SF Capital

SF Capital SF Capital is an award-winning Finance Broking firm based in Sydney’s CBD. Request an assessment with us to get your finance ready.

We specialise in assisting Business Owners, Entrepreneurs, and Self-Employed professionals achieve their financial goals.

🚨 Business owners: your deadline to use FY24 financials to apply for finance is almost here!Very soon, all lenders will ...
07/04/2026

🚨 Business owners: your deadline to use FY24 financials to apply for finance is almost here!

Very soon, all lenders will require your FY25 financials instead which could delay your loan application if you’re not ready.

There are still a few lenders that can use your FY24 financials to approve finance. But if you are planning to borrow soon, time is running out.

CUT-OFF DATES FOR FY24 FINANCIALS:

–15/05/2026
–15/05/2026
– 15/05/2026

Haven’t finalised your FY24 financials yet? You still have options in that case.

If you’re looking to buy a home or secure finance, speak with your accountant ASAP to get things moving.

In case your accountant is unavailable, reach out to us. We can help you explore alternative verification methods or set up a specialist loan as an interim solution.

You can request an assessment with  team via the link in bio! 📩

CBD EXPO 2026 was a vibe 🎉👌🏻What a fun evening full of energy, great conversations and plenty of laughs!MASSIVE shoutout...
01/04/2026

CBD EXPO 2026 was a vibe 🎉👌🏻What a fun evening full of energy, great conversations and plenty of laughs!

MASSIVE shoutout to the and Peter May for organising an excellent event!

To everyone who wandered over to our booth, had a chat and entered our lucky draw, or just came for a quick “hello” - you made our night memorable 💚

We look forward to seeing everyone at the next one!

Here's a few snaps from this year's event to prove that networking doesn’t have to feel like networking 😊

💸 Rate Hike Incoming – Are You Ready?Last week the Board has announced a 0.25% increase in the cash rate for the second...
25/03/2026

💸 Rate Hike Incoming – Are You Ready?

Last week the Board has announced a 0.25% increase in the cash rate for the second time since 2023.
 
Most lenders are increasing loan rates over the next few days. Here’s when changes kick in for existing mortgage holders: 👇

• 26 March – uBank, Teachers Mutual Bank
• 27 March – CBA, ANZ, NAB, ING, Bankwest, Suncorp, Resimac
• 31 March – Westpac, St George
• 2 April – Macquarie

⚠️ What You Should Do Now

✅ Review your repayments when the rate hike kicks in.
✅ Contact your broker for a rate review.
✅ Request a rate review directly with your bank/lender if you haven't done this in the past 6-12 months.

If you are an existing customer of ours, we proactively review your loans on a regular basis to make sure you’re getting the most competitive rate available with your current lender or to explore refinancing options if a better deal is out there.

If your loan hasn’t been reviewed in the past 6–12 months, reach out to our team. We’d be more than happy to help.

Thank you very much, Roseline, for your kind words and a 5-star Google review for the SF Capital team ⭐⭐⭐⭐⭐Assisting you...
27/02/2026

Thank you very much, Roseline, for your kind words and a 5-star Google review for the SF Capital team ⭐⭐⭐⭐⭐

Assisting you with your property purchase was a pleasure 💚 We are here for you if you need any support in the future!

Whether you’re planning your next property purchase or reviewing your current loan, we will help with personalised advice and practical solutions.

Reach out to us for an assessment anytime via the link in our bio 📬

24/02/2026

A tax debt can weaken an application, or prove financial strength.
It depends how it’s handled.

In our latest YouTube video, we cover the strategies that business owners can use to get a loan, despite their structure being considered “too complex.”

Check out full video here: https://youtu.be/gmRHxdtTAHs

23/02/2026

Using only your latest year’s financials can boost borrowing capacity, or backfire completely.
Policy matters.

In our latest YouTube video, we cover the strategies that business owners can use to get a loan, despite their structure being considered “too complex.”

Check out full video here: https://youtu.be/gmRHxdtTAHs

22/02/2026

Strong loan applications are built on details.
No commentary. No clarity. No advantage.

In our latest YouTube video, we cover the strategies that business owners can use to get a loan, despite their structure being considered “too complex.”

Check out full video here: https://youtu.be/gmRHxdtTAHs

19/02/2026

Ownership percentage changes everything.

Control can mean the difference between good servicing… and GREAT servicing.

In our latest YouTube video, we cover the strategies that business owners can use to get a loan, despite their structure being considered “too complex.”

Check out full video here: https://youtu.be/gmRHxdtTAHs

18/02/2026

When income “leaks,” borrowing capacity shrinks.

Unless you know how to bring it back.

In our latest YouTube video, we cover the strategies that business owners can use to get a loan, despite their structure being considered “too complex.”

Check out full video here: https://youtu.be/gmRHxdtTAHs

17/02/2026

Not all add-backs are equal.

Some are straightforward. Others need serious justification.

In our latest YouTube video, we cover the strategies that business owners can use to get a loan, despite their structure being considered “too complex.”

Check out full video here: https://youtu.be/gmRHxdtTAHs

16/02/2026

Getting a loan approval isn’t luck. It’s strategy.

We analyse every entity, every income stream, every liability - then present with precision.

In our latest YouTube video, we cover the strategies that business owners can use to get a loan, despite their structure being considered “too complex.”

Check out full video here: https://youtu.be/gmRHxdtTAHs

Address

Level 12/121 Castlereagh Street
Sydney, NSW
2000

Telephone

+61280041888

Website

https://www.sfcapital.com.au/guide-to-buying-your-next-home/, htt

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