BE Astute

BE Astute Be smart, BE Astute. Expert mortgage advice High performance is a term often used in sport and business. It’s also an apt description of Blake Edwards.

He is high performance personified. Blake’s an Olympian – competing for Australia at the Tokyo 2020 Games in the Water Polo competition. He’s also a Mortgage Broker with a multi-million dollar book that is growing by the week. Blake’s success as a Mortgage Broker builds on his experience and learning as a professional athlete who’s travelled the world playing for his country, while also completing

Business and Commerce degrees. While studying in California, Blake won several sporting and academic awards that recognised his commitment and dedication towards his athletic and professional career. Blake’s sporting journey has taught him that anything is achievable with the right mindset, effort, and commitment. It’s a philosophy he takes into business too. “I believe there is always a solution that can help my clients achieve their financial goals.”

And as one of his clients says “Blake is honest, hard working and dedicated to making a difference. He saved us thousands by proactively finding us the best interest rate he could.”

BE Astute with your money. With Blake Edwards, you can be assured you will get the attention you deserve from a man who only knows about high performance.

Not sure where your credit score stands? DM us or book a free consultation via the link in bio — we’ll help you get loan...
09/06/2026

Not sure where your credit score stands? DM us or book a free consultation via the link in bio — we’ll help you get loan ready

A review that made our day.We recently helped this young family upgrade into their new home. Thank you for the trust, th...
03/06/2026

A review that made our day.

We recently helped this young family upgrade into their new home. Thank you for the trust, the kind words, and the opportunity to be part of the journey.

Congratulations homeowners!

“We have worked with Blake before, and we have used his services again to upgrade and purchase our family home. Blake is extremely knowledgeable and easy to work with! We are very happy with our finance and all the options available were made clear to us and Blake’s availability to talk us through any questions was unreal! Additionally, he helped us settle in 15 days!! This man can do no wrong. I would recommend to all my family and friends and I look forward to working with Blake and the team at B.E Astute in the future“ - Michael

When was the last time you reviewed your home loan? If you can’t remember, it’s probably time. A 10-minute review today ...
01/06/2026

When was the last time you reviewed your home loan?

If you can’t remember, it’s probably time.

A 10-minute review today could save you thousands tomorrow.

📩 Message us to find out.

Big month from Lazar 👏Proud to share his March Google reviews — great results driven by great service.
02/04/2026

Big month from Lazar 👏

Proud to share his March Google reviews — great results driven by great service.

Sharing some of our client feedback from March.Grateful for the trust and proud of the results we’re delivering. 🙌
01/04/2026

Sharing some of our client feedback from March.
Grateful for the trust and proud of the results we’re delivering. 🙌

Real clients. Real results.This month we helped:• First home buyers get in with low deposits• Clients bounce back after ...
26/03/2026

Real clients. Real results.

This month we helped:
• First home buyers get in with low deposits
• Clients bounce back after bank declines
• Homeowners save thousands refinancing
• Finance a car through a private sale
• Recently self-employed clients still get approved

There’s always a way — you just need the right strategy and lender.

DM “PLAN” and I’ll map out your options.

Why did your borrowing power drop? 📉If you’ve recently checked your borrowing capacity and it’s lower than expected… you...
23/03/2026

Why did your borrowing power drop? 📉

If you’ve recently checked your borrowing capacity and it’s lower than expected… you’re not alone.

Here are the main reasons why 👇

1️⃣ Higher interest rates
As rates rise, banks reduce how much you can borrow to keep repayments affordable

2️⃣ Increased living expenses
Banks are applying stricter benchmarks on everyday spending

3️⃣ Existing debts
Credit cards, car loans & HECS/HELP can significantly reduce your borrowing power

4️⃣ Changes to lending policies
Banks regularly update their rules — even small changes can have a big impact

5️⃣ Lower income (or unstable income)
Bonuses, overtime, or self-employed income may not be fully counted

💡 The key takeaway:
Your borrowing power isn’t fixed — it can be improved with the right strategy

If you want to maximise what you can borrow (without overextending yourself), send me a message.

🚨 Interest Rate Update 🚨The Reserve Bank of Australia has increased the official cash rate by 0.25%, which means many bo...
17/03/2026

🚨 Interest Rate Update 🚨

The Reserve Bank of Australia has increased the official cash rate by 0.25%, which means many borrowers will likely see their home loan repayments rise in the coming weeks.

What does this mean for you?

If your lender passes on the full increase, here’s an example of how repayments could change:

• $500,000 loan → approx +$75/month
• $750,000 loan → approx +$110/month
• $1,000,000 loan → approx +$150/month

(Based on a 30-year loan term — actual repayments may vary depending on your rate and lender.)

What you can do:
✔ Review your current interest rate
✔ Check if refinancing could save you money
✔ Consider fixing part of your loan for certainty
✔ Use an offset account or make extra repayments if possible

With rates continuing to move, it’s a good time to review your loan and make sure it’s still competitive.

📩 If you’d like a quick home loan health check, feel free to reach out.

RateRise Refinance HomeLoanTips BEAstute

Fixed or Variable? Why not both. 🤝🏡If you’re unsure whether to lock in a fixed rate or stay on a variable rate, one opti...
09/03/2026

Fixed or Variable? Why not both. 🤝🏡

If you’re unsure whether to lock in a fixed rate or stay on a variable rate, one option worth considering is splitting your loan.

A loan split allows you to divide your mortgage into two parts:
• One portion fixed – giving you certainty with repayments
• One portion variable – giving you flexibility and features like offset accounts

This strategy can help you:
✔ Reduce the risk of choosing the “wrong” rate
✔ Maintain some flexibility if your circumstances change
✔ Balance repayment certainty with potential savings

⚠️ Every lender has different policies, and the right structure depends on your goals, cash flow, and future plans.

If you’re weighing up fixed vs variable, it might not need to be an either/or decision.

📩 Send us a message if you want to explore the right structure for your situation.

Fixed or Variable? Why not both. 🤝🏡If you’re unsure whether to lock in a fixed rate or stay on a variable rate, one opti...
09/03/2026

Fixed or Variable? Why not both. 🤝🏡

If you’re unsure whether to lock in a fixed rate or stay on a variable rate, one option worth considering is splitting your loan.

A loan split allows you to divide your mortgage into two parts:
• One portion fixed – giving you certainty with repayments
• One portion variable – giving you flexibility and features like offset accounts

This strategy can help you:
✔ Reduce the risk of choosing the “wrong” product
✔ Maintain some flexibility if your circumstances change
✔ Balance repayment certainty with potential savings

⚠️ Every lender has different policies, and the right structure depends on your goals, cash flow, and future plans.

If you’re weighing up fixed vs variable, it might not need to be an either/or decision.

📩 Send us a message if you want to explore the right structure for your situation.

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Sydney, NSW

Telephone

+61452555777

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