Kelly Home Loans

Home
Australia
Sydney, NSW
Kelly Home Loans

Local mortgage broker with you every step of the way!

03/09/2026

RBA held the rate. Is your bank doing the same?

The current market is a prime example of why being a loyal borrower doesn't always pay off. Lenders are aggressively competing for new business with introductory rates, while existing clients are often left on much higher, unreviewed variable rates—effectively paying a 'Loyalty Tax' that costs thousands over the life of a loan.

We believe in transparency and proactive management for our clients. That’s why we offer a Complimentary Loan Structure Review. We compare your current product against the whole market, not just one bank, to ensure your financial structure is still working for you and your future goals.

Here is what a review covers:

1. Current interest rate vs. available lender policy changes.
2. Access to equity for potential investment or consolidation.
3. Refinance and restructure options that align with your 3–5 year plans.
4. Strategic debt consolidation.

Are you sure your bank is still your best option? Send us a message or call today for a complimentary 15-minute chat to find out.
Tim Kelly
Kelly Home Loans
📞 0439467581
✉️ [email protected]
🌐 kellyhomeloans.com.au

27/08/2026

Thinking about upgrading your home with a major renovation? 🏡

With current conversations around potentially shifting property values, many Australian homeowners are looking at ways to use their existing home equity now to fund their projects.

An equity release loan could allow you to unlock the capital tied up in your home to finance that new kitchen, extension, or pool, potentially increasing your property's value in the long term. It can be a smart, strategic move for your future.

As a local, experienced mortgage broker, I can help you understand:
✅ Exactly how equity release works.
✅ If it's the right choice for your financial situation.
✅ How to find the most competitive financing for your renovation.

Don't just think about what your home could be. Let's make it a reality.

Send a message or contact me for a confidential chat.

Tim Kelly
Kelly Home Loans
📞 0439467581
✉️ [email protected]
🌐 kellyhomeloans.com.au

06/08/2026

If you haven't reviewed your home loan recently, now could be a good time.

Competition between lenders is heating up, with Canstar reporting that more than 20 lenders have reduced at least one variable-rate home loan for new borrowers since 1 May.

11/09/2025

🏠 First Home Buyers - Big Changes to the Australian Home Guarantee Scheme! 🏠

From the 1 October 2025, the Australian Government has made some key updates to the Home Guarantee Scheme, making it easier than ever for first-time buyers to get their foot on the property ladder!

Here's what's new:

• Increased property price caps in certain areas
• Expanded eligibility criteria
• More places available under the scheme

These changes could significantly impact your ability to purchase your first home with a low deposit!

Don't navigate these changes alone. I can help you understand the scheme, assess your eligibility, and guide you through the application process.

📞 Call me for a free consultation and let's make your homeownership dreams a reality!

Tim Kelly
Kelly Home Loans
0439 467 581

27/03/2025

🔍 Is Your Home Loan Still Working for You? 🔍

Interest rates and loan options change over time—when was the last time you checked if you’re still getting the best deal?

We’re offering a FREE Home Loan Health Check to see if we can:
✅ Lower your interest rate
✅ Reduce your repayments
✅ Unlock equity for renovations or investments
✅ Consolidate debts into one easy payment

A quick review could save you! 💰 Let’s see if we can do better—book your free loan review today!

📩 Send us a message or call to get started.

Tim Kelly
Kelly Home Loans
0439 467 581

14/11/2024

🏡 Attention First-Time Home Buyers! 🏡

Dreaming of owning your own home? We know buying your first home can be exciting but also a little overwhelming. We’re here to make the process smooth and simple!

As mortgage specialists, we’ll guide you every step of the way – from understanding your budget to finding the best loan options. With our expertise, you’ll have a trusted partner to answer questions, explain each step, and help you find a mortgage that fits your needs.

✅ First-time homebuyer programs
✅ Competitive rates
✅ Expert advice for every step

Let’s get you closer to homeownership! Send us a message or book a free consultation today to get started on your journey! 🏡✨

13/09/2024

🏡✨ Considering refinancing your home? Now could be an excellent opportunity to optimise your mortgage and save on your monthly payments! As a mortgage broker, I'm here to guide you through the process and help you find the best options tailored to your needs.

🔍 Whether you're looking to reduce your monthly payment, shorten your loan term, or access cash for home improvements, refinancing can offer a variety of benefits. Let’s explore how you can achieve your financial goals!

📞 Contact me today for a free consultation, and let’s see if refinancing is right for you! 💬

14/08/2023

🏠 Looking to secure your dream home? 🌟 Let our expert mortgage brokers be your trusted guide! With years of experience in the industry, we're here to help you navigate the mortgage landscape and find the perfect financing solution for your needs. From first-time buyers to experienced homeowners, we've got you covered! 💪💼

✅ Access to a wide range of lenders
✅ Competitive interest rates
✅ Personalized loan options
✅ Streamlined application process

Don't let mortgage complexities hold you back. Contact us today for a free consultation and take the first step towards homeownership. 📞🔑

Address

Sydney, NSW

Telephone

+61439467581

Website

http://kellyhomeloans.com.au/

Alerts

Be the first to know and let us send you an email when Kelly Home Loans posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Kelly Home Loans:

Want your business to be the top-listed Finance Company in Sydney?