30/09/2026
ANOTHER RATE RISE
So, what now for your home loan?
The RBA increased the cash rate to 4.60% on 29 September - a rise of 0.25 percentage points.
If you have a variable home loan, any change to your rate and repayments will depend on how your lender responds and when it takes effect.
If your first thought was “not again”, I hear you.
A good place to start is checking your current rate, repayments and whether your loan still suits your circumstances.
A review doesn’t automatically mean changing banks. Sometimes we can negotiate better pricing with your existing lender. Sometimes it’s worth comparing other options, including the costs of switching.
You don’t have to work it all out yourself.
📩 Send me a DM to arrange a home-loan review, or book through the link in my bio.
Mel | Petrie Finance Co
Helping you make sense of your home loan.
General information only. Any lending recommendation depends on your individual circumstances.