03/08/2026
Think the 2026 property tax reforms will help you buy your first home? The numbers say otherwise.
Trident Real Estate Capital has just released its latest research report: "The Affordability Illusion.How Australia’s 2026 Property & Investment Tax Reforms Disrupt the First-Home Buyer Pipeline and Constrain Supply"
We broke down the economic reality behind Australia's latest property tax and superannuation policy shifts—and the findings reveal a major policy paradox.
Instead of fixing housing affordability, independent economic modelling shows these changes risk driving up rents and shrinking the supply of new homes:
- Negligible Price Relief: Established home prices are projected to drop by just 0.76% by 2029/30—saving buyers roughly $7,600 on a $1,000,000 home.
- Higher Rental Costs: Rents are projected to rise 1.53%, eroding renters' capacity to save a deposit.
PDF
-"Rentvesting" Blocked: Over 54% of first-home buyers rely on rentvesting to enter the market. Quarantining negative gearing on established properties removes a vital stepping stone.
- Supply Slump: National dwelling starts are set to drop by 8,742 units over 4 years, compounding the national housing shortage.
PDF
- Development Bottlenecks: Banning SMSF residential borrowing removes up to 30% of off-the-plan buyers, stalling new apartment projects before ground is broken.
Ultimately, housing affordability isn't solved by changing who buys homes—it's solved by building more of them.
👇 Read the full research paper
https://shorturl.at/CtMwc
💬 What do you think? Will these tax changes help aspiring buyers or make the housing crisis worse? Let us know below.
The passage of the Treasury Laws Amendment (Tax Reform No. 1) Act 2026 and the Income Tax Rates Amendment (Tax Reform No. 1) Act 2026 (together The 2026 Tax Reforms) represents a major shift in Australian real estate taxation and superannuation policy. Positioned by policy architects as a progressiv...