Vault Plus Mortgages

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Vault Plus Mortgages

Vault Plus Mortgages delivers tailored property investment solutions - Trusted financial advice and responsible residential lending. Already an Astute Investor?

Vault Plus Mortgages is a trusted specialist in the investment property space and its Principal David Merison, leads a highly dedicated team committed to providing professional service with that personal touch. In everything we do, we believe in challenging the status quo in Investment Property Finance. With a full range of financial services, products and innovative solutions the team will focus

on managing investor portfolios to optimum profitability. Vault Plus Mortgages’ accuracy and depth of data has seen them used as the primary source of property analytics for the major banks, insurance companies, property valuers and property investment professionals alike. First Time Property Investors? Get personable lending and general mortgage advice. Vault Plus Mortgages will take the time to explain recommendations (drop the industry jargon) and will always consider client’s current and future needs. Vault Plus Mortgages was established with the intention of creating a business that focused on the utmost dedication to personal service to their clients and assisting them in achieving their property aspirations. We have a deep understanding of the investment property industry and we cut through the jargon and speak in easy to understand language. Our philosophy of providing a superior end to end service for property investors has established Vault Plus Mortgages as one of the best in the industry. Contact the experienced team at Vault Plus Mortgages to see how they can help with your property and investment needs on 0400 327 322 or
email [email protected]

Connect with David on Linkedin: https://au.linkedin.com/in/davidmerisonmortgagebroker

Visit and follow the Vault Plus Mortgages Linkedin Company Page: https://www.linkedin.com/company/vault-plus-mortgages?trk=biz-companies-cym

25/08/2021

🏘 Keen to pay off your home loan faster and pay less interest?⁣ 🙋‍♂️
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If you're paying off your mortgage monthly at the moment, consider switching to fortnightly repayments. 🧾⁣
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By paying half the monthly amount every two weeks you'll make the equivalent of an extra month's repayment each year. 📆⁣
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This can shave years off a typical 25-year mortgage and save tens of thousands of dollars in interest payments.*⁣
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For more tips on paying off your home loan sooner, reach out to us today! 👇
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To find out more, contact David on:
☎️ – 0400 327 322
💻 – [email protected]
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*Source: Canstar⁣
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23/08/2021

👏 Pat yourselves on the back Australian businesses, recent figures show you shifted things up a gear in the first half of 2021 📈⁣
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New asset finance figures show a 36% increase in business car financing compared to last year*.⁣ 🚗
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That's a pretty big rise and shows just how many businesses around the country are keen to put the pedal back to the metal when they can. 🚙💨⁣
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If you've thought about purchasing a vehicle for your business lately, we've got a number of finance options we'd love to run you through.⁣
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To find out more, contact David on:
☎️ – 0400 327 322
💻 – [email protected]
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*Source: Commonwealth Bank stats⁣
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18/08/2021

🏡 Having trouble cracking the property market? 😤⁣
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Rest assured there's a range of government schemes designed to give you a leg up into home ownership sooner. ⁣🏘
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Here are our top 4: 👍
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1️⃣ First Home Loan Deposit Scheme (the 5% deposit, no LMI, scheme).⁣
2️⃣ The Family Home Guarantee (the 2% deposit, no LMI, scheme for single parents).⁣
3️⃣ The Super Saver Scheme (salary sacrifice into your super fund to save for a deposit, this can provide tax advantages).⁣
4️⃣ There are a range of First Homebuyer Grants and stamp duty exemptions/concessions around the country.⁣
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To find out more, contact David on:
☎️ – 0400 327 322
💻 – [email protected]
⁣

16/08/2021

👉 Did you know 1-in-3 homeowners have locked in a mortgage rate they love over the past year?* 👈 ⁣
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If you've been thinking about locking in a rate lately, get in touch today and we'll help you weigh up some of the pros 👍 and cons 👎.⁣
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To find out more, contact David on:
☎️ – 0400 327 322
💻 – [email protected]⁣
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*Source: Rate City⁣
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11/08/2021

🧐 Quiz time! Do you know what LVR means? 🤔⁣
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All good if you don't. 👍 In fact, more than half of people don't, according to a recent survey*.⁣
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Loan to Value Ratio (LVR) is the percentage of the property’s value that your loan equates to.⁣
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For example, if the property you want to purchase is $500,000, and you need to borrow $400,000 to pay for it, your LVR is 80%.⁣
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We believe knowledge is power! 💪 ⁣
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Which is why we make it our mission to educate our clients during their home buying journey with us! 😁⁣
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To find out more, contact David on:
☎️ – 0400 327 322
💻 – [email protected]⁣
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*Source: UBank⁣
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09/08/2021

🚗 ⁣ Ever thought about purchasing an electric vehicle (EV)? 🚙⁣
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EVs are becoming increasingly common, and there are more and more incentives to help you buy one. 🤑⁣⁣
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For example, from September 1, the first 25,000 NSW residents purchasing battery and hydrogen fuel cell EVs valued under $68,750 will receive a $3,000 rebate.💰 The state will also waive stamp duty for eligible electric vehicles under $78,000, ⁣⁣
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They're not the first state to announce support for EV purchases, either. ⁣⁣
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There's a $3,000 subsidy for Victorians for the first 20,000 EVs bought from 2 May 2021, and for Queensland residents there's a lower stamp duty rate of 2%.⁣⁣
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And last but not least - it would be remiss of us not to mention that we can help you find finance for an EV! 😜⁣⁣
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To find out more, contact David on:⁣
☎️ – 0400 327 322⁣
💻 – [email protected]⁣⁣
⁣

04/08/2021

🤔 Wondering whether it's a good time to buy right now? 🏠⁣
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Well, nearly 40% of Australians think it is, despite current record house prices*. 📈⁣
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Among those who do, many expect prices to continue to rise, while others cite low interest rates as another good reason to buy.
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If you consider yourself in that 40% group, get in touch today to discuss your finance options. 😀⁣
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To find out more, contact David on:
☎️ – 0400 327 322
💻 – [email protected] ⁣
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*Source: Canstar⁣
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02/08/2021

💁‍♀️ Did you know the regional housing market has been going gangbusters lately? 🏡
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Yep! Property values in Australia's 25 largest non-capital city markets surged 13% in the last 12 months, compared to a 6.4% gain in capital city values*. 📈⁣⁣
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Gives you some food 🌮 for thought 💭 when it comes to your next property investment, doesn't it?⁣
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To find out more, contact David on:
☎️ – 0400 327 322
💻 – [email protected] ⁣
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*Source: CoreLogic data⁣
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28/07/2021

🏦 Does your piggy bank need a piggy back? 🤑⁣
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No judgement whatsoever if it does! 🙅‍♀️ Half of millennials don't have a savings plan after all.* ⁣
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But if you find saving a bit difficult, come speak to us about the federal government's Super Saver Scheme, which allows you to salary sacrifice into your super fund to save for a house deposit.⁣
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That way you'll be saving towards your first home and hardly noticing it, as well as getting tax advantages! 💰⁣
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To find out more, contact David on:
☎️ – 0400 327 322
💻 – [email protected]
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*Source: CBA⁣
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26/07/2021

😬 Sheesh! Cash flow woes are currently troubling 3 out of 4 businesses* 😬⁣
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The good news, however, is that figure is down from 9/10 in 2019 - but... it's still pretty high.⁣
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If your business is among the 72.5%, get in touch with us today to discuss some options to help take the cash flow pressure off your shoulders. 😄⁣
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To find out more, contact David on:⁣
☎️ – 0400 327 322⁣
💻 – [email protected]⁣
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* Source: ScotPac⁣
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21/07/2021

🏡 Home ownership seem a bridge too far? Well, we've got good news! 😁⁣
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Applications for the next round of the First Home Loan Deposit Scheme are now open! 👍⁣
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The scheme allows eligible applicants with only a 5% deposit to purchase a property without paying for lenders mortgage insurance (LMI). 😁 ⁣
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But there's a catch: spots are limited and they generally fill up fast - so if you're interested, get in touch with us today. ☎️⁣
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To find out more, contact David on:⁣
☎️ – 0400 327 322⁣
💻 – [email protected]⁣
⁣

19/07/2021

🏡 Want more flexibility from your home loan? 🏠⁣
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Here are 4 ways we can help you refinance: 👍⁣
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1️⃣ Negotiate with your current lender to see if they can cut you a better deal.⁣
2️⃣ We'll always check for hidden fees and other catches - the lowest rate home loan might not always be in your best interests. ⁣
3️⃣ Help you consider an offset account or redraw facility, which can allow you to make extra repayments but withdraw them if needed.⁣
4️⃣ You don't have to choose between fixing your interest rate or not. We can actually help you fix the rate on some of your mortgage, but not all of it.⁣
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To find out more, contact David on:⁣
☎️ – 0400 327 322⁣
💻 – [email protected]⁣
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Address

Sydney, NSW
2226

Website

http://www.vaultplusmortgages.com.au/

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