Greg Hearn Financial Solutions

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Greg Hearn Financial Solutions Local service, national reach.

GHFS | Your Friends in Finance ๐Ÿ˜Š
Mortgage & Finance Brokers based in Merimbula & Miranda, helping Australians secure home loans, business finance, commercial lending, asset finance and more. Our team is led by Principal Greg Hearn, an award-winning professional with over 30 years of experience working for and with many of Australiaโ€™s largest banks and finance lenders providing residential, commercial as well as plant & equipment finance. Way back in 2002 (yes thatโ€™s more than 20 years ago), Greg left Australiaโ€™s largest bank because he was fed up dealing with the internal politics of the big bank and not meeting the needs of his clients since he spent most of his time negotiating between the credit area of the bank and the client. By becoming a broker, Greg had available many lenders, from large banks to small banks to private lenders, and in those 20+ years, has not had a solution that couldnโ€™t be found! Greg has specific expertise in commercial lending and has organised finance for clients on a large number of developments and transactions across Australia. When not busy dealing with clients and lenders, Greg is a passionate rugby supporter (read rugby tragic) and is also keen mountain biker, SUP paddler and surfer โ€“ generally just enjoying the outdoors.

16/10/2026

Flanno on, coffee in hand, and a chat about what's really happening in the market โ˜•

This week we're at The Eddy by Toast in Merimbula talking softer market conditions, more properties hitting the market, fewer enquiries from owner occupiers and investors, and what opportunities that could create for buyers who are prepared.

Markets change. Opportunities do too.

Watch this week's update from Greg, with a special sign-off from Jac, our Client Manager.

Learning, Connecting & Bringing More Value to Our Clients ๐Ÿค“Last week I travelled to Sydney for the 2026 Connective Confe...
14/10/2026

Learning, Connecting & Bringing More Value to Our Clients ๐Ÿค“

Last week I travelled to Sydney for the 2026 Connective Conference, spending a couple of days catching up with lenders, industry experts and fellow brokers from around Australia.

While conferences are a great chance to reconnect with people in the industry, they're also an opportunity to stay on top of what's happening in the economy, lending, technology and the ever-changing finance landscape. At GHFS, we never stop learning. The more we understand about lending, the economy and what's coming next, the better equipped we are to guide our clients through the decisions that matter most.

Some of the key topics included:

โญ•The outlook for the Australian economy
โญ•How AI is changing the way businesses work
โญ•Emerging trends affecting borrowers, homeowners and investors
โญ•Building stronger businesses and better client experiences
โญ•New technology that can help us serve our clients more efficiently

One of the highlights was catching up with Louise Pascoe from Connective, who has been a fantastic supporter of our business over the years. Through Connective, we're able to access a panel of more than 70 lenders, giving us plenty of options when helping clients find the right solution for their circumstances.

All in all a busy couple of days in Sydney, plenty of good conversations, a few laughs, and most importantly, lots of ideas and insights to bring back to our clients here on the Far South Coast and beyond.



P.S. No, I didn't spend the whole conference at the cocktail function... although there may be photographic evidence suggesting otherwise!

09/10/2026

Rate Rises, Card Surcharges & Fuel Prices... The Triple Whammy

Well, that's one way to finish the week.

In this week's Friday rant (sorry, market update ๐Ÿ˜‰), Greg talks about the latest interest rate rise, why your bank might be sending you a not-so-fun email soon, and why everyday costs seem determined to keep heading north.

Grab a coffee (before it gets any dearer) and have a listen.

โ€œMade what could have been a complicated process seamless. Catering to my specific needs and creating time for me when I...
06/10/2026

โ€œMade what could have been a complicated process seamless. Catering to my specific needs and creating time for me when I needed it! Having previously bought and sold without a broker - I wouldn't go anywhere else. Took a lot of the pressure awayโ€

A massive thank you to our fantastic client for their kind words and for trusting us with their home loan.

To everyone who trusts us with their home loan, investment loan, construction loan or business finance... thank you. We never take it for granted.

Cheers, Greg, Kirsten & Jaclyn

06/10/2026
25/09/2026

After some "helpful" feedback about surviving summer in flannel, we briefly discuss potential wardrobe changes before getting into the real topic, what could be on the cards at next week's RBA meeting.

With inflation still proving stubborn and plenty of debate around what's really driving spending in the economy, are we heading for another rate rise?

Watch this week's update for my thoughts and what it could mean for borrowers.



DISCLAIMER: This video offers no Legal, Financial and Taxation advice, and the information contained is general and does not take into account your personal situation. The Listener acknowledges, consents and agrees to the viewing of the content presented on the Channel is subject to the full Disclaimer as listed on our website https://ghfs.com.au/ and agrees to be unconditionally bound by this Disclaimer.

18/09/2026

Another rate rise could be just around the corner.

While some Australians keep spending, mortgage holders are carrying most of the burden. Is there a better way?

My latest Flanno Series chat looks at the upcoming RBA decision and a different idea that's got economists talking.

Have a watch and let me know what you think.



DISCLAIMER: This video offers no Legal, Financial and Taxation advice, and the information contained is general and does not take into account your personal situation. The Listener acknowledges, consents and agrees to the viewing of the content presented on the Channel is subject to the full Disclaimer as listed on our website https://ghfs.com.au/ and agrees to be unconditionally bound by this Disclaimer.

๐—ฃ๐—ข๐—ฉ: ๐—œ๐˜'๐˜€ ๐Ÿฏ๐Ÿฑยฐ๐—– ๐—ถ๐—ป ๐—๐—ฎ๐—ป๐˜‚๐—ฎ๐—ฟ๐˜† ๐—ฎ๐—ป๐—ฑ ๐˜†๐—ผ๐˜‚'๐—ฟ๐—ฒ ๐˜„๐—ถ๐˜€๐—ต๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚'๐—ฑ ๐—ฏ๐˜‚๐—ถ๐—น๐˜ ๐˜๐—ต๐—ฎ๐˜ ๐—ฝ๐—ผ๐—ผ๐—น ๐Ÿ’ฆ Good news? A home loan top-up could be one way to h...
10/09/2026

๐—ฃ๐—ข๐—ฉ: ๐—œ๐˜'๐˜€ ๐Ÿฏ๐Ÿฑยฐ๐—– ๐—ถ๐—ป ๐—๐—ฎ๐—ป๐˜‚๐—ฎ๐—ฟ๐˜† ๐—ฎ๐—ป๐—ฑ ๐˜†๐—ผ๐˜‚'๐—ฟ๐—ฒ ๐˜„๐—ถ๐˜€๐—ต๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚'๐—ฑ ๐—ฏ๐˜‚๐—ถ๐—น๐˜ ๐˜๐—ต๐—ฎ๐˜ ๐—ฝ๐—ผ๐—ผ๐—น ๐Ÿ’ฆ

Good news? A home loan top-up could be one way to help make it happen.

Get in touch with the team at GHFS to explore your options.

๐˜ž๐˜ข๐˜ณ๐˜ฏ๐˜ช๐˜ฏ๐˜จ: ๐˜”๐˜ข๐˜บ ๐˜ค๐˜ข๐˜ถ๐˜ด๐˜ฆ ๐˜ถ๐˜ฏ๐˜ฆ๐˜น๐˜ฑ๐˜ฆ๐˜ค๐˜ต๐˜ฆ๐˜ฅ ๐˜ท๐˜ช๐˜ด๐˜ช๐˜ต๐˜ด ๐˜ง๐˜ณ๐˜ฐ๐˜ฎ ๐˜ง๐˜ณ๐˜ช๐˜ฆ๐˜ฏ๐˜ฅ๐˜ด, ๐˜ง๐˜ข๐˜ฎ๐˜ช๐˜ญ๐˜บ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฏ๐˜ฆ๐˜ช๐˜จ๐˜ฉ๐˜ฃ๐˜ฐ๐˜ถ๐˜ณ'๐˜ด ๐˜ฅ๐˜ฐ๐˜จ ๐Ÿถ

07/09/2026

Helping our clients create the lifestyle theyโ€™ve dreamed of ๐Ÿด๐Ÿ‘ฉโ€๐ŸŒพ

Google is great. But when you're trying to navigate lender policies, interest rates, borrowing strategies and what can f...
04/09/2026

Google is great.

But when you're trying to navigate lender policies, interest rates, borrowing strategies and what can feel like endless paperwork, sometimes it's nice to have a real person in your corner.

And it seems most Australians agree.

๐Œ๐จ๐ซ๐ž ๐ญ๐ก๐š๐ง ๐Ÿ’ ๐จ๐ฎ๐ญ ๐จ๐Ÿ ๐ž๐ฏ๐ž๐ซ๐ฒ ๐Ÿ“ ๐ง๐ž๐ฐ ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐ง๐ฌ ๐ข๐ง ๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š ๐š๐ซ๐ž ๐ง๐จ๐ฐ ๐š๐ซ๐ซ๐š๐ง๐ ๐ž๐ ๐ญ๐ก๐ซ๐จ๐ฎ๐ ๐ก ๐š ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐›๐ซ๐จ๐ค๐ž๐ซ.

There's no shortage of information online these days. Rates, calculators, comparison sites, lender policies... there's more information available than ever before. The challenge is working out what applies to ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ situation.

While Google can give you information, it can't get to know you, understand your goals, explain your options in plain English, compare lenders, or help guide you through the ups and downs of the home loan process.

Whether you're buying your first home, refinancing, investing, or simply checking that your current loan is still competitive, having someone in your corner can make all the difference.

To everyone who has trusted GHFS to help with their lending journey, thank you. Being part of such an important milestone in people's lives is a privilege, and one we never take for granted โค๏ธ

https://www.brokernews.com.au/news/breaking-news/mortgage-brokers-keep-winning-market-share-289908.aspx

The gains come even as some lenders ramp up their direct channels

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Taren Point, NSW

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