Indigo Finance

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Indigo Finance Indigo Finance is a Sydney based mortgage & finance broker working with clients throughout Australia to provide optimal finance solutions.

Melanie Cunliffe is a credit representative (392843) of BLSSA Pty Ltd CAN 117 651 760 (Australian Credit Licence 391

Settlement isn’t where our support stops. 🏡“Exceptional service from start to finish. These guys made the whole process ...
16/10/2026

Settlement isn’t where our support stops. 🏡

“Exceptional service from start to finish. These guys made the whole process of buying a first home so easy and continued providing ongoing support afterwards. Special thanks to Melanie, David and Verushka. The professionalism and knowledge of this team is unmatched.”

Thank you for the kind words, and congratulations on the new home! Shoutout to Melanie, David and Verushka. 👏

If you’d like the same experience for your next home loan, get in touch on 02 9194 2260 or visit www.indigofinance.com.au.

When a first home loan approval takes longer than expected, it's rarely because the application is weak.In most cases, t...
08/10/2026

When a first home loan approval takes longer than expected, it's rarely because the application is weak.

In most cases, the delay comes from preparation gaps. Documents gathered too late, a financial change made mid-process, or a pre-approval treated as final.

We've put together the five issues we see most often, and how to stay ahead of each one.

Read the full blog here 👉 https://indigofinance.com.au/5-first-home-buyer-mistakes/

More than getting the finance sorted, we want our clients to feel like they have a team alongside them the whole way thr...
02/10/2026

More than getting the finance sorted, we want our clients to feel like they have a team alongside them the whole way through.

"Ankeet and V were incredibly helpful, knowledgeable, and kind to me and my partner as we bought our forever home. From the very beginning of the process where they helped secure our home loan, and all the way through to making sure everything went smoothly for our settlement, their professionalism, warmth, efficiency and communication was something we were really thankful for."

Shoutout to Ankeet and V for turning what can be a stressful process into a smooth and simple one. 👏

If you're looking for a team that stays with you from application through to settlement, we're happy to help.

Pre-approved earlier this year? It's worth checking your number still stands.With four rate rises in 2026, lenders are n...
01/10/2026

Pre-approved earlier this year? It's worth checking your number still stands.

With four rate rises in 2026, lenders are now testing borrowers against higher rates than they were at the start of the year. For many buyers, that means the amount a lender is willing to approve has come down.

- Pre-approval is conditional, not a guarantee
- Lenders reassess when you apply for full approval
- Most pre-approvals only last a 3-6 months, so yours may have expired

If you're actively looking, a quick recheck now can save a lot of disappointment later.

The cash rate is now 4.60%.The RBA lifted rates by 0.25% today. It's the fourth rise this year, and the highest the cash...
29/09/2026

The cash rate is now 4.60%.

The RBA lifted rates by 0.25% today. It's the fourth rise this year, and the highest the cash rate has been since 2011.

So why raise again when borrowing and spending have already slowed? 👇

🟢 Inflation is still above the RBA's 2 to 3% target
🟢 Energy and global supply costs are pushing prices up
🟢 Demand is still running ahead of what the economy can supply

What it could mean for you:

🟢 Higher repayments if your lender passes the rise on
🟢 Less borrowing capacity if you're planning to buy

If you're worried about what this means for your repayments or your plans, you don't have to work it out on your own.

Your lender isn't automatically keeping your rate competitive. There may be a better option available to you today.

DM us and we'll look at where you stand. 💬

The RBA meets Tuesday. Hold or hike, if your fixed rate is ending soon, that's not the number to focus on. 👇When a fixed...
24/09/2026

The RBA meets Tuesday. Hold or hike, if your fixed rate is ending soon, that's not the number to focus on. 👇

When a fixed term ends, you don't roll onto "the current market rate". You often revert automatically onto your lender's standard variable rate, which can sit meaningfully higher than what new customers are advertised.

Whatever Tuesday brings, it's the revert rate that actually decides what happens to your repayments.

If your fixed rate is ending soon, DM us and we'll check exactly what you're rolling onto.💬

Is refinancing actually free? Not quite - but that's not the bad news it sounds like. 👇There can be a few costs involved...
23/09/2026

Is refinancing actually free? Not quite - but that's not the bad news it sounds like. 👇

There can be a few costs involved in switching lenders. On a $600k loan, a modest rate cut can pay those costs back in under a year. Swipe through for the numbers.

Want us to run them on your loan? DM us.💬

"Professional, attentive and committed to provide the best service. Communication is great too. I'd definitely recommend...
17/09/2026

"Professional, attentive and committed to provide the best service. Communication is great too. I'd definitely recommend to others." 🙌

This is exactly the experience we aim for, whether it's a first mortgage or the fifth refinance. Staying attentive and keeping communication clear all the way through is non-negotiable for us.

If you've been putting off a chat about refinancing or your next move, DM us. We're happy to help. 💬

A month in, and already making an impact.We're excited to welcome Lisa to the team at Indigo Finance.Lisa joins us as Cl...
16/09/2026

A month in, and already making an impact.

We're excited to welcome Lisa to the team at Indigo Finance.

Lisa joins us as Client Manager, bringing real-world experience reviewing existing lending structures to ensure our clients' positions stay fully optimised. She has a strong track record of reviewing portfolios, saving people money, and securing sharper rates.

We've always believed lending advice needs to extend well beyond settlement day, and Lisa is exactly the kind of person who makes that possible.

She will work closely with our clients to ensure their lending continues to meet their overall goals as their lives change.

"What I'm loving most about Indigo Finance is the amazing team and the positive, supportive environment. It's wonderful to work alongside such genuine and caring professionals who are always willing to help one another. I also really value the genuine care everyone shows for our clients and the commitment to achieving the best possible outcomes for them." - Lisa

Welcome to the team, Lisa!

If you would like Lisa to review your current loan structure, just send us a message.

Your bank doesn't test you against the interest rate you'll actually pay. It tests you against a much higher one.There's...
10/09/2026

Your bank doesn't test you against the interest rate you'll actually pay. It tests you against a much higher one.

There's a buffer built into every home loan assessment that most borrowers have never heard of - and it can matter more than whatever the RBA decides.

Swipe through for how it works, and what it means for your number.

Want to know what you'd actually be assessed at? DM us.

Check out our latest blog to find out more: https://indigofinance.com.au/mortgage-serviceability-buffer-explained/

Address

Level 11, 66 Clarence Street
Sydney, NSW
2000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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