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Monday 8:30am - 5:30pm Tuesday 8:30am - 5:30pm Wednesday 8:30am - 6pm Thursday 8:30am - 5:30pm Friday 8:30am - 5:30pm

RB finance

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Toowoomba Mortgage Brokers. We'd love to show you What's Possible!!! We seek to provide you the best service and love finding the right banking solution for you.

We focus on all areas relating to lending and finance including Home Loans, Vehicle, Equipment, Business, Commercial and Agribusiness Finance. We want to help you get the most out of life and achieve your goals. We want to make your finance journey simple and clear, giving you confidence in your choices. With the lending environment becoming more complex and the impost of increased government regulation on banks it is more important than ever to use a professional when seeking finance. We provide personalised, tailored advice, just for you and your unique circumstances. Call us and you'll speak to a real person, there to give you the right information that is relevant to you. We will help you feel sure you've got all the answers - even to questions you might not think to ask. We're just like you - real people living and working in our community. We want to get to know you. To find out what is really important to you. Then we can help you to work out exactly what you need now, and in the future. We work harder, negotiate better, plan more and we really care. Our sole focus is on finding the right finance for you. We don't do anything else. We have walked the walk in the real world, and we know how to get the real results you deserve. Credit Representative (493621) is authorised under Australian Credit Licence389328. Disclaimer: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

04/11/2026

The cheapest loan isn’t always the one with the lowest rate.

There’s more to consider than just the number.

Talk to us about finding the right fit for your situation.

03/11/2026

📈 Rates are on the move again.

The RBA has increased the cash rate by another 0.25% to 4.85%.

For homeowners, that could mean higher repayments if lenders pass the increase on. For buyers, it could also impact borrowing capacity and what you can comfortably afford.

If it’s been a while since you reviewed your home loan, now is a pretty good time to make sure it’s still working for you.

🏠 Better rate?
💰 Better structure?
🔄 Refinance options?
📉 Or just want to understand what this change means for you?

Let’s have a chat.

Get in touch with the team at RB Finance and we can take a look at where things stand.

02/11/2026

Don’t limit your options to just one lender.

The right solution might be out there, you just need to know where to look. 👀

We know the market and can help you find what’s the right fit for you. 🤝

31/10/2026

Most first home buyers focus on saving a deposit.

But there can be other costs to factor into your budget.

Understanding the full cost of purchasing a property can help you feel more prepared throughout the process.

Buying your first home soon?

Let's talk through what to expect.

https://rbfinance.com.au/

30/10/2026

What we look for and what the customer sees can be two very different things.

We understand that business figures can sometimes create doubt, but that doesn’t always mean the answer is no.

We know what lenders look for and can help identify the information that matters, explore your options, and find a solution.

30/10/2026

Another rate rise could be coming. Is your home loan ready for it?

The cash rate is currently 4.60%, and with inflation sitting at 4.3%, all eyes are on the RBA ahead of its next decision on 3 November.

You can't control what the RBA does.

But you can control how prepared you are.

Before the next decision, it’s worth checking:

✅ Is your current home loan rate still competitive?
✅ What would another 0.25% increase do to your repayments?
✅ Do you have enough of a cash buffer?
✅ Are you getting the full benefit from your offset?
✅ Is your current loan structure still right for you?

Sometimes a quick review confirms you're already in a good position. Other times, there may be an opportunity to restructure or refinance.

Either way, it’s better to know.

If it’s been a while since you reviewed your home loan, send us a message and we’ll take a look.

Real People. Real Results.

29/10/2026

We understand the challenges of business.

Because we face them too.

At RB finance, we offer a judgement free space where the goal is simple, to understand your situation and help find the right finance solution.

Running a business isn’t always easy and we’re here to help you navigate the challenges.

28/10/2026

If your business has changed, your finance needs may have changed too.

A quick review could help you understand whether your current lending structure still aligns with your goals.

Reach out if it's been a while since you've looked at your business finance.

Changing or refinancing facilities may involve fees, break costs or new terms.

26/10/2026

Right paperwork + the right information = the right outcome 🤝

A smooth finance process starts with getting the details right from the beginning.

25/10/2026

Many self-employed Australians aren't sure how lenders will assess their income.

The reality is that lenders can assess self-employed applicants differently depending on their circumstances.

Some options, such as alternative documentation loans, may have higher interest rates, fees or lower maximum loan amounts.

Understanding what's available starts with understanding your business and financial position.

If you're self-employed and looking to buy, invest or refinance, let's chat. I’d be happy to talk you through your options.

Address

279 Ruthven Street
Toowoomba, QLD
4350

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Wednesday	8:30am - 6pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 5:30pm

Telephone

+61746339825

Website

http://www.rbfinance.com.au/

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