What are the opening hours?

Monday 9:30am - 4:30pm Tuesday 9:30am - 4:30pm Wednesday 9:30am - 4:30pm Thursday 9:30am - 4:30pm Friday 9:30am - 4:30pm

Mob Strong, Debt Help

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Australia
Sydney, NSW
Mob Strong, Debt Help

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We provide FREE legal advice and financial counselling for money matters to Aboriginal and Torres Strait Islander people

02/11/2026

Stay cool and save money this summer

Making small changes can save you money on your energy bill.

keep the blinds/curtains drawn to keep the heat out

If possible, use fans instead of aircon to keep cool.

Turn the aircon off if leaving home.

Replace older light bulbs with LED lighting, which uses less energy and generates less heat.

To view our fact sheet on Energy Basics visit:
https://financialrights.org.au/factsheet/energy-basics/

Call Mob Strong Debt Help on 1800 808 488 for free financial counselling and legal advice

22/10/2026

What to do if you have a tax debt

• Lodge any outstanding Tax Returns - you may be entitled to Free help through the ATO Tax Help Program or National Tax Clinics.

Visit:
• The Tax Help program on the Australian Taxation Office website -https://www.ato.gov.au/individuals-and-families/your-tax-return/help-and-support-to-lodge-your-tax-return/tax-help-program
• The Find a tax clinic tool on the National Tax Clinics website - https://www.nationaltaxclinics.gov.au/find-a-tax-clinic

Work out what you can afford to pay every week/fortnight - see our fact sheet on Managing Your Money Story for help with creating a budget. - https://financialrights.org.au/factsheet/managing-your-money-story/

Contact the ATO Indigenous helpline - 13 10 30 - and they should be able to help you and talk about your options.

To view our fact sheet on Dealing with Tax Debt for individuals visit:
https://financialrights.org.au/factsheet/dealing-with-tax-debt-for-individuals/

Call Mob Strong Debt Help on 1800 808 488 for free financial counselling and legal advice

20/10/2026

Why you might end up with a tax debt?

Tax debt usually occurs if you haven’t paid enough tax for the year, including required repayments like HECS/HELP loans or Medicare levy surcharges.

Your employer might not be withholding enough from your income throughout the year, possibly due to having more than one job, and/or incorrectly claiming the tax-free threshold on your job tax forms.

Contact the ATO Indigenous helpline - 13 10 30 - and they should be able to help you and talk about your options.

To view our fact sheet on Dealing with Tax Debt for individuals visit:
https://financialrights.org.au/factsheet/dealing-with-tax-debt-for-individuals/

Call Mob Strong Debt Help on 1800 808 488 for free financial counselling and legal advice

18/10/2026

How do you end up with a tax debt?

You can find out if you have a tax debt after you have lodged your tax return.

Your notice of assessment shows if you owe money and if it isn’t paid with 21 days you end up with a tax debt.

The Australia Taxation Office (ATO) will send your notice of assessment to your MyGov inbox, if you do not have a MyGov account it should come in the post.

Contact the ATO Indigenous helpline - 13 10 30 - and they should be able to help you and talk about your options.

To view our fact sheet on Dealing with Tax Debt for individuals visit:
https://financialrights.org.au/factsheet/dealing-with-tax-debt-for-individuals/

Call Mob Strong Debt Help on 1800 808 488 for free financial counselling and legal advice

16/10/2026

Interested in working for Mob Strong over the summer? An identified First Nations summer placement is available at Mob Strong Debt Help.

The placement is paid and will be part-time between November 2026 – January 2027.

We welcome applications from people with a range of skills and backgrounds, including early-career candidates, students in later-year undergraduate study, and postgraduate or research students.

This position will support policy work on issues that are important to First Nations clients, with projects shaped by organisational priorities and candidate skills.

Please share with your networks! Expressions of interest close 30 October.

For more information or to apply visit - https://financialrights.org.au/work-with-us/summer-placement/

15/10/2026

Did you know?

The National Tax Clinic program provides support to eligible people who can’t get tax advice and help due to financial, social or personal challenges.

For more information visit: https://www.nationaltaxclinics.gov.au/

Call Mob Strong Debt Help on 1800 808 488 for free financial counselling and legal advice

13/10/2026

Where to get help lodging your Tax Return

You lodge your tax online through MyGov. Many people get help from:
• The ATO website (through myGov)
• A registered tax agent, or
• Free help through the ATO Tax Help Program (if eligible) - For information visit: https://www.ato.gov.au/individuals-and-families/your-tax-return/help-and-support-to-lodge-your-tax-return/tax-help-program
• or National Tax Clinics (if eligible) - for more information visit: https://www.nationaltaxclinics.gov.au/

To view our fact sheet on Tax Basics for individuals visit:
https://financialrights.org.au/factsheet/tax-basics-for-individuals/

Call Mob Strong Debt Help on 1800 808 488 for free financial counselling and legal advice

11/10/2026

Do you have Money Worries?
Debts or bills you are struggling to pay?
A financial service that you have a complaint about?
Tax or super questions?

Join Mob Strong in Alice Springs along with the:
- Australian Taxation Office (ATO),
- Australian Financial Complaints Authority,
- Telecommunication Industry Ombudsman, and
- Superannuation companies

Event details:
Wednesday 14 October and Thursday 15 October from 9:30am - 3:00pm

Institute for Aboriginal Development, 8 South Tce, Alice Springs NT 0870

Light snacks will be available throughout both days.

11/10/2026

What is a Tax Return?
A tax return is something you complete each year to tell the government:
• How much money you earned
• How much tax was taken out of your pay

The tax year runs from 1 July this year to 30 June the next year- you must lodge your tax return each year.

After you lodge your tax return:
• If you paid too much tax, you get money back (a refund).
• If you didn’t pay enough tax, you may need to pay some money.

You lodge your tax online through MyGov - many people get help from:
• The ATO website (through myGov)
• A registered tax agent, or
• Free help through the ATO Tax Help Program or National Tax Clinics (if eligible) - https://www.nationaltaxclinics.gov.au/

To view our fact sheet on Tax Basics for individuals visit:
https://financialrights.org.au/factsheet/tax-basics-for-individuals/

Call Mob Strong Debt Help on 1800 808 488 for free financial counselling and legal advice

08/10/2026

What about Tax if I have more than one job at the same time?

• On your tax declaration you can only claim the tax-free threshold on one job.
• The tax-free threshold is the amount you can earn before you pay tax, e.g in 2025 it was $18,200
• Usually this is claimed on the job that pays the most
• You should only claim the tax-free threshold on one job or you may end up owing the ATO.

To view our fact sheet on Tax Basics for individuals visit:
https://financialrights.org.au/factsheet/tax-basics-for-individuals/

Call Mob Strong Debt Help on 1800 808 488 for free financial counselling and legal advice

Address

Sydney, NSW

Opening Hours

Monday	9:30am - 4:30pm
Tuesday	9:30am - 4:30pm
Wednesday	9:30am - 4:30pm
Thursday	9:30am - 4:30pm
Friday	9:30am - 4:30pm

Telephone

1800 808 488

Website

http://mobstrong.org.au/

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