Zoe Pera - Primrose Capital

Zoe Pera - Primrose Capital Hi!

I’m Zoe Pera, a mortgage broker specialising in residential lending and helping first homebuyers navigate the finance process.I’m here to guide you through the process of securing the right home loan.

📞 0452 386 483
📧 [email protected]

✨ From a small country town to a dream home moment.I’ve known Court since we were kids, growing up in the same little to...
09/03/2026

✨ From a small country town to a dream home moment.

I’ve known Court since we were kids, growing up in the same little town, and I’ve watched her work incredibly hard to build the life she has today. Seeing her and Aaron finally purchase their dream home is something really special.

Being trusted to organise the finance for such a big milestone in their lives was a true privilege. Moments like this remind me why I love what I do — helping good people achieve big goals.

So proud of you, Court & Aaron. This one was well deserved. 🏡🤎

Thinking about buying your first home?
Exciting news! The new First Home Buyer Scheme is making it easier than ever to g...
10/09/2025

Thinking about buying your first home?

Exciting news! The new First Home Buyer Scheme is making it easier than ever to get into the property market. If you’re unsure where to start or want to know if you qualify, expert guidance is available every step of the way.

* Find out how much you can borrow
* Learn about the scheme’s benefits and eligibility
* Get a clear roadmap from pre-approval to settlement

Book your free First Home Buyer Consultation today and take the first step towards owning your own home.
Send a message or call now to get started!

29/07/2025
6 reasons why you SHOULDN’T use a mortgage broker... 😬If you DON’T want to do any of these...USE A MORTGAGE BROKER! 🤭Get...
27/07/2025

6 reasons why you SHOULDN’T use a mortgage broker... 😬
If you DON’T want to do any of these...USE A MORTGAGE BROKER! 🤭

Get in touch today and we will offer our guiding hand throughout your mortgage journey

A lot of people still think the easiest option is to just walk into their bank when they’re ready for a home loan. 💸 But...
26/07/2025

A lot of people still think the easiest option is to just walk into their bank when they’re ready for a home loan. 💸

But here’s what they don’t realise:
Banks only offer their own products.

That means you’re limited to whatever rate, features, and policies that one bank has - even if another lender is offering something better suited to you.

A broker compares multiple lenders.
We look at your full financial situation, goals, and future plans, then search across a range of lenders to find the best structure, rate, and product for you.

It’s not just about getting a loan - it’s about getting the right one. ☝️ Whether you’re buying your first home, investing, or refinancing, having someone in your corner makes a huge difference.

Think you can’t buy yet? You might becloser to buying your first home than you think. 🤔🏠
23/07/2025

Think you can’t buy yet? You might be
closer to buying your first home than you think. 🤔🏠

Considering purchasing a home? 🏠 Here’s why working with a mortgage broker can be a smart decision: Expert Knowledge - M...
20/07/2025

Considering purchasing a home? 🏠 Here’s why working with a mortgage broker can be a smart decision:

Expert Knowledge - Mortgage brokers are highly experienced professionals who understand the complexities of the lending process and can guide you to the best options.

Access to Multiple Lenders - With a broad network of lenders, a mortgage broker can present you with a range of competitive rates and loan products, tailored to your needs.

Save Time & Effort - Brokers handle the legwork, from paperwork to loan comparisons, allowing you to focus on your home search.

Potential Cost Savings - By leveraging their industry expertise, mortgage brokers can help you secure a loan with favorable terms and rates that may save you money in the long run.

Ensure you’re making the most informed decision for your home purchase. Reach out to us, your trusted mortgage broker today.

🤔💭 Thinking about using a family guarantor but not sure what that actually means?It’s one of the most misunderstood opti...
16/07/2025

🤔💭 Thinking about using a family guarantor but not sure what that actually means?

It’s one of the most misunderstood options for first home buyers, but it could be the key to getting into the market sooner.

We can explain how it works, who’s eligible and what to consider!

🏡 What does a mortgage broker actually do?We’re your go-to guide through the home loan maze — minus the stress.A mortgag...
13/07/2025

🏡 What does a mortgage broker actually do?

We’re your go-to guide through the home loan maze — minus the stress.

A mortgage broker works with multiple lenders, compares hundreds of loan options, and finds the one that suits your unique situation best.

We do the research, negotiate rates, handle paperwork, and help you feel confident every step of the way.

Best part? Our service is usually free — because we’re paid by the lender once your loan settles!

Got questions? We’ve got answers 👇

💰 What is stamp duty? And how much do you actually have to pay in NSW?Stamp duty is a government tax you pay when buying...
12/07/2025

💰 What is stamp duty? And how much do you actually have to pay in NSW?

Stamp duty is a government tax you pay when buying property — and in NSW, it can add tens of thousands to your upfront costs 😬

How much? It depends on the property price, your buyer status (first home or not), and whether you’re eligible for any exemptions or concessions.

Confused? Don’t worry — we’ll break it down for you. Message us for a tailored estimate 💬

At its meeting today, the Board decided to leave the cash rate target unchanged at 3.85 per cent.
08/07/2025

At its meeting today, the Board decided to leave the cash rate target unchanged at 3.85 per cent.

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233 Rocky Point Road
Sydney, NSW

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