General Insurance Brokers of Australia - GIBA

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General Insurance Brokers of Australia - GIBA We are a team of experienced insurance brokers who are passionate about getting the right information to our clients so they can make informed decisions.

Most businesses don’t spend much time thinking about the wording inside their insurance policies until they need to make...
26/10/2026

Most businesses don’t spend much time thinking about the wording inside their insurance policies until they need to make a claim.

That’s when details such as exclusions, sub-limits, declared values, excesses and policy conditions suddenly become very important.

Good insurance advice isn’t simply about arranging a policy. It’s about understanding the business first, identifying where meaningful exposures exist and making sure the cover has been structured accordingly.

The goal is to understand those gaps before they become a problem.

For a commercial marine business, a vessel isn’t simply something you own, it can be central to your ability to operate....
22/10/2026

For a commercial marine business, a vessel isn’t simply something you own, it can be central to your ability to operate.

Damage to the vessel itself is one risk, but businesses may also need to consider equipment, liability exposures and what an incident could mean for day-to-day operations.

The right marine insurance should reflect how the vessel is actually being used, where it operates and the risks that come with the work it performs.

GIBA Marine works with marine businesses to understand those details before recommending cover.

October is Cyber Security Awareness Month, a good time to ask: what does cyber insurance actually pay for?Cyber cover re...
20/10/2026

October is Cyber Security Awareness Month, a good time to ask: what does cyber insurance actually pay for?

Cyber cover responds to far more than just the breach itself: forensic investigation, customer notification, legal costs, ransom payments, business interruption, reputation management and system rebuilds.

Visit ⬇️

https://giba.com.au/insurance/cyber-insurance/

Storms, supply disruptions, equipment failures, summer brings plenty of reasons trading can stop, and not all of them ha...
18/10/2026

Storms, supply disruptions, equipment failures, summer brings plenty of reasons trading can stop, and not all of them happen to the building.

Business Interruption cover responds to the income gap when something stops operations: wages, rent, fixed costs, and the time it takes to recover and reopen.

We help businesses put BI cover in place that matches the real cost of being shut down.

Visit ⬇️
https://giba.com.au/insurance/business-insurance/

15/10/2026

Ever feel like insurance networks are either too rigid or too small to offer real support?

At GIBA, we sit right in the sweet spot. We’re agile enough to tailor our backing around your exact goals, open to fresh ideas, and structured to support your growth without the corporate bureaucracy getting in the way. It’s a genuine, flexible partnership designed to move your business forward.

Thinking about growing your portfolio with a team that actually listens? 👉 https://giba.com.au/about/referral-partners/

Getting cargo from A to B can involve far more than a single journey.Freight may pass through ports, warehouses, freight...
08/10/2026

Getting cargo from A to B can involve far more than a single journey.

Freight may pass through ports, warehouses, freight forwarders and multiple transport providers before reaching its final destination. Every handover introduces another point where goods can be lost or damaged.

Marine Cargo Insurance can help protect goods throughout their journey, whether they’re travelling by sea, air, road or rail.

For businesses regularly importing, exporting or moving valuable goods, it’s worth understanding exactly where your responsibility starts and ends.

Visit ⬇️
https://giba.com.au/insurance/marine-transit-insurance/

06/10/2026

Build your insurance brokerage without getting bogged down by compliance and admin. 💼

Partnering with GIBA as an Authorised Representative gives you total ownership of your portfolio, backed by full operational support:

Licensing & Compliance - We handle the heavy legal lifting.

100% Asset Ownership - You build, retain, and own your portfolio.

Market Access & Support - Direct access to top underwriters and daily assistance.

Tailored Growth - Flexible partnership whether launching or scaling.

Learn more here: https://giba.com.au/about/become-an-authorised-representative/

New stock, new staff, new equipment, revenue that's grown since the policy was written. Cover set twelve months ago rare...
29/09/2026

New stock, new staff, new equipment, revenue that's grown since the policy was written. Cover set twelve months ago rarely matches the business today.

Sums insured, business interruption limits, excess levels, all worth a look before a claim tests them.

We review policies for free. Send yours through and we'll tell you where the gaps are.

Visit https://giba.com.au/review-my-policy/

Often, it's not the company. Directors, owners and managers can be held personally liable for decisions made running the...
26/09/2026

Often, it's not the company. Directors, owners and managers can be held personally liable for decisions made running the business, with personal assets on the line.

An unfair dismissal claim, a WHS breach, an ATO audit, a regulator asking questions. These land on people, not just the entity, and legal costs start from day one whether the claim has merit or not.

We help business owners and directors put Management Liability cover in place, so the people making the decisions aren't the ones left exposed.

Visit ⬇️
https://giba.com.au/insurance/management-liability/

Every business that lets the public through the door carries Public Liability exposure. A slip, a falling sign, an accid...
25/09/2026

Every business that lets the public through the door carries Public Liability exposure. A slip, a falling sign, an accident during a demo. The claim doesn't care that it was unintended.

Markets, pop-ups, events, open homes, on-site visits, the exposure follows the business wherever it trades, not just the front door.

We help businesses get Public Liability cover that scales to how they actually operate.

Visit ⬇️
https://giba.com.au/insurance/public-liability/

Address

Suite 1105, Level 11, 109 Pitt Street
Sydney, NSW
2000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5am
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61292217122

Website

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