Sunil Kandel I Home Loan Specialist

Sunil Kandel I Home Loan Specialist Your trusted Home Loan Specialist 🏡
Expert advice with a stress-free lending experience. Senior Home Loan Specialist – Bridge Finance & Mortgage

First Homes | Investment Properties | Refinance
Guiding you every step of the way.

The market has slowed down quite a bit, but smart first home buyers are taking advantage and locking in great deals.I’ll...
02/06/2026

The market has slowed down quite a bit, but smart first home buyers are taking advantage and locking in great deals.
I’ll say it again:
First home buyers — get your finance ready and start your house hunt.
Use the current market conditions to your advantage — less competition means more negotiating power and better opportunities to secure the right property at the right price.

DM us to get your finance sorted and start your journey today. Bridge Finance & Mortgage Sunil Kandel I Home Loan Specialist

02/06/2026

The market has slowed down quite a bit, but smart first home buyers are taking advantage and locking in great deals.
I’ll say it again:
First home buyers — get your finance ready and start your house hunt.
Use the current market conditions to your advantage — less competition means more negotiating power and better opportunities to secure the right property at the right price.

DM us to get your finance sorted and start your journey today. Sunil Kandel I Home Loan Specialist

26/05/2026

Current conditions are favouring first home buyers. With fewer investors active right now, there is less competition and more chance to secure a better deal — but this could change quickly once interest rates start to fall. Bridge Finance & Mortgage

25/05/2026

Negative sentiment around the property sector has started to make its way into the marketplace since the federal budget, but real estate experts say it may prove to be good news for first-home buyers.

The Property & Lending Landscape Has Changed — Have You Changed With It?The Australian property and lending market is no...
19/05/2026

The Property & Lending Landscape Has Changed — Have You Changed With It?

The Australian property and lending market is not what it used to be.
👉Higher interest rates
👉Changing government policies
👉Stricter bank lending criteria
👉AHPRA & regulatory tightening across financial sectors
👉Reduced borrowing capacity for many households
All of this means one clear thing:
What worked few months ago may no longer work today.
Your borrowing power has likely changed.
Your strategy needs to change with it.
In today’s environment, successful property buyers and investors are not just relying on income — they are using structured lending strategies, smarter debt positioning, and policy-aware planning to maximise their borrowing capacity and build long-term wealth.

The reality is simple:
It’s no longer just about how much you can borrow — it’s about how strategically you use your borrowing capacity.
Whether you’re:
✔ Planning to buy your first home
✔ Expanding your property portfolio
✔ Consolidating debt
✔ Or restructuring your finances
The right strategy today can make a significant difference tomorrow.
If you’re unsure where you stand in this new lending environment, now is the time to review your position before the market moves further.

Feel free to reach out for an assessment of your borrowing capacity and lending strategy.
Because in today’s market
strategy is everything.
— Bridge Finance & Mortgage

12/05/2026

The Australian property market is entering a new era.

Tonight’s Federal Budget marks one of the biggest shifts in Australian property policy in decades.

Here’s what it means for the market:

Negative gearing will be restricted to new builds, pushing more investment toward housing supply rather than existing homes. Investors in existing homes can no longer offset losses against their salary. (Existing investments remain grandfathered.)

The CGT system is also changing, with the current 50% discount replaced by an inflation-indexed model and minimum 30% tax rate. (Existing investments remain grandfathered.)

For first-home buyers, this could reduce competition from investors in the established property market and improve affordability over time.

Investors will now need smarter long-term strategies, with stronger focus on cash flow, new developments, and portfolio structuring

RBA UPDATE | Effective May 6, 2026For its May meeting, the Reserve Bank of Australia (RBA) has raised the official cash ...
05/05/2026

RBA UPDATE | Effective May 6, 2026

For its May meeting, the Reserve Bank of Australia (RBA) has raised the official cash rate by 0.25 per cent to 4.35 per cent, marking the third consecutive rate rise of 2026. The decision was narrowly split, with eight Board members voting to increase rates and one member voting to hold, highlighting growing concern about the balance between inflation and household pressure. This is the first time the cash rate has sat at 4.35 per cent since the period between November 2023 and February 2025.

04/05/2026

Big week ahead for the Australian property market! 🏠
The RBA is widely expected to increase interest rates again today. This could take the cash rate to 4.35%.
Adding to the tension, next week’s Federal Budget is expected to bring major changes. All eyes are on potential reforms to negative gearing and Capital Gains Tax.
The next few days will be a massive turning point for market direction. Whether you are buying, selling, or investing, staying informed is now more critical than ever. Bridge Finance & Mortgage

Helping clients secure their dream homes 🏠 Grateful for the trust ☺️ Bridge Finance & Mortgage
04/05/2026

Helping clients secure their dream homes 🏠
Grateful for the trust ☺️ Bridge Finance & Mortgage

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