Foster Finance

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Foster Finance

At Foster Finance we believe that loan products should be easy to understand, easy to access and allow you peace of mind.

We are in the business of building ongoing relationships with our clients and to think of your best interests, not those of the bank.

04/03/2026

🏚️ How much could your 2026 reno cost? 🏚️⁣
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Thinking of buying a fixer-upper? ⁣
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Or just keen to show your current home some love? ❤️⁣
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Knowing how much the renos will cost is essential to any home improvement project. 🛠️⁣
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Archicentre has just released its 2026 Cost Guide. 📘⁣
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Keen for a new kitchen? Allow upwards of $23,000. 🍳⁣
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New bathroom? Your budget should likely start at around $17,500. 🛁⁣
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Planning an extension? It can cost from $2,700 per square metre. ⁣
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But most importantly: how to pay for it all? 🤔⁣
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Talk to us. 💬⁣
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We can run you through some finance options that can potentially turn your renovation plans into reality. 👇 ⁣
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To find out more, DM us or contact Foster Finance on:

☎️ – 0452 202 422
💻 – [email protected]

02/03/2026

💛 Does having a home loan = feel-good vibes? 💛⁣
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For most of us, taking on a mortgage is essential to buy a home. 🏡⁣
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But how does that big transition (generally) affect one's mental wellbeing?⁣
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Interestingly, there's a bit of a difference between the financial anxiety levels of debt free households vs mortgage holder households, according to Agile Market Intelligence.⁣
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When asked to describe their current financial situation, 31% of debt-free households were feeling financially anxious - up 2% from this time last year.⁣
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Meanwhile, just 25% of mortgage holder households were feeling financially anxious - down 1% from a year earlier.⁣
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If you'd like to explore whether home ownership is within reach for you - and how mortgage repayments would sit within your monthly household budget - then get in touch today. 👇 ⁣
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To find out more, DM us or contact Foster Finance on:

☎️ – 0452 202 422
💻 – [email protected]

25/02/2026

🏠 Co-buying jumps 33% as siblings band together to buy 🏠⁣
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Siblings? They’re good for more than just a game of backyard cricket. 🏏⁣
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NAB reports a 33% jump in family and friends co-buying a home. 📈⁣
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For some buyers, pooling resources may help them enter the market sooner or consider a property they might not afford on their own, depending on their circumstances.⁣
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Does co-buying call for a re-think of your home loan? 🤔⁣
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If so, that’s where we come in. 👇⁣
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To find out more, DM us or contact Foster Finance on:

☎️ – 0452 202 422
💻 – [email protected]

23/02/2026

🏡 Home owners hone in on debt reduction 🏡⁣
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Ahh, the simple things in life: what’s not to love about seeing your home loan balance shrink? 😄⁣
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That’s what 7 in 10 home owners are enjoying as they focus on paying down their mortgage rather than growing savings, according to Agile Market Intelligence.⁣
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Paying a bit extra off your loan each month can see you rewarded by saving on interest. ⁣
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Or, if cash is tight, consider paying more often or using an offset account.⁣
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Better still, have us help you check your loan rate against the current market. 🔍⁣
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You could be behind the eight ball from the start if you’re paying more than necessary. 👇⁣
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To find out more, DM us or contact Foster Finance on:

☎️ – 0452 202 422
💻 – [email protected]

18/02/2026

🏡 Home owners are $82,000 wealthier on average in 2026 🏡⁣
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Australia’s housing market notched up annual gains of 8.8% in 2025, according to the latest PropTrack Home Price Index.⁣
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PropTrack says this saw the national median home value rise by $82,200. ⁣
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Why not make those gains work harder in 2026? 🤔⁣
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Here are some options to consider:⁣
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🔨 Reviewing renovation plans to improve liveability or long-term value.⁣
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🏘️ Invest in a rental property, home equity can often be used in lieu of a cash deposit. ⁣
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🔄 Refinance to a new loan, save on finance with a lower rate or enjoy more loan features. ⁣
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Get in touch today if you want to make your home equity work harder. 👇⁣
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To find out more, DM us or contact Foster Finance on:

☎️ – 0452 202 422
💻 – [email protected]

16/02/2026

🏘️ Why it could be time to consider buying a rental property 🏘️⁣
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Investors have been buying property at record rates, according to the ABS. 📈⁣
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Rents are up, vacancies are down, and interest rates on investment home loans are at their lowest since late 2023. ⁣
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But high investment lending has attracted the attention of the banking watchdog APRA. 👀⁣
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In the past, APRA has capped lending to investors. ⁣
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Could it happen again? 🧐⁣
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Some commentators think so, which could make it worth bringing forward your investment property buying plans.⁣
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Get in touch and we can explain your borrowing power, and the lending options that help you become a property investor. 👇 ⁣
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To find out more, DM us or contact Foster Finance on:

☎️ – 0452 202 422
💻 – [email protected]

11/02/2026

😬 Why did the RBA just increase the cash rate? 😬⁣
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It’s all about inflation sitting above the RBA’s target range of 2-3%. Recent ABS data has it at 3.8%, and the RBA wants to get it back down again. 📊⁣
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The (potentially) good news?
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If you haven't refinanced in a while, you could potentially be eligible for a lower rate with another lender - which could help offset the rate hike.⁣
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If you'd like to find out if you could potentially create your own rate cut, get in touch today. 👇⁣
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To find out more, DM us or contact Foster Finance on:

☎️ – 0452 202 422
💻 – [email protected]

09/02/2026

⏱️ Looking for alternatives to a traditional 20% deposit? ⏱️ ⁣
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Research from Cotality suggests it can take around 10 years, on average, for buyers to save a 20% home deposit.⁣
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With market conditions continuing to change, many first-home buyers are exploring other pathways into the market. 🧐⁣
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In some cases, it may be possible to buy a first home with a smaller deposit, depending on your circumstances.⁣
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Government initiatives such as the First Home Guarantee (5% deposit) may help eligible buyers purchase with a lower deposit and without paying lenders mortgage insurance, subject to criteria and lender participation. 🙌⁣
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Want to find out if you're eligible? ⁣
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Get in touch and we could help you get the ball rolling on your first home sooner than you expect. 👇⁣
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To find out more, DM us or contact Foster Finance on:

☎️ – 0452 202 422
💻 – [email protected]

04/02/2026

🧐 Will property prices keep rising in 2026? 🧐⁣
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9-in-10 Australians expect prices to keep climbing higher this year, according to API Magazine. ⁣
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Possible future price rises could make it worth bringing forward your buying plans. ⁣
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Cotality says rate cuts in 2025 have boosted the average family's borrowing power by $51,000. ⁣
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But those borrowing power gains could soon be eroded by higher home prices. ⚠️⁣
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For example, if property prices increased by 5% over the next year, that's an extra $50,000 on a $1 million home.⁣
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If you want to find out if you're home loan-ready right now, get in touch and we'll help you work out your borrowing power. 👇⁣
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To find out more, DM us or contact Foster Finance on:

☎️ – 0452 202 422
💻 – [email protected]

02/02/2026

📈 Investment home loans hit record high 📈⁣
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Property investors have a lot to smile about right now. 😄⁣
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Rising values, a tight rental market, and lower borrowing costs are making property more attractive. ⁣
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According to ABS figures, new investment home loans increased by 13.6% in the September quarter, with 57,624 loans written, the highest quarterly result since early 2022. 📊⁣
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Keen to get into property investing? Talk to us to find out if you're finance ready. 👇⁣
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To find out more, DM us or contact Foster Finance on:

☎️ – 0452 202 422
💻 – [email protected]

28/01/2026

🏡 1-in-3 Gen Zs plan to buy their first home by 2030 🏡⁣
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The tech savvy generation is using smart strategies to buy a first home. ⁣
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More than one-in-three Gen Zs plan to buy a first home within 5 years, Westpac reports.⁣
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And around 80% are beating the housing shortage by staying flexible on where they buy, and the type of home they buy, Westpac also reports. 🤙⁣
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Meanwhile, more than half of Gen Z buyers are moving ahead with plans for a deposit of 10% or less. ⁣
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That’s just become more accessible thanks to the expanded 5% deposit scheme and the Help to Buy scheme for those who are eligible. ✅⁣
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Get in touch today to find out how you could bring your first home buying plans forward. ⁣
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If you’re thinking about buying your first home, we can explain the general finance options and schemes available, so you can decide what’s worth exploring.👇⁣
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To find out more, DM us or contact Foster Finance on:

☎️ – 0452 202 422
💻 – [email protected]

Address

Level 2, 117 Clarence Street
Sydney, NSW
2000

Telephone

+61280111044

Website

https://fosterfinance.com.au/

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