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Rate Money - Fairfield Dont Loan Alone. Tailored homeloan solutions for the self-employed.
🌐ratemoney.com.au/fairfield

Complex income doesn't have to mean complicated borrowing. We're here to help self-employed borrowers understand their o...
16/10/2026

Complex income doesn't have to mean complicated borrowing. We're here to help self-employed borrowers understand their options.

Reach out to our specialist team to learn more.

Wondering what lenders look for when you're a self-employed tradie or business owner?We've answered some of the most com...
14/10/2026

Wondering what lenders look for when you're a self-employed tradie or business owner?

We've answered some of the most common questions and shared a few practical insights to help you better understand the home loan process.

Self-employed and looking to buy or refinance? For a limited time, eligible borrowers can access our Evolve Easy Doc ho...
13/10/2026

Self-employed and looking to buy or refinance?

For a limited time, eligible borrowers can access our Evolve Easy Doc home loan with rates from 6.99% p.a. (Comparison rate 7.36% p.a.) for owner occupied on principal and interest repayments.

Speak with our team to see if this solution is right for you.

*Comparison rate based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as at 7 October 2026 and subject to change. New loan applications until 1 December 2026. Lending criteria, fees and charges apply. Rate Money Pty Ltd, Australian Credit Licence 519912.

Running your own business comes with flexibility, but it can also present additional considerations when applying for a ...
09/10/2026

Running your own business comes with flexibility, but it can also present additional considerations when applying for a home loan.

At Rate Money Fairfield, we specialise in helping self-employed Australians explore home loan options suited to their circumstances.

Contact our team today to discuss your property goals.

We understand that income isn't always simple, paperwork isn't always perfect, and every situation is different.That's w...
23/09/2026

We understand that income isn't always simple, paperwork isn't always perfect, and every situation is different.

That's why we take the time to understand the full picture and explore lending options that align with your individual circumstances.

Whether you're buying your first home, upgrading, investing or refinancing, our team at Fairfield can help you cut through the paperwork.

https://ratemoney.com.au/fairfield

Your business changes. Your income changes.The home loan you set up a few years ago may not necessarily reflect where yo...
16/09/2026

Your business changes. Your income changes.

The home loan you set up a few years ago may not necessarily reflect where you are today.

For self-employed Australians in particular, a lot can change as your business grows and your financial position evolves.

From how you manage cash flow to the equity you've built in your property and the features included in your loan, there can be plenty worth looking at.

If it's been a while since you've reviewed your home loan, it may be worth finding out what options are available today that align with your current situation.

- Chris
📞 02 8111 5962

New SMSF borrowing rules have changed what's possible when it comes to purchasing residential property through an SMSF.H...
15/09/2026

New SMSF borrowing rules have changed what's possible when it comes to purchasing residential property through an SMSF.

However, eligible business property, such as certain commercial premises, may still be purchased through an SMSF, subject to the relevant rules and criteria.

So while the SMSF property landscape has changed, for business owners and self-employed Australians, there may still be opportunities worth understanding.

If you're wondering what the changes mean from a lending perspective, let's chat.

- Chris
📞 02 8111 5962

Sources:
https://www.legislation.gov.au/C2026A00049/latest/text
https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/self-managed-super-funds-smsf/smsf-investing/restrictions-on-smsf-investments

A credit card with nothing owing may still be considered when your borrowing capacity is assessed.Why?Because it's not a...
14/09/2026

A credit card with nothing owing may still be considered when your borrowing capacity is assessed.

Why?

Because it's not always just the balance that matters. The available credit limit may also be treated as an ongoing financial commitment.

The same broader picture can include car loans, personal loans and buy now, pay later commitments.

It's a good example of why borrowing capacity isn't calculated on income alone.

For self-employed Australians in particular, there can be quite a few moving parts behind that final number.

At Rate Money Fairfield, our team look at the complete financial picture to help find home loan options that suit your individual circumstances.

- Chris
📞 02 8111 5962

Why has your borrowing power changed when your income is still the same?
10/09/2026

Why has your borrowing power changed when your income is still the same?

Finances in a tangle?More mate than bank, we make the complex simple and help straighten things out.Chris, Sadie and Emi...
09/09/2026

Finances in a tangle?
More mate than bank, we make the complex simple and help straighten things out.

Chris, Sadie and Emily are dedicated to supporting Australia’s self-employed with tailored home loan solutions that put you first.

Whether you’re purchasing a home or refinancing, we understand the challenges and provide the support you need to move forward with confidence.

💪 Don’t Loan Alone. Rate Money Fairfield can help.

Address

Shop 3, 24-26 Nelson Street, Fairfield
Sydney, NSW
2165

Telephone

+61281115962

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