QCE Financial

22/05/2026

🎉 Settlement Success!
We are thrilled to announce that we have once again helped an owner-occupier client settle their home loan with a fantastic interest rate of just 5.74% p.a.*

Securing your dream home doesn't have to be complicated. Whether you’re a first home buyer or looking to refinance, QCE Financial is here to help you achieve success.

📞 Call us at 0470 268 552

14/05/2026

Capital Gains Tax:
First Home Buyers 🏠 : Hopefully the breakthrough you've been waiting for.
📈 Investors: It’s time for strategic, informed decisions to protect your future gains.

📞 Call us: 0470 268 552

12/05/2026

When refinancing, be careful with extending your loan term. While it might lower your monthly repayments today, it adds years of interest and costing you much more in the long run. The goal should be a lower rate and low setup costs, not just a longer timeline.

The Big News: the Australian Budget —keep a close eye on the Capital Gains Tax (CGT) updates. Property Investors should move with caution

05/05/2026

के ब्याजदर वृद्धिसँगै तपाईंको Mortgage Stress बढिरहेको छ? 🤔
ब्याजदर बढ्नुको अर्थ हो—तपाईंको गोजीबाट अलि बढी पैसा बाहिरिनु। यसलाई कम गर्ने केहि उपाहरु
✅ Rate Review गर्ने कि?
✅ बैंक स्विच (Switch) गर्ने कि?
✅ वा नयाँ वित्तीय योजना (Financial Plan) बनाउने?
तपाईंको अवस्था र आवश्यकता अनुसार सबैभन्दा उत्तम विकल्प कुन हुन सक्छ? आउनुहोस्, हामी सँगै बसेर छलफल गरौं।
यस तनावपूर्ण समयमा सही सल्लाह नै तपाईंको सबैभन्दा ठूलो राहत हुन सक्छ।
QCE Financial - तपाईंकै सेवामा।

01/05/2026

A Massive Fortnight for Property Owners 🏠📈

The next two weeks will likely set the tone for the Australian property market for the rest of 2026. Here are the two dates you need to circle in your calendar:

1️⃣ May 5th: RBA Interest Rate Decision With inflation still proving "sticky," the RBA is back in the spotlight. While we all want to see rates hold or drop, the market is bracing for a potential "balanced" stance. If you are on a variable rate or your fixed term is expiring soon, now is the time to check your "buffer."

2️⃣ May 12th: The Federal Budget
This is the big one for investors. Word is out that the Government is looking closely at the Capital Gains Tax (CGT) discount. What does this mean for Investors? Currently, if you hold a property for over 12 months, you get a 50% discount on the tax you pay on the profit. Rumors suggest the Budget might propose:

Reducing that discount (potentially to 25% or 33%).

"Grandfathering" existing properties—meaning if you buy before the changes, you might keep the old rules.

The Bottom Line: If these changes are announced, the "cost" of selling an investment property in the future just went up. For those sitting on the fence about a purchase, securing a contract before any legislative changes could be a significant tax-saving move.

📩 DM me to book a quick strategy session.

29/04/2026

Among the overseas-born population in Australia, Nepal continues to sit in the top ten. Proud to see our community growing stronger, far from home. 🙌 ”Dinesh GCPenrith Nepali

16/04/2026

14/04/2026

🎉 Happy Nepali New Year 2083.

May this Naya Barsha bring prosperity, success, and the keys to your dream home. 🏡✨
Looking to make 2083 the year you finally invest, refinance, or buy your first home? We're here to help you navigate every step of your financial journey. Our services include:
🏠 Home Loans
🏗️ First Home Buyer
📈 Refinance
🏢 Investment
💰 SMSF
🚛 Asset Finance
Scan the QR codes in the image or contact us to start your property journey this new year!
📞 Ph: 0470 268 552
🌐 www.qcefinancial.com.au
Wishing you a joyful and prosperous Nepali New Year! "

28/03/2026

🚨 ALERT: New Land Release at North Orchard Hills!

It’s a rare chance to build in one of Western Sydney’s premier growth hubs.

We’ve seen the demand firsthand—land is selling quickly, and prices are trending upward with every phase.

At QCE Financial, we specialise in mortgage broking and finance. Whether you are looking for land only to build a house later or a house and land package, we can:

✅ Check your borrowing capacity.
✅ Prepare your pre-approval.
✅ Ensure your finance is as ready as you are.

Visit the Sales Centre to see the price list and plans. If you plan to go ahead, call us to help you lock in your block of land!

📞 Mo: 0470 268 552

17/03/2026

📢 RBA Rate Update: New Cash Rate is 4.10%

The Reserve Bank of Australia has just announced a 25-basis point increase to the official cash rate. While interest rate fluctuations are external factors beyond our control, staying informed is your best defence.

How does this affect you?
If you are on a variable-rate loan, it is likely your lender will pass this increase on, meaning your monthly repayments will rise.

QCE Financial Difference:
You don’t have to just "wait and see." We specialize in structuring loans to help our clients navigate these shifts. A simple review of your current structure could potentially save you thousands in the long run.

📈 Stay ahead of the curve.
Contact us today for a complimentary loan health check to see how this decision impacts your budget.