Your Mortgage Coach

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Australia
Sydney, NSW
Your Mortgage Coach

We help you navigate home & commercial loans, business and asset finance! Stay tuned for financial tips along with a few dad jokes! Hi, I’m Raj.

FREE HOMEBUYERS GUIDE HERE!: https://forms.gle/afBHB9KfEa4sjpZx8 A highly motivated credit coach with over 17 years of experience within the banking and financial services sector. I work for my clients and not the banks. My job is to make sure my client is paying the least amount of interest over the life of their loan with annual reviews for all clients. My dealings with my clients aren’t transac

tional but a professional relationship for the lifetime of the loan and beyond. I am also an avid and passionate property investor which allows me to help you along your investment journey with first-hand experience. I am contactable and my clients feel at ease working with me, especially as the home-buying process can be quite arduous and stressful. My experience allows me to navigate through the home loan process quite seamlessly getting the job done in a timely manner. Partner with me at Equilibria Finance 🞃
I am looking for aligned professional partnerships where quality precedes quantity. There is strength in numbers and I believe together we are stronger. I succeed, you succeed! If you want to connect with a Broker who gets the job done, provides valuable advice and cares about his clients, don’t hesitate to message me directly and let’s chat. e: [email protected]
p: 0468 300 390

05/08/2026

Thinking a 20% deposit is mandatory to buy your first home? Think again! 🏡✨

The 20% deposit myth stops far too many buyers in their tracks. The reality? You can often purchase with as little as 5% —or even 2% in some cases—thanks to a range of great government grants, schemes, and stamp duty concessions.

Here is how you can fast-track your keys sooner:

• First Home Guarantee Schemes: Buy with a 5% deposit without paying expensive Lenders Mortgage Insurance (LMI)
• Stamp Duty Relief: Save tens of thousands in upfront transaction costs
• Government Grants: Direct cash boosts to put toward your new build or purchase
• First Home Super Saver (FHSS) Scheme: Build your deposit faster by saving up to $50k inside super with tax concessions
• Family Guarantor: Use your parents' home equity as security to buy with a $0 deposit and avoid Lenders Mortgage Insurance (LMI) entirely

Ready to stop renting and step onto the property ladder? Send us a DM to see what grants you qualify for! 🔑

10/07/2026

Big news at Mortgage Wealth! 🚀

Help us welcome David to the family! 🙌💼

David joins the team with 8 years of mortgage broking experience under his belt. He’s ready to hit the ground running and help our clients navigate the market to secure the right finance solutions.

We’re thrilled to have his expertise on board to keep simplifying the mortgage journey for you.

Drop a comment below to say hello and welcome David to the team! 👇✨

08/06/2026

Do you actually know what an SMSF is? 🤔

Or more importantly... do you know how to use it to invest in property? 🏡

Whether you’re completely in the dark or looking to take your next step, Self-Managed Super Funds are one of the most powerful tools Australians have to build retirement wealth. But you need the right strategy to make it work.

We’re bringing together a powerhouse panel of local property and financial experts for a fast-paced, jargon-free evening at Skillion Spaces to give you the ultimate blueprint.

🎤 Meet Your Expert Panel:

AJ Rollsy – Facilitator | Skillion Spaces

Courtney McKinnon – SMSF Specialist | RSM Accounting

Raj Ladher – Mortgage Broker | Mortgage Wealth

Bernadine Swaffield – Conveyancer | Light Hill Law

Matt Sharp – Buyers Agent | Sharp Property Buyers

✅ What You’ll Learn in 45 Mins (+ Live Q&A):

✔️ What an SMSF is and exactly how to get started.
✔️ The real pros & cons of buying property within your super.
✔️ The legal “must-knows” for SMSF property transactions.
✔️ How SMSF lending and finance actually works.
✔️ How to identify high-performing assets in today’s market.

If you’ve been considering using your super to invest in property, this is your sign to get the facts before you leap.

🎟️ Ticket Details:

FREE for the first 40 registrations!

Late registrations: $90 per ticket.

Spots are strictly limited and will fill quickly. Don't wait until the price goes up!

👉 Click the link in our bio to secure your free seat now!🔗 Or head to: skillionspaces.com.au/SMSF26

10/05/2026

Happy Mother’s Day to all the incredible mothers, grandmothers, and mother figures out there!

Today is all about celebrating the women who lead with heart, offer unwavering support, and somehow make the impossible look easy every single day. Whether you’re celebrating with family, remembering a loved one, or being celebrated yourself, we hope your Sunday is filled with the appreciation you deserve.

To the multitaskers, the nurturers, and the mentors—thank you for everything you do.

Happy Mother’s Day! 💐✨

24/04/2026

This ANZAC Day, we pause to remember and honour the courage, sacrifice, and spirit of all those who served and continue to serve.

Their bravery has shaped the freedoms we enjoy today, and their legacy will never be forgotten.

Lest we forget. 🌺

02/04/2026

Wishing you a bright and joyful Easter filled with treats and sunshine! 🐣✨

Whether you’re hunting for eggs, sharing a meal with loved ones, or simply taking a moment to relax, we hope you a wonderful long weekend.

Address

Level 3/47 York Street
Sydney, NSW
2000

Website

https://equilibriafinance.com.au/broker/raj-ladher-2847/

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