/foxtailhomeloansfinancialservices

Thank you for your generosity and support. ❤️

We're raising funds for the Toowoomba Hospital Foundation. The Toowoomba Hospital Foundation raises much needed funds to support the Toowoomba Hospital, Baillie Henderson Hospital and Mt Lofty Heights Nursing Home by providing funding for life-saving equipment and resources, staff development, resea...

Empowered Fox today! I'm deeply grateful to all of you, my valued clients and referrers, and I promise to continue servi...
02/04/2025

Empowered Fox today! I'm deeply grateful to all of you, my valued clients and referrers, and I promise to continue serving your best interests with unwavering dedication. I'm excited to expand my reach this year, so please don't hesitate to share your finance needs and spread the word to anyone who could benefit from expert guidance in their corner! 🙏

www.foxtailhomeloans.com.au

Every now and then a client like this comes along hey...and it's absolutely worth it, they need us, we need them and the...
28/02/2025

Every now and then a client like this comes along hey...and it's absolutely worth it, they need us, we need them and they become our trusted clients for life. 🙌🫶🙏

"🎅🎄 This Christmas, the only thing we want weighing our clients down is their plate of prawns, not mortgage stress! Whet...
24/12/2024

"🎅🎄 This Christmas, the only thing we want weighing our clients down is their plate of prawns, not mortgage stress! Whether you’re dreaming of a home with space for a bigger BBQ or just want to unwrap lower repayments, we’re here to help.

So, grab your thongs, a cold drink, and let’s make 2025 the year you sleigh (pun intended) your homeownership goals! 🏡✨

Merry Christmas from Foxtail – your local mortgage Santa. Ho Ho Home & Business Loans made easy! 🎁🎄"

Are you a property investor or looking to become one? Did you know:Only 20% of Australia's population hold investment pr...
30/10/2024

Are you a property investor or looking to become one? Did you know:

Only 20% of Australia's population hold investment properties & of the 20%:
• 71% hold 1
• 19% hold 2
• 6% hold 3
• 2% hold 4
• 1% hold 5
and less than 1% hold 6 or more.

Statistics available from the Australian Taxation Office
(ATO) tell us that there are 2,207,905 property investors
in Australia. This means about 20% of Australians hold
an investment property while 80% don’t.

We take the guess work out of finding the right lender and product for you. Brilliant.

Address

18 Kimmins Street
Toowoomba, QLD
4350

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