MJ Broking Pty Ltd

30/10/2026

Wishing you a safe, joyful and memorable Halloween! 🧡

Whether you’re celebrating, getting creative or simply enjoying the festive atmosphere, we hope your day is filled with laughter, imagination and a little bit of magic. 👻

How are you celebrating this year? Share your plans or your favourite Halloween tradition in the comments!

29/10/2026

Recent industry and consumer studies show:

- A growing share of property investors are using brokers as part of their advice team, alongside accountants and financial planners.
- Across the broader market, brokers now facilitate around 80% of new home loans and a similar share of refinances, according to broking industry and media reports.

Australians are increasingly turning to brokers as their primary pathway to lenders, rather than navigating individual lenders on their own.

DOWNLOAD THE ARTICLE HERE

https://loom.ly/XZij9SQ

Disclaimer: This information is general in nature only and does not constitute personal advice.

28/10/2026

Power is down at Watergardens so MJ will be closing early today!

28/10/2026

Type ‘Can I afford a home?’ into Google in Australia and you will be buried in calculators, checklists and blogs.

Many first home buyers walk into a meeting convinced they “can’t possibly borrow enough”, only to discover that their actual borrowing capacity may differ from a generic online calculator because lenders assess applications using broader criteria.

The gap between Google and reality has never been wider.
Most popular calculators work on a few simple inputs:
• income
• expenses
• interest rate
• existing debts

They then apply a standardised buffer and produce an indicative borrowing figure.

The problem is that lenders do not assess you that way. Australian lenders use detailed servicing models that build in higher assessment rates, minimum living expense benchmarks and policy rules around overtime, bonuses, rental income and more.

As a result, two people with the same salary can have very different borrowing capacities with the same bank.

👉 DOWNLOAD our article for the full breakdown

https://loom.ly/r7ZihqQ

If an online calculator has told you ‘no chance’, ask us for a proper assessment before you give up.
(General information only. This is not personal advice. Consider your circumstances and seek professional advice before acting.)

27/10/2026

🎉 AND THE WINNERS ARE… 🎉

The wait is over! We're excited to announce the TWO lucky winning entries in our Luxury Escapes competition! ✈️🌴

🏆 C Severino from NSW (postcode 2810)
🏆 D Braithwaite & L Connor from QLD (postcode 4173)

Thank you to everyone who entered and took part in our competition. We appreciate your continued support and look forward to sharing more exciting opportunities with you!

Keep an eye out for our next competition! 🌴✈️

20/10/2026

THIS IS IT - LAST 24 HOURS ⏳🚨

Two winners. One final draw.

🎁 AUD$4,500 Luxury Escapes gift card, OR
💰 AUD$4,000 cash

Your last chance to turn it into:
🌴 a getaway
🎤 a live event
💆 a reset
🍽️ a night out
💰 or cash your way

Entries close tomorrow at 5pm AEDT.

👉 ENTER NOW: https://loom.ly/sHUwMzY
3 extra entries for every referral

Make this the moment you actually go for it. ✨

Win one of two luxury escape vouchers valued at AUD$4,500 or exchange for AUD$4,000 CA$H! Total prize valued up to AUD$9,000.

19/10/2026

Our finance team can help you understand your borrowing position, repayments and comfortable purchasing range.

18/10/2026

“If you’re not positive energy, you’re negative energy.”

MARK CUBAN

16/10/2026

Bought a fortune cookie.

It said: ‘Invest in yourself.’

I spent $3.50 on it. ROI is questionable.

16/10/2026

If you have ever typed a ‘dumb’ money question into Google, you are in good company.

In the last year, thousands of Australians have literally searched every month:
• ‘mortgage meaning’
• ‘what is interest?’
• ‘what is a comparison rate?’

The data is clear
People are prepared to sign a 30 year loan before they fully understand how it works.

👉 Read the full article here

https://loom.ly/Sx8iMdE

and feel free to send me your own ‘silly’ questions.
There’s a good chance someone else is Googling it too.

(General information only. This is not personal advice. Consider your circumstances and seek professional advice before acting.)