What are the opening hours?

Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm Saturday 10:30am - 2pm

Uneek Mortgage Services

Home
Australia
Sydney, NSW
Uneek Mortgage Services

Call Directions Website Contact the business

Locations in Bella Vista NSW and Norwest NSW, Australia
Want to buy a new house? Want to be your own boss by purchasing a business? Want a better interest rate?

Uneek Mortgage Services are here to help. Want to buy a new house?

03/11/2026

Rates up. Time for a home loan check? 🏡 Let UMS help you explore your options.

30/10/2026

Finding your dream home shouldn't be a nightmare. 🏡🎃

Sending warm spirits, big smiles, and delicious treats your way this Halloween from the Uneek Mortgage Services family! 🍬✨

27/10/2026

You put in the hours, but is your money doing the same? ☕📈

Real wealth doesn’t come from working on overdrive forever, it comes from having a smart financial strategy where your assets grow quietly in the background. Work smart, borrow with purpose, and let your money carry the weight.

Drop a 💡 if you’re focusing on making your money work for you this year!

23/10/2026

Saving your deposit is a major milestone, but navigating your next step takes a clear market game plan.

Before jumping straight into open inspections, getting your strategy locked in can make all the difference:

• Target entry-level homes: Entering the market with a smaller property lets you build equity sooner.

• Strengthen your deposit: Giving your savings a bit more time can minimize interest and loan costs.

• Broaden your search: Exploring nearby suburbs can get you much closer to ownership without stretching your finances.

• Check your borrowing power: Know your real budget early so you target listings realistically.

Having a clearer picture of your finances gives you the confidence to make the right move in today's property market.

Ready to take your next step? Our team at Uneek Mortgage Services is here to help you assess your borrowing capacity and find the right loan options.

📞 (02) 8880 4410

17/10/2026

💡 Quick Finance Tip: Did you know you can split your home loan between fixed and variable interest rates?

A split home loan allows you to divide your borrowing into two portions, giving you a combination of repayment certainty and flexibility.

Here's how it works:

✅ Fixed-rate portion: Your interest rate stays the same for the agreed period, helping you plan repayments on this part of your loan.

✅ Variable-rate portion: Your interest rate can change over time, meaning your repayments may increase or decrease as your lender adjusts its rates.

✅ Loan features: Depending on the product, the variable portion may offer features such as an offset account or the ability to make additional repayments.

✅ Things to consider: Fixed-rate portions may have limits on extra repayments, and breaking the fixed period early could result in break costs.

The proportion you fix and the proportion you keep variable will depend on your financial circumstances, repayment preferences and the features you value. Comparing the available options can help you decide if a split loan suits your needs.

Looking to understand which home loan structure may work for you? Our team at Uneek Mortgage Services can help you explore your options.

📞 (02) 8880 4410

15/10/2026

Buying your first home is exciting, but there's a lot to think about before you start booking inspections and imagining yourself in the living room.

Getting your finances sorted early can help you understand what you're working with and make your property search more focused. Knowing your borrowing capacity gives you a clearer idea of your price range, while accounting for upfront costs helps you prepare for the expenses that come with buying a property.

It's also worth taking the time to understand your home loan options. Different lenders offer different rates, features and eligibility criteria, so finding a loan that suits your circumstances is an important part of preparing for your first purchase.

Once you have a clearer picture of your finances, you can focus on the properties that fit your budget, location preferences and lifestyle. The more prepared you are before house hunting, the easier it becomes to approach your next steps with confidence.

Planning to buy your first home? Our team at Uneek Mortgage Services can help you understand your home loan options and prepare for your property purchase.

📞 (02) 8880 4410

14/10/2026

Buying at auction? Your preparation should start well before the bidding begins. 🏡

Unlike a private sale, buying at auction generally means committing to the purchase once the hammer falls. Having your finances in order before you raise your bidding paddle is essential to making an informed decision.

Here are four things to have sorted before auction day:

🔹 Know your budget: Establish a clear spending limit based on what you can comfortably afford, including your deposit, stamp duty and other upfront costs.

🔹 Understand your borrowing position: Speak with your lender or mortgage broker to understand your borrowing capacity and arrange pre-approval. Remember, pre-approval is not a guarantee of final loan approval.

🔹 Complete your property checks: Arrange building and pest inspections, review the contract of sale and have any relevant legal checks completed before the auction.

🔹 Set a firm bidding limit: Decide on your maximum bid before the auction starts and keep your financial commitments in mind as the bidding unfolds.

The excitement of an auction can make it easy to get caught up in the moment. Having a clear budget, understanding your finance and completing your due diligence beforehand can help you bid with greater confidence.

If you're preparing to buy at auction, Uneek Mortgage Services can help you understand your borrowing position and explore your home loan options before auction day.

📞 (02) 8880 4410

11/10/2026

Refinancing your home loan can be an opportunity to reassess your current arrangement and see if it still suits your financial circumstances.

Over time, your income, expenses, property value and financial priorities can change. The loan that suited you when you first purchased your property may look different several years later, making it worth exploring what other options are available.

But refinancing involves more than simply finding a lower interest rate. It's about understanding what your current loan offers, comparing alternatives and weighing the potential savings against the costs of switching.

Here's what the process involves:

✅ Reviewing your existing loan: Understanding your current interest rate, fees, remaining loan term and available features.

✅ Comparing lenders and loan options: Looking at available rates, features and flexibility to identify options that suit your circumstances.

✅ Assessing the costs: Considering discharge fees, application costs and any applicable break costs against the potential benefits of refinancing.

✅ Understanding the next steps: Reviewing your eligibility, required documentation and the application process before deciding how to proceed.

Refinancing can be worth exploring when your circumstances change, but the real value comes from understanding how a new loan compares with the one you already have, both in terms of cost and suitability.

If you're considering refinancing, Uneek Mortgage Services can help you review your current loan, compare available options and understand the costs involved.

📞 (02) 8880 4410

09/10/2026

Your home can represent years of hard work, and for many Australians, it may also hold significant equity that could play a role in their retirement plans. 🏡

A reverse mortgage is one way eligible older homeowners can access some of that equity while continuing to live in their home. It can provide additional funds for retirement living expenses, home improvements or other personal needs, while allowing you to remain in a place that holds years of memories.

Here are 4 things worth understanding before considering a reverse mortgage:

🔹 Unlocking your home equity: Access a portion of the value tied up in your property without needing to sell your home immediately.

🔹 How the loan balance grows: Interest and applicable fees are generally added to the amount borrowed, meaning the outstanding balance can increase over time.

🔹 Staying in your home: You can generally continue living in your property, subject to the terms and conditions of your loan.

🔹 Planning for the years ahead: As the amount owed grows, the equity remaining in your home may reduce, potentially affecting future plans and the inheritance you leave behind.

A reverse mortgage can offer greater financial flexibility in retirement, but it's a decision that deserves careful consideration. Understanding the costs, eligibility requirements and long-term impact on your home equity can help you decide if it aligns with your circumstances and future plans.

If you're exploring ways to access your home equity in retirement, Uneek Mortgage Services can help you understand the available options and the considerations involved.

📞 (02) 8880 4410

07/10/2026

When applying for a home loan, it's easy to focus on your income, deposit and credit history. But your everyday spending can also influence how much a lender is prepared to let you borrow.

Lenders assess your household living expenses alongside your income, existing debts and other financial commitments to understand how comfortably you could manage your mortgage repayments.

Your regular spending habits can form part of that assessment. Subscriptions, dining out, takeaway meals, shopping and entertainment may seem like small expenses individually, but together they contribute to your overall cost of living.

Here's why your everyday spending matters:

✅ Your living expenses count. Lenders consider regular household costs, including groceries, utilities, transport, insurance and discretionary spending.

✅ Small expenses can add up. Multiple subscriptions, frequent dining out and regular entertainment purchases can contribute to your overall monthly expenditure.

✅ Existing commitments matter. Credit card limits, personal loans, car finance and other financial obligations can affect the amount available for mortgage repayments.

✅ Your overall financial position tells the story. Lenders consider your income, expenses, debts and ability to meet repayments together when assessing your application.

This doesn't mean you need to give up every little luxury before applying for a home loan. Understanding where your money goes and having a clear picture of your regular expenses can help you prepare for the application process and set realistic expectations about your borrowing capacity.

If you're planning to buy a property and want to understand how your finances may affect your borrowing capacity, Uneek Mortgage Services can help you assess your position and explore your options.

📞 (02) 8880 4410

Address

1. 09/7 Maitland Place, Norwest
Sydney, NSW
2153

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	10:30am - 2pm

Telephone

+61288804410

Website

http://www.uneekmortgages.com.au/

Alerts

Be the first to know and let us send you an email when Uneek Mortgage Services posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.