InvestSMART

04/05/2026

🟡 ETF Spotlight: Gold miners in focus

Looking to add a different kind of exposure to your portfolio? The VanEck Gold Miners ETF (ASX: GDX) offers access to over 100 global gold mining companies — all in a single ASX-listed ETF.

📈 With strong recent performance driven by the gold rally, GDX has delivered impressive returns — but it’s not without risk. This is a high-volatility, high-risk ETF, best used as a satellite allocation, not a core holding.

💡 Key highlights:
✔ Exposure to global gold mining giants
✔ 0.53% management fee
✔ Unhedged (includes currency exposure)
✔ Designed for long-term investors (5+ years)

Curious whether gold miners deserve a place in your portfolio?

👉 Read the full ETF Spotlight: https://bit.ly/4cXWGjn

General advice only. Does not take your personal objectives, financial situation or needs into account. Consider the relevant PDS and TMD before investing.
InvestSMART Financial Services Pty Limited ACN 089 038 531 AFSL 226435.

Get the lowdown on the VanEck Gold Miners AUD ETF (ASX: GDX), including where it invests, its fees and how it has performed. Find out more at InvestSMART.

28/04/2026

📈 InvestSMART Performance Update – March 2026

March was a reminder that volatility is part of investing. Geopolitical tensions and rate concerns weighed on markets, though recent rebounds show how quickly sentiment can shift.

Over the past year, InvestSMART’s diversified portfolios returned between 3.6% and 8.2%, while continuing to outperform peers over five years.

A timely reminder that diversification and a long-term view matter.

📖 Read the full update:
https://bit.ly/4vWJfJi

General advice only. Does not take your personal objectives, financial situation or needs into account. Consider the relevant PDS and TMD before investing.
InvestSMART Financial Services Pty Limited ACN 089 038 531 AFSL 226435.

A look at InvestSMART's portfolio returns for the 12 months to March 2026. Find out more at InvestSMART.

28/04/2026

Trying to pick the perfect time to invest is one of the hardest things to do.

The truth is, there is no perfect time.

What matters is getting started and staying consistent.

If you’ve been thinking about investing, now could be a good time to take the first step.

🎁 Open and fund an InvestSMART account before 30 April 2026 and get a $100 bonus.*

👉 Get started today:
https://bit.ly/4tV6TVj

InvestSMART Financial Services Pty Limited ACN 089 038 531 AFSL 226435. This is general financial advice and has not considered your objectives, financial situation or needs. InvestSMART Funds Management Limited ACN 067 751 759 AFSL 246441 is the issuer of the PMA. Read the PDS and TMD or seek professional advice before making an investment decision. April Offer is only available to investors who open and fund a new PMA in April 2026 (Eligible PMA). Offer is not available in conjunction with any other offer. InvestSMART will deposit AU$100 into your Eligible PMA within 14 days of receiving your investment funds into your Eligible PMA. If you have a Fundlater loan, the $100 will be invested and not used to reduce your loan balance. Minimum investment amounts and eligibility criteria apply depending on your chosen investment portfolio.

21/04/2026

📈 Spotlight: InvestSMART High Growth Portfolio

Built for long-term investors, the InvestSMART High Growth Portfolio has returned 8.88% p.a. since inception and 9.84% over the past year to 28 February 2026.

Launched in October 2014, it invests mainly in growth assets, with 49.5% in international shares and 35% in Australian shares.

Over five years, it returned 10.63% p.a., outperforming peer funds, while fees remain competitive at 0.44% p.a., capped at $880.

📖 Read more:
https://bit.ly/4tY46Kn

General advice only. Does not take your personal objectives, financial situation or needs into account. Consider the relevant PDS and TMD before investing.
InvestSMART Financial Services Pty Limited ACN 089 038 531 AFSL 226435.

Find out who the InvestSMART High Growth Portfolio suits, the fees it charges, how it has performed and how it stacks up against its peers. Find out more at InvestSMART.

17/04/2026

📖 Diary of a Self-Funded Retiree – Entry 10

What happens when full-time work becomes part-time?

In this latest entry, Alastair Davidson shares what the transition has really been like — from keeping structure in the week to staying mentally active and finding the balance between personal time, family and life with a partner.

It’s a practical reminder that cutting back work doesn’t always mean having more spare time — just a different kind of routine.

📖 Read the full entry:
https://bit.ly/4sYDhVL

General advice only. Does not take your personal objectives, financial situation or needs into account. Consider the relevant PDS and TMD before investing.
InvestSMART Financial Services Pty Limited ACN 089 038 531 AFSL 226435.

15/04/2026

When markets are volatile, cash can feel like the safest option.

But over time, cash often struggles to keep up with inflation, which can quietly erode your purchasing power.

That’s why long-term portfolios usually combine growth assets with defensive assets like cash and bonds.

InvestSMART portfolios are built to strike that balance while helping you stay focused through market cycles.

🎁 Open and fund a new InvestSMART account before 30 April 2026 and get a $100 bonus.*

👉 https://bit.ly/41yIx77

InvestSMART Financial Services Pty Limited ACN 089 038 531 AFSL 226435. This is general financial advice and has not considered your objectives, financial situation or needs. InvestSMART Funds Management Limited ACN 067 751 759 AFSL 246441 is the issuer of the PMA. Read the PDS and TMD or seek professional advice before making an investment decision. April Offer is only available to investors who open and fund a new PMA in April 2026 (Eligible PMA). Offer is not available in conjunction with any other offer. InvestSMART will deposit AU$100 into your Eligible PMA within 14 days of receiving your investment funds into your Eligible PMA. If you have a Fundlater loan, the $100 will be invested and not used to reduce your loan balance. Minimum investment amounts and eligibility criteria apply depending on your chosen investment portfolio.

09/04/2026

🆕 More choice with InvestSMART Custom

We’ve added 7 new ETFs to the approved list — including exposure to copper, semiconductors, emerging markets, bonds and gold.

All meet our minimum 3-star rating, giving you more ways to personalise your portfolio while staying diversified.

📖 See what’s new:
https://bit.ly/4sTxCkm

General advice only. Does not take your personal objectives, financial situation or needs into account. Consider the relevant PDS and TMD before investing.
InvestSMART Financial Services Pty Limited ACN 089 038 531 AFSL 226435.

Find out which seven ETFs were added to InvestSMART Custom, including semiconductors, resources, bonds and gold. Find out more at InvestSMART.

08/04/2026

ASX Investor Update published our take on volatility, with InvestSMART CEO Ron Hodge.
Volatility is normal. The costly part is what investors do in response: panic-selling, switching strategies, or trying to time the “all clear”.

Full article on ASX: https://bit.ly/4cw01qR

General advice only. Does not take your personal objectives, financial situation or needs into account. Consider the relevant PDS and TMD before investing.
InvestSMART Financial Services Pty Limited ACN 089 038 531 AFSL 226435.

When markets slump, checking your investment portfolio or superannuation each day can hurt. The latest market shock - in this case the US-Israel war with Iran - has caused a significant pullback in global equity markets [1].

07/04/2026

🌍 What does the Middle East crisis mean for investors?

In this latest article, Paul Clitheroe explains how geopolitical tensions can spark market volatility — and why reacting to headlines is rarely the right move.

It’s a timely reminder to stay diversified, avoid knee-jerk decisions and keep a long-term perspective.

📖 Read Paul Clitheroe’s guide:
https://bit.ly/3OqBJp0

General advice only. Does not take your personal objectives, financial situation or needs into account. Consider the relevant PDS and TMD before investing.
InvestSMART Financial Services Pty Limited ACN 089 038 531 AFSL 226435.

What does the war in Iran mean for your portfolio? Paul outlines three factors that can help investors weather the storm. Find out more at InvestSMART.

01/04/2026

Markets feel uncertain again. But here’s what experienced investors know…

Some of the best long-term opportunities appear when headlines look the worst.

We saw it in 2025. Markets fell fast after the “Liberation Day” tariffs, then recovered within months and ended the year higher.

That’s why disciplined investors don’t panic. They stay invested.

🎁 Get started with a $100 bonus*
Open and fund an InvestSMART account before 30 April 2026 and we’ll add $100*.

👉 Explore our portfolios: https://bit.ly/4sNCzLy

InvestSMART Financial Services Pty Limited ACN 089 038 531 AFSL 226435. This is general financial advice and has not considered your objectives, financial situation or needs. InvestSMART Funds Management Limited ACN 067 751 759 AFSL 246441 is the issuer of the PMA. Read the PDS and TMD or seek professional advice before making an investment decision. April Offer is only available to investors who open and fund a new PMA in April 2026 (Eligible PMA). Offer is not available in conjunction with any other offer. InvestSMART will deposit AU$100 into your Eligible PMA within 14 days of receiving your investment funds into your Eligible PMA. If you have a Fundlater loan, the $100 will be invested and not used to reduce your loan balance. Minimum investment amounts and eligibility criteria apply depending on your chosen investment portfolio.

23/03/2026

📊 How have InvestSMART portfolios performed?

Over the past 12 months, our diversified ETF portfolios returned between 5.3% and 9.8%, and over five years, they’ve outperformed comparable funds by up to 1.9% p.a.

Markets will always move—February was strong, but recent geopolitical tensions and rate hikes are a reminder of how quickly sentiment can shift.

That’s why our approach doesn’t change. We focus on diversification, discipline and regular rebalancing—not reacting to headlines.

👉 See the full performance update and what’s driving results:
https://bit.ly/47dTz54

General advice only. Does not take your personal objectives, financial situation or needs into account. Consider the relevant PDS and TMD before investing.
InvestSMART Financial Services Pty Limited ACN 089 038 531 AFSL 226435.

A look at InvestSMART's portfolio returns for the 12 months to February 2026. Find out more at InvestSMART.