08/09/2026
Ask most people what their home loan rate is and they'll have no idea.
Fair enough, really. You settle, the repayment becomes just another thing that comes out each month, and you stop thinking about it.
But here's the thing. Banks don't tend to hand their best rates to people who've stuck around. Those go to whoever's signing up today.
So if it's been a while since you looked, there's a good chance you're not on the deal you think you are, especially after the rate rises this year.
Nobody's judging. Most people are in exactly the same spot.
Just worth a look every now and then. Ask if you're not sure where to start.
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