Chardon Home Loans

11/01/2026

🚨 Would you recognise a property scam? 🚨 ⁣
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Buying a home usually involves big sums of money, tight timeframes, and lots of email contacts - exactly the conditions cybercrooks love 😬.⁣
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Unfortunately, property settlement scams are on the rise. 📈⁣
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Hackers can pose as your solicitor or selling agent and trick buyers into sending payments - like a home deposit - to a fake bank account.⁣
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But there are red flags to watch for:⁣
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🚩 Last-minute changes to bank account details⁣
🚩 Slightly altered or suspicious-looking email addresses⁣
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Always double-check payment details by phoning your agent or legal representative directly before transferring any money. 👍⁣
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Call us anytime for more home-buying tips and ways to stay safe online. 👇⁣
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To find out more, contact Chris at Chardon Home Loans on:

☎️ – 0490 075 039
💻 – [email protected]

08/01/2026

What a way to start the new year! After a strong 12 months in the property market, plenty of homeowners around the nation are now a whole lot wealthier. And their newfound increase in home equity has opened up some exciting possibilities for 2026. 🏡

What a way to start the new year! After a strong 12 months in the property market, plenty of homeowners around the nation are now a whole lot wealthier. And their newfound increase in home equity has opened up some exciting possibilities for 2026.Your home isn’t just a place to live in, it could a...

06/01/2026

🏡 How much home equity can you really use? 🏡⁣
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Home equity is the difference between your home’s value and your mortgage. ⁣
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Equity can be used to fund an investment property or achieve other investment or lifestyle goals. 🎯⁣
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But not all equity is ‘usable’. ⁣
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Banks are generally comfortable with lending up to 80% of your home’s value, minus the balance of your loan. 🏦⁣
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For example, let's say your home is worth $750,000 and your loan is $400,000.⁣
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80% of your home’s value would be $600,000. ⁣
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Subtract your loan of $400,000, and you have usable equity of $200,000. 💵⁣
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Call us to find out your usable equity and start the ball rolling on your next life goal. 👇⁣
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To find out more, contact Chris at Chardon Home Loans on:

☎️ – 0490 075 039
💻 – [email protected]

04/01/2026

🏡 What goals do you have planned for 2026? 🏡 ⁣
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A new year brings new opportunities - especially when it comes to property and finances! ⁣
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Whether you’re dreaming of buying your first home, upgrading to more space, or investing in something new, now’s a great time to set those goals in motion.⁣
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✅ Review your home loan⁣
💰 Plan your savings and investment strategy⁣
🏠 Explore new property opportunities⁣
📈 Get guidance from us to help make it all happen⁣
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Big or small, your goals matter. And we’re here to help you reach them in 2026 and beyond 💪⁣
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To find out more, contact Chris at Chardon Home Loans on:

☎️ – 0490 075 039
💻 – [email protected]

01/01/2026

There’s nothing quite like a New Year’s resolution to fire you up for another lap around the sun. Whether you’re looking to buy your first home, save on your mortgage, or leverage the equity in your current position, here are three resolutions to consider for 2026. 💪 🙌

There’s nothing quite like a New Year’s resolution to fire you up for another lap around the sun. Whether you’re looking to buy your first home, save on your mortgage, or leverage the equity in your current position, here are three resolutions to consider for 2026.So long, 2025 … You know wh...

30/12/2025

🎉 Cheers to the New Year! 🎉⁣
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As we count down to midnight, we just want to say a huge thank you for being part of our 2025. 🫶⁣
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Here’s to fresh starts, big goals, and an incredible year ahead - we’ll be here to help you make it happen 🙌⁣
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Wishing you a safe and happy New Year’s Eve, and an amazing start to 2026! 💪⁣
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From all of us at Chardon Home Loans ❤️

28/12/2025

💭 Got your New Year’s resolution sorted for 2026? 💭⁣
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Not yet? Well, here are a few smart moves you could consider: ⁣
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✅ Book a quick home loan health check with us⁣
💸 Trim those sneaky extra expenses⁣
💰 Build your savings so you can consider investing in property, shares or ETFs⁣
💳 Pay down that lingering credit card balance⁣
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Whatever your goals, here’s to a happy, prosperous, and financially confident 2026! 🥂✨⁣
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To find out more, contact Chris at Chardon Home Loans on:

☎️ – 0490 075 039
💻 – [email protected]

23/12/2025

🎅🏽 ⁣Here’s to food, family, and festive cheer! 🎅🏽 ⁣⁣
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Wishing you and your loved ones a Merry Christmas filled with laughter, good company, and plenty of festive cheer tomorrow.🎄⁣
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May your day be merry, bright, and everything you hoped for! ✨⁣
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From all of us at Chardon Home Loans ❤️

23/12/2025

As the Christmas and New Year’s festive season rolls around, we want to take a moment to sincerely thank you for your trust and support throughout 2025. 🫶 🎄

As the Christmas and New Year’s festive season rolls around, we want to take a moment to sincerely thank you for your trust and support throughout 2025.Fortunately, we had a bit more to smile about this year, with three RBA rate cuts and national property prices increasing by 8.7%.That said, 2025 ...

21/12/2025

🎁 That's a wrap for 2025! 🎁⁣
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A huge thank you for all your support throughout 2025! We hope we’ve made managing your mortgage and finances just that little bit easier this year 😄⁣
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Wishing you a relaxing Christmas and New Year break - here’s to good times, fresh starts, and (fingers crossed 🤞) a few more rate cuts in 2026!⁣
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To find out more, contact Chris at Chardon Home Loans on:

☎️ – 0490 075 039
💻 – [email protected]

18/12/2025

You might’ve seen recent headlines that national property prices made another big jump this year. But do you know exactly how your suburb and property type performed? Well, today we’ll show you how to find out in just a few quick clicks. 🙌

You might’ve seen recent headlines that national property prices made another big jump this year. But do you know exactly how your suburb and property type performed? Well, today we’ll show you how to find out in just a few quick clicks.Over the past year, home prices have risen 8.7% nationally,...

16/12/2025

🤔 Where to now for home loan interest rates? 🤔⁣
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It looks like the RBA's cash rate cut party has wrapped up for a summer break. 🏖️⁣
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The cash rate is currently on hold, and most of the big banks expect no further cuts until early to mid 2026. 📅⁣
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But there’s good news - plenty of lenders are still trimming their loan rates. ⁣
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According to Canstar, a competitive rate right now sits around 5.25%.⁣
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How does your home loan compare? 🧐⁣
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Instead of waiting for the RBA to make another move, take control of your rate today. 💪⁣
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Talk to us to see if you could save on interest by switching. 👇⁣
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To find out more, contact Chris at Chardon Home Loans on:

☎️ – 0490 075 039
💻 – [email protected]