Ryan Latcham - Unlocked Finance

29/05/2026

Great to be part of last week’s Speed Networking event with Toowoomba Business Partners.

A fantastic turnout, with plenty of local businesses connecting, sharing ideas and building new relationships.

Well done to Brendan and Nury on delivering another sold-out event!

09/05/2026

🌸 Happy Mother’s Day 🌸

Today, we celebrate all mumss for the love, care and support they provide to their families and communities.

Wishing you a wonderful Mother’s Day filled with love, appreciation and special moments.

06/05/2026

The RBA board’s announcement yesterday has seen the official cash rate rise to 4.35%, with the 0.25% increase.

If you’d like to know what this means for your property or your plans this year, Ryan is here to help guide you through your options and answer any questions you may have.

📞 Get in touch with Ryan on 0437 020 776 for a no-obligation conversation.

24/04/2026

On Anzac Day, we pause to remember
and honour the bravery and sacrifice of those who served.

Forever remembered.
Lest We Forget.

21/04/2026

Out and about at last week’s Toowoomba Chamber of Commerce Business@Dusk, hosted by TRACTION for Young People.

A great evening connecting with local businesses and hearing more about the impact TRACTION is making in the community, supporting young people with real opportunities and pathways.

Sam - Ambrosiussen The Business Accountants
Sarah - Amplify You

18/04/2026

Just a quick reminder of what Ryan does as your local finance broker...

Ryan helps you find the right loan for your situation and supports you every step of the way.

Whether it’s:
👉 Home Loans
👉 Commercial Loans
👉 Asset Finance
👉 Business Finance
👉 SMSF Lending

So, if you’re buying your first home or your next, purchasing a business premises, financing vehicles or machinery, managing business cash flow, or using your super to invest in property, Ryan can help guide you through it with a wide range of lenders and options, all in one place.

If you need a hand or just want to explore your options, feel free to reach out.

15/04/2026

If it’s been a while since you last checked your home’s value, you could be sitting on more than you realise.

That can open up opportunities… whether it’s renovating, upgrading or purchasing an investment property.

If you’re curious about what this could look like for you, let’s have a chat.

No pressure, just honest advice.

📲 0437 020 776

02/04/2026

Wishing everyone a wonderful long weekend!

Here’s to Ryan taking a well-earned break and enjoying time out family and friends.

Hope the Easter Bunny finds you 🐰

01/04/2026

Another client win!

Ryan recently helped long-term business owners take a big step forward.

After running their business for over 8 years, they were ready to purchase their own commercial premises… but didn’t have a cash deposit.

The opportunity?
They had built strong equity in their home.

By leveraging that equity, Ryan structured the finance so they could secure the commercial property with no upfront cash deposit, including covering the purchase costs.

Even better, he was able to:
✔ Secure a competitive low interest rate on the new loan
✔ Reduced the rate on their existing home loan

Win-win 🙌

Now they’re operating from a property of their own and not paying rent to someone else.

If you’re a business owner thinking about purchasing your own premises but not sure how to make it work, there may be more options available than you realise.

📩 Let’s chat and explore what’s possible
Ryan
0437 020 776

23/03/2026

It was a pleasure catching up with Bronwyn Evans - The Agency and chatting all things property management and finance. Such a great combination and always valuable to share insights across both industries. Thank you for the shout out, Bronwyn!

Most property investors don’t realise how much can change in just a 15-minute phone call.

Great catching up with Ryan from Unlocked Finance today

We were talking about how powerful a quick conversation can be for investors — and this really stood out…

In as little as 15 minutes, Ryan can give you a clear snapshot of:
• Where your current loan sits
• Whether your rate is still competitive
• What options you may have available right now

From there, you can decide your next step — whether that’s:
✔ Staying where you are
✔ Renegotiating with your current lender
✔ Exploring refinancing
✔ Or even looking at funding improvements to your property

No pressure — just clarity.

It’s very similar to what I see on the property management side — sometimes a short conversation is all it takes to uncover opportunities most investors didn’t realise they had.

If you’ve ever wondered whether your investment property (or loan) is still performing the way it should… it might be worth that 15-minute chat.

👉 Contact me and I can point you in the right direction or feel free to reach out directly.