PaidOnExchange Pty Ltd

PaidOnExchange Pty Ltd Commission advance solutions for Real Estate Agents across Australia! "Commission to Cash in 4hrs" Commission Flow to Cash in 4hrs,that's our guarantee!

Commission advance solutions for Real Estate Agents across Australia with our express commission solution! Factoring, or cash flow funding is a legitimate and simple financing tool that turns your debtors (commissions owing) into immediate payers, so that you can have confidence in your commission flow, fund business expenses and leverage growth. "Commission Flow to Cash in 4hrs... that's our guarantee"! PaidOnExchange also offers approval within 30 minutes, along with the flexibility to advance cash on Sales Commissions, Property Management Fees and Property Advertising Expenses. Ongoing service and understanding of the needs of Real Estate professionals have made PaidOnExchange.com.au Australia’s largest Commission Advance Company. PaidOnExchange.com.au continues to grow through vision, flexibility and integrity.

16/09/2026

High-End Homes Lead the Downturn as Affordable Property Holds Up Better

Australia’s property market is showing a growing divide, with higher-priced homes recording the largest falls while more affordable properties and units are proving considerably more resilient.

According to Cotality’s September 2026 Housing Chart Pack, premium homes in Sydney and Melbourne have been hit hardest. Upper-quartile house values are now 10.7% below their peak in Sydney and 10.5% lower in Melbourne.

The trend highlights how affordability is increasingly influencing buyer behaviour. With borrowing capacity under pressure and household budgets stretched, demand is being concentrated further down the price scale.

Units have generally performed better than detached houses during the downturn. Their lower entry price continues to attract buyers who may have previously considered houses but are now adjusting expectations to stay within their borrowing capacity.

The market is also becoming more favourable for buyers.

Across Australia, dwelling values fell 3.1% over the three months to August, while annual growth slowed to 2.7%.

Properties are also taking longer to sell, with the median time on market increasing to 39 days compared with 28 days a year ago. Capital-city vendor discounts have widened to 4.2%, while the number of properties available for sale has climbed more than 18% compared with this time last year.

Auction conditions have softened as well, with the four-week average clearance rate sitting below 50% at the end of August.

What does this mean for sellers and agents?

The headline numbers don't tell the whole story.

Performance is increasingly dependent on price point, property type and location. Premium property owners may need to be more realistic about pricing, while correctly priced homes in affordable market segments can still attract strong buyer competition.

For agents, this is a market where accurate pricing and managing vendor expectations will be critical. Buyers have more choice and are becoming increasingly price-sensitive, which means simply relying on previous market highs is unlikely to produce the best result.

The Australian property market hasn't stopped — it's becoming more selective.

Source/Credit: Cotality – September 2026 Housing Chart Pack

16/09/2026

Thursday 17 September: Social Media Should Prove You Understand the Market

Real estate social media should do more than show that you are active.

It should prove that you understand the market.

Listings and sold posts are useful, but they only tell part of the story. Future vendors want to know how you think. They want to know whether you can explain price, buyer behaviour, campaign strategy and negotiation clearly.

That is where educational content becomes powerful.

A vendor may not be ready to call you today. But they may be watching. They may be reading your updates. They may be comparing your advice with what other agents are saying. They may be forming an opinion long before they invite you in for an appraisal.

That means your content should build trust before the listing conversation starts.

Post about the questions owners are actually asking.

Should I sell now or wait?

How do I know if my price is realistic?

What happens if the first week is quiet?

Should I take an early offer?

Is auction still the right method?

What are buyers worried about?

How much does presentation matter?

Simple answers to real questions can do more for your brand than another generic market slogan.

This week, create one post that explains something useful.

Keep it practical.

Use plain English.

Talk about what you are seeing locally.

Explain what it means for owners.

The goal is not to sound clever. The goal is to be useful.

When owners learn from you before they meet you, the appraisal becomes easier. You are no longer just another agent competing for the listing. You are already positioned as someone who gives clear advice.

Attention is good.

Trust is better.

And trust is built by consistently helping people understand the market.

Spring Has Started — But Strategy Still WinsSpring has brought some energy back into the property market.Auction numbers...
16/09/2026

Spring Has Started — But Strategy Still Wins

Spring has brought some energy back into the property market.

Auction numbers are lifting, clearance rates have improved, and there are signs that buyers are starting to re-engage after a very cautious winter.

That is good news for agents.

But it is not a reason for vendors to assume the market has suddenly turned back into the boom.

This is still a selective market.

Buyers are watching interest rates, borrowing capacity, cost of living and future confidence. They may be more active than they were a few weeks ago, but they are still comparing properties carefully and expecting value.

For vendors, the message is simple: spring can help create activity, but it will not fix poor pricing or weak presentation.

A well-priced home in a good location, presented properly and marketed clearly, can still attract serious interest. But an overpriced property will still struggle, even with more buyers looking.

For agents, this is the opportunity.

Now is the time to get in front of vendors, explain what is actually happening, and show them that a stronger spring market still needs the right campaign.

Do not let vendors confuse more activity with unlimited demand.

Use current market evidence. Talk about comparable sales. Explain buyer behaviour. Set expectations before the first open home, not after three quiet weeks.

The best agents will use this moment to create confidence without overpromising.

Spring has started.

Buyers are looking.

But the strongest results will still come from strategy, pricing, presentation and good advice.

Source: Real Estate Business

20 Years of PaidOnExchange: A Legacy of Innovation and GrowthTwo decades ago, PaidOnExchange revolutionized the commissi...
15/09/2026

20 Years of PaidOnExchange: A Legacy of Innovation and Growth

Two decades ago, PaidOnExchange revolutionized the commission advance industry in Australia, providing real estate agents with a seamless and reliable way to manage cash flow. What started as a bold vision in 2005 has evolved into an essential financial solution that empowers agents across the country.

15/09/2026

Wednesday 16 September: Buyer Follow-Up Should Find the Reason, Not Just the Answer

Too many agents follow up buyers with one basic question.

“Are you interested?”

That question is too limited.

A buyer may say no, but still have genuine interest if one concern can be solved. A buyer may say yes, but still not be ready to act. A buyer may sound positive, but have no finance approval. A buyer may be quiet because they are comparing another property, not because they have walked away.

The value is not just in getting an answer.

The value is in finding the reason behind the answer.

Why are they interested?

Why are they hesitating?

Why are they not offering?

Why do they think the price is high?

Why does settlement timing matter?

Why are they comparing another property more favourably?

These details help the agent understand the buyer properly.

They also help the vendor.

If three buyers say the home presents well but they are all questioning price, that is useful feedback.

If buyers like the location but are concerned about building work, that matters.

If buyers are ready but need a longer settlement, that could help shape negotiation.

If buyers are capped by finance, the vendor needs to understand that enthusiasm and capacity are not the same thing.

This week, improve the quality of your buyer follow-up.

Do not rely only on automated messages.

Do not accept vague answers.

Do not assume silence means no interest.

Call the buyer and have a proper conversation.

Ask what they liked.

Ask what is holding them back.

Ask what else they have seen.

Ask whether they are ready to move.

Ask what would need to happen for them to take the next step.

The deal is often hidden inside the detail.

Good agents find it because they ask better questions.

15/09/2026

You've heard every stereotype going around about property investors. Some commentators paint us as reckless speculators piling into debt we can't handle,...

15/09/2026

Falling property values, tax reforms and elevated interest rates have investors on edge. A property finance expert explains whether Australia’s facing a genuine crisis or a normal market cycle.

Agents Just Got More Choice on ListingsThis is a big shift for Australian real estate agents.For years, many agents have...
15/09/2026

Agents Just Got More Choice on Listings

This is a big shift for Australian real estate agents.

For years, many agents have felt they had limited choice when it came to where and how they marketed properties online. The major portals have had enormous influence over listing campaigns, vendor advertising spend and agency marketing strategy.

Now that is changing.

Following ACCC action, REA Group has agreed to remove certain contract clauses that required agencies to list all properties on https://rpst.in/Jnb8x and limited flexibility around listing options.

For agents, this matters.

It means more room to think strategically about each campaign rather than simply defaulting to one approach. Not every property needs the same marketing spend. Not every vendor has the same budget. Not every buyer is reached through the same channel.

Good agents should be able to recommend the right campaign based on the property, the price point, the local market and the likely buyer pool.

This change does not mean agents should stop using major portals. They remain powerful tools with huge buyer reach.

But it does mean agents may have more flexibility to choose the right mix of marketing: portal exposure, database work, social media, direct buyer contact, video, email campaigns, agent networks and off-market strategies.

That is a better outcome for agents and vendors.

The strongest campaigns are not built by ticking boxes. They are built by understanding where the buyers are and how to reach them properly.

For vendors, the question should not just be: “Which portal are we on?”

The better question is: “What is the strategy?”

In a changing market, agents need every tool available. More choice, more flexibility and more competition should help agents tailor campaigns more effectively and give vendors better value.

The agents who use this well will not just spend less.

They will market smarter.

Source: Guardian Australia / The Australian

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