Dubo Finance Pty Ltd

05/06/2026

Good afternoon and happy Friday everyone.

Dubo Finance wanted to update their valued clients that while there is a rapid change happening in the lending landscape, our Director is busy absorbing all the changes and will eventually update along the way of the concrete changes. Some changes are already progressed while many are yet to be fully passed through Parliament.

Stay tuned for more updates.

26/05/2026

Today Dubo Finance wants to share something out of context to all the valued clients.

Since scam is ever increasing in the current landscape and no one is unaffected from such.

If you think you became likely victim of scam, you can contact ID support to notify of such from the below details. I have personally taken the ID support service once and its great. It's a fully Australian government body.

https://www.nsw.gov.au/departments-and-agencies/id-support-nsw

Also for any scam related report, below is the government site for it. All the resources are available there.

https://www.scamwatch.gov.au/?gclsrc=aw.ds&gad_source=1&gad_campaignid=23518528207&gbraid=0AAAAArAcbkDYgoYWnxLAZqetCiWaYIzav&gclid=CjwKCAjw5s_QBhAdEiwADD_gBj9SpSzepw3rzSe7Ncor-dDMnDxKafOE8EyO4sr6FZsea-kN1j-qFRoC6gMQAvD_BwE

Has someone stolen your ID? Do you want to learn about data breaches, scams and cybersecurity? We make it easier for you to find the right support and advice.

22/05/2026

Equifax - a largest consumer credit reporting agency in Australia provided their Q1 2026 outlook of the Australian credit market.

Some of the summaries as noted by me are as below:

1. Growth in mortgage lending
2. Good household savings ratio compared to spending.
3. Unemployment rate will remain low ( Forecasted ).

4. There is a continued decrease in credit card lending space.
5. Mortgage hardship has gone slightly upward than last quarter.
6. The age group with most first home buyers entrants are between 18-25 years with 22.8% approved.

7. Gen-Z applications are surging well ahead in first home buyer space than any others.

8. Gold coast tops the buyer trends with all age groups.

9. Top 2 migration corridors are seen to be relocating from NSW to Victoria and Queensland.

10. Interestingly Victoria has the highest mortgage hardship.

Source:: Equifax Webinar

21/05/2026

Dubo Finance goes non stop back to back.
Early morning with Gloria Jeans coffee is something you don't mess around with after you drop your kids to daycare.

20/05/2026

Today our Director from Dubo Finance has something to say to all our valued clients with his brief introduction.

20/05/2026

With Bernadita Ibanez-Rupac – I just got recognized as one of their top fans! 🎉

19/05/2026

A quick coffee catch up with business meeting and shared ideas and special thanks to our director from GenStar Finance Bernadita Ibanez-Rupac for valuable insights.

Some of the areas covered are evolving situations, scenarios and how we can assist our customers be confident in SMSF lending.

Thinking of SMSF lending, we got your back. Please don't hesitate to reach out for more personalised scenarios.

15/05/2026

Rates are moving in all panels like snowball effects. We have lenders who are still looking after customers with low rates and low fees depending on your circumstances.

Please reach out to me for a quick assessment of your situation.

Disclaimer****

*General information only. This post does not constitute financial or credit advice and does not take into account your objectives, financial situation or needs.

You should consider whether the information is appropriate for you and seek independent advice before making any decisions.*

12/05/2026

Federal Budget 2026:

Key Budget talking points!

1. Negative gearing changes = major investor conversation

From Budget night, new purchases of established properties may no longer qualify for traditional negative gearing benefits (grandfathering expected for existing owners).
New builds are being favoured, which could push more investors toward off-the-plan or construction lending.

2. Capital Gains Tax (CGT) changes

The Budget announced changes to the current 50% CGT discount, moving towards an inflation-adjusted approach for future investments.

3. More housing supply funding

New funding for housing infrastructure (roads, pipes, enabling works) to support additional homes and housing supply.

4. First-home buyers may get a better shot

Treasury expects investor tax changes to reduce competition somewhat and improve access for owner-occupiers over time.

5. Refinancing sentiment

With affordability still tight, many households are expected to remain focused on:
debt consolidation
lowering repayments
repricing existing loans

Sources :: Various news pages and government databases.

Disclaimer****

*General information only. This post does not constitute financial or credit advice and does not take into account your objectives, financial situation or needs.

You should consider whether the information is appropriate for you and seek independent advice before making any decisions.*

06/05/2026

Everyone is aware of the interest rate rise that happened yesterday and most of the big banks and others have proactively passed the rate in full.

But today I am letting my customers know that out of the odds, there is one lender that has actually reduced the rate in their variable rate products.

To know more, please do contact myself for more details.