Lotus Home Loans

Lotus Home Loans Lotus Home Loans
Personalised service at no cost to you
Our focus is your future

The answer isn’t the same for everyone. The right option will depend on your circumstances, goals and what matters most ...
02/09/2026

The answer isn’t the same for everyone. The right option will depend on your circumstances, goals and what matters most to you.
🔒 Fixed: More certainty with repayments, but usually less flexibility.
🔄 Variable: More flexibility and features, but repayments can change as interest rates move.
⚖️ Or both? A split loan can give you a combination of fixed and variable rates.
Not sure which option suits you? We can help you compare the pros and cons and find a loan structure that works for you.
👉 Comment below or contact Susie on 0438843668 for a stress-free chat! ✨

Buying property can feel overwhelming, but it doesn’t have to be! 🏠At Lotus Home Loans, we take the time to understand y...
31/08/2026

Buying property can feel overwhelming, but it doesn’t have to be! 🏠
At Lotus Home Loans, we take the time to understand your goals, compare your options and help find a home loan that suits your needs and budget.
Whether you’re buying your first home, next home or an investment property, we’re here to make the finance side feel simple.
Let's see if we can turn those property dreams into a reality! Comment below or contact Susie on 0438843668 to get the ball rolling.

28/08/2026

If it’s been more than 12 months since you reviewed your home loan, there is a very high chance you are paying a loyalty tax to your current bank! Lenders constantly roll out sharper deals for new customers, leaving loyal clients stuck on higher rates. A quick, completely free home loan health check with us costs you nothing but could save you money. At Lotus Home Loans, we research using 60+ lenders to look for lower rates or better deals that could put money back in your pocket. 👉 Comment below or contact Susie on 0438843668 to see if your budget could look a little greener today! ✨

Building your dream home? 🔨 A standard home loan won't quite fit the bill! You need a specialised construction loan that...
26/08/2026

Building your dream home? 🔨 A standard home loan won't quite fit the bill! You need a specialised construction loan that pays your builder in stages (or "progressive drawdowns") as different parts of the home are completed, like the slab, frame, and fit-out. 🧱📐 You only pay interest on the funds as they are drawn down from the loan and paid to the builder, keeping your repayments much lower during construction! At Lotus Home Loans, we research using 60+ lenders to find construction loans that match your specific needs 👉 Comment below or contact Susie on 0438843668 to get your building plans moving! 🌱✨

This simple change could save you thousands in interest $$! Every dollar you keep in an offset account or pay off your h...
23/08/2026

This simple change could save you thousands in interest $$! Every dollar you keep in an offset account or pay off your home loan early reduces the interest charged each day. 📉 Making your repayments weekly or fortnightly instead of monthly means you sneak in an extra full month's payment every year, slicing years off your loan term! 👉 Comment below or contact Susie on 0438843668 if saving interest interests you! ✨ ✨

21/08/2026

Finding the right home loan can feel overwhelming, but you don’t have to do it alone! At Lotus Home Loans, we research 60+ lenders to find the best fit for you. We do the deep diving, so you can relax and focus on more important things. Ready to breathe again? 👉Comment below or contact Susie on 0438 843 668 to book a friendly, stress & obligation free chat✨

One of the best things about being a mortgage broker is helping to make dreams come true! 🤩CONGRATULATIONS to this beaut...
19/08/2026

One of the best things about being a mortgage broker is helping to make dreams come true! 🤩
CONGRATULATIONS to this beautiful couple. We hope you enjoy your new home and the memories you will make there!
Comment below or contact Susie on 0438843668 to see if we can help make YOUR dreams come true.

17/08/2026

You don’t necessarily need to go through the stress of moving! If you've lived in your property for a few years, you might be sitting on a tidy sum of available equity. This can be unlocked to fund a stunning new kitchen, a backyard pool, or an extra bedroom for the growing family. 🔨✨ Instead of guessing how much you can borrow, let us do the math. At Lotus Home Loans, we research using 60+ lenders to find the best match for your needs. 👉 Comment below or contact Susie on 0438 843 668 to see if we can make your renovation dreams a reality! 🌱✨

Does your bank statement look like a tribute to Uber Eats and Afterpay? 🍔💸 Don't panic! Lenders do check your spending, ...
16/08/2026

Does your bank statement look like a tribute to Uber Eats and Afterpay? 🍔💸 Don't panic! Lenders do check your spending, but it is all about balance, showing you can save, and proving you won't starve to pay a mortgage. If you are consistently hitting your savings goals and paying your bills on time, a thriving food delivery history just shows you know how to treat yourself. Instead of cutting out your favourite weekend treats, let us find a bank that fits your lifestyle. 👉 Comment below or contact Susie on 0438 843 668 to see what we can do for you!

Running your own business shouldn’t mean jumping through endless bank hoops. At Lotus Home Loans, we can help self-emplo...
12/08/2026

Running your own business shouldn’t mean jumping through endless bank hoops. At Lotus Home Loans, we can help self-employed customers access more flexible lending solutions such as Low Doc loans, alternative income verification options, or single-year tax returns to boost your borrowing power. You focus on growing your business and let us handle the banks! 👉Comment below or contact Susie on 0438843668 to explore your options! 📈📊

Address

Terrigal, NSW
2260

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61438843668

Website

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