Edward Lei at Loan Market

11/09/2025

🏠 Struggling with the deposit? Shared equity could be your pathway to homeownership!

Many potential buyers don't realise there are government programs that help you purchase with as little as 2% deposit. Here's how shared equity works:

✅ Reduced upfront costs - Government contributes up to 25% of the property value
✅ Lower monthly repayments - You only pay interest on your portion
✅ No ongoing fees - Government doesn't charge interest on their share
✅ Keep majority ownership - You maintain 75-98% ownership from day one

Perfect for:
• First home buyers with steady income but limited savings
• Those who qualify for traditional lending but need deposit assistance
• Buyers in competitive markets where every dollar counts

The best part? You're building equity instead of paying rent, and you have a clear pathway to full ownership over time.

Ready to explore your options? Contact us for a free assessment to see if shared equity programs could work for your situation.

📞 0401 306 368

Call now to connect with business.

15/09/2021

New 5.0-star Review: "Edward Lei was our broker for financing the purchase of our house. Edward was extremely prompt in his responses, very professional and made the whole process simple and easy for us."

11/09/2021

New 5.0-star Review: ""

21/07/2020

最近澳洲政府为了扶持建筑业也是下了血本，有资格的新建自住房和翻新自住房每个补贴两万五澳币！ 有资格的申请人要求是澳洲公民，如果是夫妻二人申请，那两个人都要求是澳洲公民。单个申请人上个财年应税收入低于十二万五，夫妻申请人总应税收入低于二十万，以税局返回的退税评估单为证（Notice of Assessment)。 旧房翻新符合要求的比较少见，这里就不讨论了。 那么哪些新建住房满足这次补助的要求呢？ 一、House & Land Package 房屋和土地打包出售的情况，分为两个合同：一个土地合同，一个建筑合同。两个合同金额合计不超过七十五万。 二、Off-plan Purchase 这个也是房屋和土地打包出售的情况，和House & Land Package不同的是，Off-plan Purchase是一个合同，金额不超过七十五万。合同日期可以在建筑动工前，也可以在其后。 三、自有土地新建住房 就是业主已经拥有土地，现在找建筑商建房，只有一个建筑合同，合同金额和土地市场估值合计不超过七十五万。 四、购买新房 购买已经完工的新房也具备申请补助的资格，只要合同金额不超过七十五万。 日期要求 合同日期必须是在2020年6月4日和2020年12月31日（包括）之间。自有土地可以是之前购买的。 建筑动工日期可以在合同日期之前，但必须在2020年6月4日（包括）之后。 建筑动工要在合同日期之后三个月内。如有合同双方不能控制的原因不能在此期间动工，需要提供理由和相关证明，建筑动工期可能允许再延长三个月。比如：建筑审批时间过长、贷款审批时间过长、建筑材料短缺、恶劣天气、自然灾害、工人罢工，等等。 最后，值得注意的是：自住房建筑补贴和首次置业者补贴不冲突。所以首次置业者如果满足条件，可能拿到四万块补贴。已经拥有住房，考虑换房的人士，也可能申请自住房建筑补贴。符合条件的人士，让我们为澳洲经济复苏贡献自己一份绵薄之力吧！

最近澳洲政府为了扶持建筑业也是下了血本，有资格的新建自住房和翻新自住房每个补贴两万五澳币！ 有资格的申请人要求是澳洲公民，如果是夫妻二人申请，那两个人都要求是澳洲公民。单个申请人上个财年应税收入低于十.....

10/02/2020

A gift from a client. Thank you Paul!

16/12/2019

A lovely surprise from one of my clients! I must've done something right.

Merry Xmas to you all!