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๐—™๐—œ๐—ก๐—”๐—ก๐—–๐—˜ ๐— ๐—”๐——๐—˜ ๐—ฆ๐—œ๐— ๐—ฃ๐—Ÿ๐—˜

Accounting โ€ข Bookkeeping โ€ข Financial Coaching โ€ข Personal and Business Tax โ€ข Fractional CFO โ€ข Project Accounting

Liability limited by a scheme approved under Professional Standards Legislation.

๐Ÿ’ก Remember: A tax write-off doesn't make it free. You're still spending $1 to save a fraction of that in tax. Spend beca...
12/10/2026

๐Ÿ’ก Remember: A tax write-off doesn't make it free. You're still spending $1 to save a fraction of that in tax. Spend because you need it, not because it's deductible.

15-year high. What does it mean for you?๐Ÿ“Š Higher interest rates continue to impact everything from mortgage repayments t...
29/09/2026

15-year high. What does it mean for you?

๐Ÿ“Š Higher interest rates continue to impact everything from mortgage repayments to business borrowing costs.

For some, it's creating financial pressure. For others, it's prompting a closer look at spending, savings, investment strategies, and growth plans.

The key is understanding how these economic changes affect your situation and making informed decisions rather than reactive ones.

Need help navigating the current environment? The team at Your Folio is here to help.

โณ Last Chance to RegisterOur FREE webinar on Australia's upcoming credit card surcharge changes is happening soon.If you...
09/09/2026

โณ Last Chance to Register

Our FREE webinar on Australia's upcoming credit card surcharge changes is happening soon.
If you accept card payments, this is a session you won't want to miss.
Learn: โœ” What the proposed changes are โœ” Potential impacts for your business โœ” Practical next steps
Presented by Dina Gofman and the Your Folio team.
๐Ÿ“… 16 September 2016
โฐ 12pm AEST
Register now before registrations close.

01f6e540-cb9a-4a2d-b294-e05428693a3f@b26d90e0-381c-44e7-b601-42bd33e0d130" rel="ugc" target="_blank">https://events.teams.microsoft.com/event/01f6e540-cb9a-4a2d-b294-e05428693a3f@b26d90e0-381c-44e7-b601-42bd33e0d130

๐Ÿšจ New Credit Card Surcharge Rules are ComingCould your business absorb the cost of payment processing if surcharges are ...
02/09/2026

๐Ÿšจ New Credit Card Surcharge Rules are Coming

Could your business absorb the cost of payment processing if surcharges are restricted or removed?

Join Dina Gofman and the Your Folio team for an informative webinar designed to help business owners

Register for this free webinar so you're up to date with the latest

01f6e540-cb9a-4a2d-b294-e05428693a3f@b26d90e0-381c-44e7-b601-42bd33e0d130" rel="ugc" target="_blank">https://events.teams.microsoft.com/event/01f6e540-cb9a-4a2d-b294-e05428693a3f@b26d90e0-381c-44e7-b601-42bd33e0d130

๐Ÿš€ Started a new business? One of the most common questions we hear is: "Do I need to register for GST?"Generally, GST re...
25/08/2026

๐Ÿš€ Started a new business? One of the most common questions we hear is: "Do I need to register for GST?"

Generally, GST registration is required when your business turnover reaches or is expected to reach $75,000 per year. However, there are situations where registering earlier may be beneficial.

Not sure where you stand? Getting the right advice early can help you avoid costly mistakes and keep your business on track.

๐Ÿ’ก Tax TipStill using one account for everything?Keeping separate business and personal bank accounts:โœ… Saves bookkeeping...
10/08/2026

๐Ÿ’ก Tax Tip

Still using one account for everything?

Keeping separate business and personal bank accounts:
โœ… Saves bookkeeping time
โœ… Reduces accountant costs
โœ… Makes tax compliance easier
โœ… Provides clearer business reporting

FY27 due dates are important but remember if you lodge with us we can get extensions on these.
27/07/2026

FY27 due dates are important but remember if you lodge with us we can get extensions on these.

Happy Mothers Day!!
09/05/2026

Happy Mothers Day!!

The RBA has increased interest rates for the third time this year.
05/05/2026

The RBA has increased interest rates for the third time this year.

Today is ๐—ช๐—ผ๐—ฟ๐—น๐—ฑ ๐— ๐—ฒ๐—ป๐˜๐—ฎ๐—น ๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐——๐—ฎ๐˜†, and this year, ๐— ๐—ฒ๐—ป๐˜๐—ฎ๐—น ๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐—”๐˜‚๐˜€๐˜๐—ฟ๐—ฎ๐—น๐—ถ๐—ฎ'๐˜€ focus is "๐˜Š๐˜ฐ๐˜ฏ๐˜ฏ๐˜ฆ๐˜ค๐˜ต ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜Š๐˜ฐ๐˜ฎ๐˜ฎ๐˜ถ๐˜ฏ๐˜ช๐˜ต๐˜บ"โ€”a simp...
09/10/2025

Today is ๐—ช๐—ผ๐—ฟ๐—น๐—ฑ ๐— ๐—ฒ๐—ป๐˜๐—ฎ๐—น ๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐——๐—ฎ๐˜†, and this year, ๐— ๐—ฒ๐—ป๐˜๐—ฎ๐—น ๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐—”๐˜‚๐˜€๐˜๐—ฟ๐—ฎ๐—น๐—ถ๐—ฎ'๐˜€ focus is "๐˜Š๐˜ฐ๐˜ฏ๐˜ฏ๐˜ฆ๐˜ค๐˜ต ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜Š๐˜ฐ๐˜ฎ๐˜ฎ๐˜ถ๐˜ฏ๐˜ช๐˜ต๐˜บ"โ€”a simple phrase that matters far more than it sounds.

For many people right now, that connection is everythingโ€”especially for small business owners and families juggling rising costs with little room left to breathe. Behind every calm nod, polite smile, or "๐˜ด๐˜ถ๐˜ณ๐˜ฆ, ๐˜ ๐˜ค๐˜ข๐˜ฏ ๐˜ฉ๐˜ข๐˜ฏ๐˜ฅ๐˜ญ๐˜ฆ ๐˜ช๐˜ต", there might be someone lying awake at 3am, worrying about the rent that's due again, the next BAS payment looming, the new shoes their children need, or the fear that one more unexpected bill will be the one that breaks them.

Many hide these pressuresโ€”protecting their family from worry and trying to keep things looking normalโ€”reluctant to ask for help for fear of judgment, or simply too exhausted to open up. And putting on a front while dealing with financial stress takes its own toll, making it even harder to find the energy to get through each day.

If you suspect someone you know might be carrying more than they show, don't wait for ๐˜ต๐˜ฉ๐˜ฆ๐˜ฎ to reach out. Sometimes the smallest gesturesโ€”dropping off a coffee, sending a quick text that needs no reply, letting them off the hook from a commitment, or just sitting with them in silenceโ€”can be the first bit of light in a day that feels far too heavy, and enough to remind them that they are not alone in this.
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Sydney, NSW

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