Dubo Finance Pty Ltd

07/07/2026

With heavy heart, Dubo Finance Pty Ltd. has ceased all the business operations effective from 01 July 2026.

Currently Dubo Finance Pty. Ltd is in a process of closing business. Thank you so much everyone for the love and support you have given during this period. As a director of the company, I have learnt so many things during this early phase of business journey and its legacy will last forever. Starting from setting up the business to the countless sleepless nights; while managing time between kids, family, work and business was itself not an easy option. On top of that, rapidly changing current lending landscape with updating all the lender panels along with participating among all the stakeholders was equally important.

Also, satisfying the compliance requirements to meeting the aggregator’s expectations, KPI and navigating these current global economic challenges was there.

On top of that, frequent government regulatory changes made small businesses further harder to sustain the positive outlook sustainably.

Despite all the challenges, Dubo Finance was continuing the journey but there were some key elements that triggered this decision: Projection, Growth, Sustainability and stop losses.
Dubo Finance also wants to acknowledge all the supporter who trusted from compliance side to referees, mentors, partners and all the entire team of Purple Circle Financial Services throughout the journey.

What Dubo Finance believes is business is not only about success in one aspect; it’s a holistic approach and attitude towards customer services and acknowledging the market demand and accepting it; if necessary, pulling back and leaving the market field for those who wants to stay for as long as it takes.

On a positive note, Dubo Finance will maintain the integrity, transparency and accountability as always irrespective of the closure in coming days forever.

Kind Regards,

Surya Rayamajhi
Director - Dubo Finance Pty Ltd.

16/06/2026

Today RBA has held their official cash rate as it is. It's a bit of relief to all our valued customers and mortgage holders.

To celebrate this, Dubo Finance is offering free one of the following to the first 5 customers.

Choose between:

1. Property Valuation Report

OR

2. Borrowing capacity check.

05/06/2026

Good afternoon and happy Friday everyone.

Dubo Finance wanted to update their valued clients that while there is a rapid change happening in the lending landscape, our Director is busy absorbing all the changes and will eventually update along the way of the concrete changes. Some changes are already progressed while many are yet to be fully passed through Parliament.

Stay tuned for more updates.

26/05/2026

Today Dubo Finance wants to share something out of context to all the valued clients.

Since scam is ever increasing in the current landscape and no one is unaffected from such.

If you think you became likely victim of scam, you can contact ID support to notify of such from the below details. I have personally taken the ID support service once and its great. It's a fully Australian government body.

https://www.nsw.gov.au/departments-and-agencies/id-support-nsw

Also for any scam related report, below is the government site for it. All the resources are available there.

https://www.scamwatch.gov.au/?gclsrc=aw.ds&gad_source=1&gad_campaignid=23518528207&gbraid=0AAAAArAcbkDYgoYWnxLAZqetCiWaYIzav&gclid=CjwKCAjw5s_QBhAdEiwADD_gBj9SpSzepw3rzSe7Ncor-dDMnDxKafOE8EyO4sr6FZsea-kN1j-qFRoC6gMQAvD_BwE

Has someone stolen your ID? Do you want to learn about data breaches, scams and cybersecurity? We make it easier for you to find the right support and advice.

22/05/2026

Equifax - a largest consumer credit reporting agency in Australia provided their Q1 2026 outlook of the Australian credit market.

Some of the summaries as noted by me are as below:

1. Growth in mortgage lending
2. Good household savings ratio compared to spending.
3. Unemployment rate will remain low ( Forecasted ).

4. There is a continued decrease in credit card lending space.
5. Mortgage hardship has gone slightly upward than last quarter.
6. The age group with most first home buyers entrants are between 18-25 years with 22.8% approved.

7. Gen-Z applications are surging well ahead in first home buyer space than any others.

8. Gold coast tops the buyer trends with all age groups.

9. Top 2 migration corridors are seen to be relocating from NSW to Victoria and Queensland.

10. Interestingly Victoria has the highest mortgage hardship.

Source:: Equifax Webinar

21/05/2026

Dubo Finance goes non stop back to back.
Early morning with Gloria Jeans coffee is something you don't mess around with after you drop your kids to daycare.

20/05/2026

Today our Director from Dubo Finance has something to say to all our valued clients with his brief introduction.

20/05/2026

With Bernadita Ibanez-Rupac – I just got recognized as one of their top fans! 🎉

19/05/2026

A quick coffee catch up with business meeting and shared ideas and special thanks to our director from GenStar Finance Bernadita Ibanez-Rupac for valuable insights.

Some of the areas covered are evolving situations, scenarios and how we can assist our customers be confident in SMSF lending.

Thinking of SMSF lending, we got your back. Please don't hesitate to reach out for more personalised scenarios.

15/05/2026

Rates are moving in all panels like snowball effects. We have lenders who are still looking after customers with low rates and low fees depending on your circumstances.

Please reach out to me for a quick assessment of your situation.

Disclaimer****

*General information only. This post does not constitute financial or credit advice and does not take into account your objectives, financial situation or needs.

You should consider whether the information is appropriate for you and seek independent advice before making any decisions.*