Mohit Gupta - Mortgage and Business Broker

03/09/2026

Australia’s housing market is sending two very different signals.

Home values are falling, yet housing construction is still growing.

ABS data shows dwelling investment rose 1.6% in the June quarter and 5.8% over the year, while national home values fell again in August.

So what’s driving the disconnect?

Construction often reflects projects approved and financed months or even years earlier, while property prices respond much faster to borrowing costs, buyer demand and market confidence.

That means falling prices and rising construction activity can happen at the same time.

Read the full LNO Mortgages breakdown to understand what this could mean for home buyers, investors and borrowers across Australia.

Read more: https://lnomortgages.com.au/post/home-prices-falling-housing-construction-growing-australia

31/08/2026

Finance is rarely just about getting a loan. It is about understanding where you are today, what you want to achieve and how your lending should be structured to support your next move.

In this video, Mohit Gupta, Principal Broker at LNO Mortgages, explains how his experience as a business owner and in business sales and acquisitions shapes the way he approaches finance.

Whether you are:

✓ Self-employed or running a business
✓ Buying your first home or refinancing
✓ Purchasing an investment property
✓ Considering an SMSF property loan
✓ Financing a commercial property, vehicle or business asset

The right structure can make a meaningful difference to your flexibility and future opportunities.

Watch the full video here:
https://youtu.be/MvILBeOqtxQ?si=SVnX4kjVJSztPfQm

If this sounds like the support you are looking for, book a complimentary initial conversation with Mohit:
https://lnomortgages.com.au/contactus

General information only. Lending criteria, eligibility and conditions apply. Consider obtaining independent financial, taxation and legal advice where appropriate.

Finance is rarely just about getting a loan. For Australian busines...

24/08/2026

460,000+ Australian businesses opened last year, but 375,000+ also exited.

Starting a business is one challenge. Building one that can manage cash flow, rising costs and borrowing commitments is another.

Our latest blog explores why working capital, financial resilience and the right finance structure can matter for sustainable business growth.

Australia added 460,461 businesses in 2025-26 while 375,331 exited. Explore why cash flow, working capital and the right business finance structure matter for long-term growth and resilience.

22/08/2026

Investor lending may be slowing nationally, but South Australia is telling a different story.

Loans for newly constructed investment properties have reached record levels, suggesting investors may be changing what they buy rather than stepping away from property altogether.

With lending conditions, property types and lender policies changing, understanding your finance position before committing matters.

Investor lending for new builds is reaching record levels in South Australia. Explore what changing investor strategies, lender policies and finance conditions could mean for property investors.

19/08/2026

A new player could be eyeing Australia’s mortgage market.

Revolut is considering entering the $2.3 trillion home-loan sector, potentially adding more competition around rates, features and digital lending experiences.

For borrowers, the key takeaway is simple: your current bank may not always be your best option. Regularly reviewing your mortgage can help you understand what else is available.

Revolut is considering entering Australia’s $2.3 trillion mortgage market. Learn how greater lender competition could affect mortgage rates, refinancing options and borrowers.

17/08/2026

Property prices are cooling, but does that actually make buying a home easier?

A softer market may mean less competition and more negotiating power, but higher borrowing costs can still reduce how much you can afford.

Before making an offer, it’s worth understanding your borrowing capacity, repayments and overall buying position.

Read our latest blog to learn what Australia’s housing slowdown could mean for buyers.

Australia’s housing market is slowing as higher borrowing costs weaken demand. Learn what falling property prices mean for buyers, borrowing capacity, affordability and the broader economy.

13/08/2026

A large deposit can strengthen your application, but it does not guarantee approval.

Lenders look at the full picture, including your servicing capacity, the property being used as security, credit history and overall loan structure.

A strong deposit is important, but the entire application needs to work together.

At LNO Mortgages, we help clients understand how lenders may assess their scenario before they apply.

13/08/2026

Higher rates are doing more than increasing mortgage repayments. They’re starting to slow the broader economy.

With household budgets under pressure and borrowing conditions changing, now could be a good time to review whether your current home loan still suits your needs.

Don’t just wait for the next RBA decision. Know where your mortgage stands today.

CBA warns higher interest rates are slowing Australia's economy as mortgage repayments and household costs rise. See what this means for mortgage holders and home loan decisions.

12/08/2026

Inflation came in better than expected, but that doesn't necessarily mean rate cuts are just around the corner.

The RBA now expects inflation to decline gradually, reaching around 2.5% in early 2028.

For mortgage holders, the key takeaway is simple: don't base your home loan strategy on waiting for the next RBA move. Reviewing your mortgage now could reveal better options already available.

Read our latest blog to learn what the RBA's new inflation outlook could mean for borrowers.

The RBA expects inflation to ease gradually and reach around 2.5% in early 2028. Learn what the latest inflation outlook could mean for interest rates, mortgages and Australian borrowers.

11/08/2026

A no from one bank does not always mean the deal is over.

Every lender assesses applications differently, and in some cases, the right structure, supporting documents, or lender fit can make all the difference.

If your application has been declined, the next step is not to give up. It is to understand why.

At LNO Mortgages, we help review the scenario and explore whether there may be another path forward.

Message us if you would like a second look at your situation.