08/04/2026
What's happening to funding in 2026?
Hello,
I wanted to reach out personally given what we are currently seeing across the funding and lending landscape in 2026.
There is no question that the market is tightening.
Ongoing global instability — including the Iran conflict — combined with significant investor redemptions from fund managers, is placing real pressure on available capital. The result is a noticeable contraction in credit, slower approvals, and in some cases, lenders simply not having funds available to settle transactions once approved.
At the same time, we are seeing a surge of “new lenders” entering the market, particularly across social media channels. While some are genuine, many are not adequately capitalised or are operating on a model that relies on upfront fees rather than successful settlements.
Unfortunately, we are increasingly hearing stories of borrowers being told exactly what they want to hear — only to have deals fall over at the final stage due to lack of funds or delivery capability.
This is where experience matters.
Mortgage Wise has been operating for over 27 years, and we have successfully navigated multiple market cycles, including periods just like this. We understand how to structure deals in tight conditions and, most importantly, we work with established funding partners who have the capacity and track record to deliver.
Whether you are looking for:
• Property/Acquisition finance
• Development funding
• Construction finance
• Refinancing solutions
• Short-term or bridging finance
• Distressed or time-critical funding
We are well positioned to secure the right outcome — and to ensure your deal gets completed.
If you have a transaction in progress, or are considering one, I strongly encourage you to reach out early. In this environment, certainty of ex*****on is everything.
Feel free to call or email me directly for a confidential discussion.
Kind regards,
Guy Goldrick
Managing Director
Mortgage Wise Australia
[email protected]
www.mortgagewise.com.au
MB 0411 553 555
