AM ADVISORY.

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AM ADVISORY. A Financial Growth Partner to Ambitious Business Owners & Investors! Both Ash & Mahesh are Credit Representatives of BLSSA PTY Ltd (ACL 391237)

AM Advisory, as a brand, was founded in 2015 by Mr Ashish (Ash) Chokhal in association with his long-standing friend Mr Mahesh (Matt) Thapa. The brand was formed with vision to ‘boost financial base’ of its valued clients – be it clients in business; be it clients with Investment properties; or be it clients with any other investments. Our founders believed that with their experience and expertise gained through working in the field of Business Consulting; Finance/Financial Consulting, and Taxation Adviosry for nearly 20 years (now combined) they would assist aimbitious Business owners & Property Investors in Australia to pursue their financial goals.

Rising costs putting pressure on your budget? It may be time to review your finances. Your home loan, household bills an...
22/10/2026

Rising costs putting pressure on your budget? It may be time to review your finances.

Your home loan, household bills and high-interest debt are all worth a closer look. Reviewing your interest rate, comparing regular expenses and making better use of your offset account could help improve your cash flow.

Sometimes, the first step isn’t earning more—it’s making the most of what you already have.

Need help reviewing your mortgage? Speak with AM Advisory to explore your options.

20/10/2026

Feeling the pressure of rising living costs? Start with the expenses you can review.💰🏡

From your home loan interest rate to household bills and high-interest debt, small changes could help free up cash flow.

For example, refinancing to a lower rate could reduce your repayments—but always compare the potential savings against fees and other costs.

You can’t control every price increase, but you can take control of your financial check-up.

Need help reviewing your home loan? Speak with AM Advisory to explore your options.

Could commercial property help your SMSF build a stronger retirement future? 🏢📈With the right strategy, rental income an...
18/10/2026

Could commercial property help your SMSF build a stronger retirement future? 🏢📈

With the right strategy, rental income and ongoing contributions could help pay down an SMSF property loan faster—potentially creating an income-producing asset for retirement.

But the numbers matter. Interest rates, rental growth, vacancies, expenses and contribution limits can all affect the outcome.

Planning ahead today could make a difference to your retirement tomorrow.

Speak with AM Advisory to explore your SMSF commercial property finance options.

15/10/2026

What if your SMSF property could help fund your retirement—without a loan holding it back? 🏢💰

Commercial rental income, combined with ongoing contributions, may help your SMSF repay its property loan sooner and build a potential income stream for the future.

The goal isn’t just to own a property. It’s to understand how the numbers could work towards your retirement goals.
A strong retirement strategy starts with the right structure and realistic planning.

Speak with AM Advisory to explore your SMSF commercial property finance options.

Your super could be more than retirement savings—it could be part of your commercial property strategy. 🏢📈With approxima...
14/10/2026

Your super could be more than retirement savings—it could be part of your commercial property strategy. 🏢📈

With approximately $250K in an SMSF, could a carefully structured commercial property loan help you purchase a $1M asset?

In this example, 4% annual growth could see the property reach an estimated $3.24M over 30 years.

But long-term success depends on more than growth. Rental income, cash flow, loan repayments and SMSF compliance all matter.

Want to explore your SMSF’s commercial property options? Speak with AM Advisory.

12/10/2026

Could $250K in super help you build a $3M+ commercial property asset? 🏢💰

With the right SMSF structure, commercial property finance and a long-term strategy, your super could have greater purchasing potential than you think.

In this example, a $1M commercial property growing at an assumed 4% annually could be worth approximately $3.24M in 30 years—before selling costs and subject to market performance.

The key is understanding the numbers, cash flow, lending requirements and tax implications before you invest.
Plan for your retirement, not just your next purchase.

Speak with AM Advisory to explore your SMSF commercial property finance options.

The best time to prepare your property finance? Before the opportunity appears. 🏠📊In a falling market, declining propert...
07/10/2026

The best time to prepare your property finance? Before the opportunity appears. 🏠📊

In a falling market, declining property values can also reduce the equity you’re able to access.

That’s why investors may consider setting up available equity while valuations are stronger, so funds are ready when the right opportunity comes along.

You don’t have to invest immediately—the focus is being financially prepared when the timing is right.

Speak with us to explore your borrowing capacity and finance options.

05/10/2026

In a declining property market, smart investors don’t just watch—they prepare. 🏠📉

When property values fall, your available equity can fall with them. In this example, a 10% drop could reduce potential borrowing capacity by $120K.

That’s why having your finance structured and ready before an opportunity comes along can make a difference.

The right opportunity means little if you’re not financially prepared to act on it.

Speak with us to understand your borrowing capacity and options.

Could $250K in super give you access to a $1.1M commercial property? 🏢💰A recent client used approximately $250K in their...
01/10/2026

Could $250K in super give you access to a $1.1M commercial property? 🏢💰

A recent client used approximately $250K in their SMSF to purchase a $1.1M commercial property, supported by rental income and an SMSF commercial loan.

The key takeaway? Your SMSF balance isn’t the only number that matters. Rental yield, loan structure, contributions and upfront costs can all impact what may be possible.

SMSF commercial property lending is complex and needs to be structured carefully.

Speak with AM Advisory to understand your options and potential purchasing capacity.

29/09/2026

💰 Is $250K in your SMSF enough to buy a $1.1M commercial property?
It can be possible, depending on the numbers and lending structure.

One recent client had approximately $250K in their SMSF and was able to purchase a $1.1M commercial property using an SMSF commercial loan, supported by the property’s rental income.
But there’s more to purchasing capacity than simply looking at your SMSF balance.

Factors such as rental yield, borrowing capacity, loan structure, ongoing contributions and upfront costs can all play a role in determining what may be achievable.

The right structure matters when using your SMSF to invest in commercial property.

Speak with AM Advisory to explore your options and understand your potential purchasing capacity.

Address

Suite 43, Level 4, 410 Church Street
Sydney, NSW
PARRAMATTANSW2150

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm

Telephone

+61278014839

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