MoneyTactics

10/07/2019

Owner occupied home loan 3.09%.

06/03/2019

the type of situation our credit advocate services aim to avoid

EXCLUSIVE

05/09/2018

getting credit card will be harder than home loan soon https://www.theadviser.com.au/breaking-news/38223-asic-prescribes-new-responsible-lending-reform?utm_source=TheAdviser&utm_campaign=06_09_18&utm_medium=email&utm_content=2

04/09/2018

https://www.mortgagebusiness.com.au/breaking-news/12623-major-bank-admits-to-responsible-lending-breach-fined-35-million?utm_source=Mortgage+Business&utm_medium=email&utm_content=newsflash&utm_campaign=290818
this is why interest-only periods for owner occupied home loans has become almost illegal for many banks.

A big four bank has admitted to breaching responsible lending obligations in its issuance of home loans, and has agreed to pay a $35 million civil penalty. The Australian Securities and investments

07/06/2018

https://www.news.com.au/finance/money/costs/a-better-deal-for-consumers-why-banks-will-soon-be-forced-to-say-nice-things-about-you/news-story/6a889e95b3a3a6ccac3d32397f3e1082

IN JUST over three weeks, big changes are coming that could have serious consequences the next time you apply for a personal loan, mortgage or credit card — and most people are still completely in the dark.

21/05/2018

http://www.news.com.au/finance/business/banking/small-business-lending-under-microscope-as-banking-royal-commission-enters-third-round/news-story/8ac010ab1ccb3c13ade6aaf54a46bd4a

OLDER Australians pressured into putting up their own home as security for a younger relative’s business venture have been targeted by banks who go “straight” for their assets rather than the borrower’s when things go south.

20/05/2018

IN THE latest revelation about Commonwealth Bank’s shady dealings, thousands of children’s Dollarmite accounts have been fraudulently used for the staff’s financial gain.

20/05/2018

no limits to banker scams

IN THE latest revelation about Commonwealth Bank’s shady dealings, thousands of children’s Dollarmite accounts have been fraudulently used for the staff’s financial gain.

02/05/2018

http://www.news.com.au/finance/real-estate/buying/home-loans-are-going-to-be-tougher-to-get/news-story/5651d277d701405abb175292c870c4fa

GETTING a home loan could be about to get a whole lot harder, thanks to the Financial Services Royal Commission. That’s not just bad news for people hoping to buy — in Australia’s home-loan-dependent economy, it could be very disruptive.

01/05/2018

http://www.abc.net.au/news/2018-05-01/sydney-melbourne-housing-property-market-royal-commission/9713738

Australian home prices post their first annual fall in more than five years, with warnings that tighter lending standards due to the banking royal commission will drive real estate lower still.