Anthony Ryan - AAP Finance Brokers

19/08/2026

Think you need a 20% deposit to buy your first home?

Not always.

Here’s what a 5% deposit looks like using recent sale prices across the Central Coast and nearby areas.

A $770,000 purchase = $38,500 deposit
A $830,000 purchase = $41,500 deposit
A $910,000 purchase = $45,500 deposit

There are still purchase costs to consider, and eligibility depends on your circumstances, lender policy and government scheme criteria.

But if you’ve been sitting there thinking home ownership is completely out of reach, it might be worth checking the numbers.

Send me a message and I’ll help you work out what your deposit position could look like.

Anthony Ryan
AAP Finance Brokers
ACL 499241

14/08/2026

Beautiful day in Terrigal with our new local celebrity, Terry 🦭

11/08/2026

30/07/2026

Last weekend we were fortunate enough to spend some good quality time with close friends in the Snowy Mountains. Even managed to ski ⛷️

We stopped via Canberra on the way down - I genuinely believe Canberra is underrated, we had such a great time there. Highly recommend it, especially when parliament isn't sitting!

29/07/2026

Central Coast continues to show resilience

Despite the softer Real Estate conditions in Sydney, the Central Coast continues to show resilience. House prices across the region are still up around 6-7% over the past 12 months, driven by ongoing demand from Sydney-based buyers seeking lifestyle, affordability and flexibility through hybrid working arrangements.

🏡 Under $850,000 - One of the strongest segments of the market, mainly driven by First Home Buyers
🏡 $850,000 – $1.2 million - Still performing well, Local Owner-occupied buyers and Sydney siders seeing the value on the Central Coast
🏡 $1.2 million – $2 million - Remaining relatively resilient, properties moving slower than last year
⚠️ Above $2 million - This segment is becoming more selective, with buyers having more choice and more time on market

[email protected]
0405176182

ACL 499241

03/07/2026

Had the pleasure of catching up with Rob Grose from Stone Real Estate recently to discuss what's happening in the residential property and finance space.
We've put together a few short clips covering current market trends, opportunities, and challenges facing buyers, investors and homeowners.
Here's the first one — more clips to come! 🎥🏡💰

📞 Anthony Ryan (AAP Finance Brokers) – 0405 176 182
📞 Rob Grose (Stone Real Estate) – 0466 869 141

18/06/2026

Financial stress is one of the biggest pressures people carry — and you don’t have to deal with it alone.

Life’s meant to be lived, not constantly worrying.

Reach out if you need to talk things through.

27/05/2026

Throwback to the first home Michelle and I bought 🏡

I still remember how exciting it was… mixed with a fair bit of “are we doing this right?” 😅

If you’re a first home buyer, just know—it’s completely normal to feel that way. It’s a big step, but with the right guidance, it doesn’t have to be overwhelming.

If you’ve been thinking about getting into the market but don’t know where to start, feel free to reach out. Happy to help however I can.

19/05/2026

Confused by the recent taxation changes and what they mean for you? 🤔
You’re not alone.

I’m here to help—not just with finance, but by connecting you with trusted experts including accountants and financial advisers. 🤝

Now more than ever, it pays to lean on the right advice. Reach out anytime.

[email protected] | 0405176182 | ACL 499241

07/05/2026

🎉 Fun Friday Fact

Did you know when you go direct to a bank, you only get that bank’s products…
but when you use a broker, you’re essentially shopping across multiple lenders at once?

✅ More choices
✅ Tailored options
✅ Someone on your side (not the bank’s)

One conversation — access to dozens of lenders.
That’s the broker difference 😉

Happy Friday!