Activ8 Finance

Activ8 Finance Our primary focus is assisting clients’ with their wealth creation goals, with a particular focus on property investors.

We are fully accredited finance experts who specialise in helping you find the right home loan, investment loan, business loan, commercial loan, SMSF loan and NDIS loan. When would you use our service?

• If you are considering buying a property
• You want to buy an investment property
• You are considering buying property in your self-managed super fund
• You want to ref

inance your current loans
• You are paying a high rate of interest on credit cards or other debts
• Buying a car, truck or fork lift and require finance
• Considering buying a business or commercial property
• Buying a boat, trailer, office, commercial or manufacturing equipment

View our Privacy Policy at www.activ8finance.com.au/privacy-policy.pdf

The RBA has made its move… and more rises could be coming.So the big question right now:Fix or stay Variable?Variable = ...
18/03/2026

The RBA has made its move… and more rises could be coming.

So the big question right now:

Fix or stay Variable?

Variable = flexibility (offset, extra repayments, access to cash)
Fixed = certainty (stable repayments, easier budgeting)

But here’s what most people don’t realise…
You don’t have to choose just one.

A split loan can give you both.

There’s no one-size-fits-all, it comes down to your goals and cash flow.

If you’re not sure what the right move is for you, send me a DM or comment “RATE” and I’ll reach out.

03/10/2025

One of my besties, Nancy Youssef has just released her second book Success Beyond Fear, and what a launch it was last week! From a pianist setting the tone, to Nancy sharing her heart, to the night ending with a DJ and all of us dancing, it was pure class.

I’ve just started reading and I even made it into the book on page 19. I’ll never forget that conversation we had on Noosa Beach, ducking between waves, when I was on the verge of burnout. I was exhausted, working ridiculous hours, and felt like I couldn’t keep going.

Nancy gave me a 30-day challenge. Scary at the time, but if you know me, I don’t shy away from a challenge. I did exactly what she told me (even through the mistakes, even through my perfectionist tendencies). And it worked. I let go (that was hard to do), trusted my team more, and finally found more ME time and family time. I’ve never felt calmer in business.

Nancy, thank you for being not only a mentor but also a shoulder to cry on. ❤️ I’m halfway through the book and loving it.

To every business owner out there: I highly recommend grabbing a copy. Congratulations my beautiful friend, you continue to inspire us all. 🌟

It was such a privilege to be invited as a guest on the Investor Women podcast.Investing has been such a big part of my ...
19/09/2025

It was such a privilege to be invited as a guest on the Investor Women podcast.

Investing has been such a big part of my own journey not just about property, but about the freedom, confidence, and opportunities it creates when you back yourself. Sharing my story was really special, and I hope it inspires other women to dream big and take those steps toward building the life they want.

I can’t wait for you all to tune in, this one’s close to my heart. 💕
💕

12/09/2024

When was the last time you walked into a bank branch?

Taking a break from the office and catching up with amazing female brokers is truly priceless. Networking, sharing ideas...
04/09/2024

Taking a break from the office and catching up with amazing female brokers is truly priceless. Networking, sharing ideas, and sharing laughs is not only great for business but also for the soul. Thank you, ladies, for a fantastic afternoon!

Pre-approval is where the bank agrees to lend you a certain amount before you've actually confirmed which property you'r...
04/12/2023

Pre-approval is where the bank agrees to lend you a certain amount before you've actually confirmed which property you're buying. It's conditional on you proving your income and spending, and on a valuation of the property.

Pre-approval gives you:⠀
🔑Certainty - so you know how much you can bid up to
🔑An edge - having finance ready-to-go may be seen as more attractive to the vendor (when it comes to negotiations)

Get in touch and we'll get you auction-ready👍


PH: 02 8317 5686
E: [email protected]
activ8finance.com.au

There's been talk in recent years about the fact Australia will soon face the largest intergenerational wealth transfer ...
01/12/2023

There's been talk in recent years about the fact Australia will soon face the largest intergenerational wealth transfer in history.

Seems a bit morbid, doesn't it? But that might be the problem - no one wants to talk about it.

Over half of us don't have a will, yet hope that our children will invest their inheritance wisely.

Time to get talking to our families about money!


PH: 02 8317 5686
E: [email protected]
activ8finance.com.au

Every bank has a different set of rules around how much it will lend, and to who.Fortunately for our clients, we have in...
30/11/2023

Every bank has a different set of rules around how much it will lend, and to who.

Fortunately for our clients, we have insight into these closely-guarded policies and can help you understand which lenders are more likely to approve your loan application.

Talk to us today to understand more.


PH: 02 8317 5686
E: [email protected]
activ8finance.com.au

Home loan land is ultra competitive, and many lenders will offer you a honeymoon rate to win your business.These special...
27/11/2023

Home loan land is ultra competitive, and many lenders will offer you a honeymoon rate to win your business.

These special rates are usually only valid for the first 12 months of your loan, so when you're doing your calculations, make sure you give yourself a buffer to be able to comfortably afford your loan repayments long after the honeymoon is over.



PH: 02 8317 5686
E: [email protected]
activ8finance.com.au

And home loans aren't (often) approved in a day, either.If you're looking to finance a property purchase, make sure you ...
24/11/2023

And home loans aren't (often) approved in a day, either.

If you're looking to finance a property purchase, make sure you give yourself plenty of time.

Ideally, you'll speak with us months before you need finance. This way, we can make sure everything's lined up to give you the best shot at being approved for your ideal finance solution.

Get in touch to get started.


PH: 02 8317 5686
E: [email protected]
activ8finance.com.au

To inspire you to live your best life, here are our top five book recommendations on mindset and goal setting:1. Atom...
21/11/2023

To inspire you to live your best life, here are our top five book recommendations on mindset and goal setting:

1. Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones by James Clear
If you find it hard to change your habits, this book is for you.

2. Made to Stick: Why Some Ideas Survive and Others Die by Chip Heath and Dan Heath
Teaches you how to make your own amazing ideas stick.

3. Creating Your Best Life: The Ultimate Life List Guide by Caroline Miller and Dr. Michael Frisch
Science meets practice to work out your needs, ambitions and wants.

4. Thinking, Fast and Slow by Daniel Kahneman
Embark on a tour of your mind and understand the systems that drive the way you think.

5. The Mountain Is You: Transforming Self-Sabotage Into Self-Mastery by Brianna Wiest
Looks at why we self-sabotage, when we do it, and how to stop it.

Have you already read some of these?



PH: 02 8317 5686
E: [email protected]
activ8finance.com.au

Address

Level 1, Suite 105, 309 Pitt Street
Sydney, NSW
2000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 7pm
Wednesday 9am - 5pm
Thursday 9am - 7pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Activ8 Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category