Finch Financial Services

18/06/2026

🏡 𝗪𝗵𝗮𝘁 𝗶𝗳 𝘁𝗵𝗲 𝗰𝗵𝗮𝗻𝗴𝗲𝘀 𝗲𝘃𝗲𝗿𝘆𝗼𝗻𝗲'𝘀 𝘄𝗼𝗿𝗿𝗶𝗲𝗱 𝗮𝗯𝗼𝘂𝘁 𝗮𝗿𝗲 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗰𝗿𝗲𝗮𝘁𝗶𝗻𝗴 𝗮𝗻 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆?

The Federal Budget is happening whether we like it or not.

There will be plenty of headlines, opinions, and predictions over the coming months, but smart buyers are looking beyond the noise and focusing on what it means for them.

📉 Many economists expect housing price growth to moderate in the short term.

For owner-occupiers, that could mean a more balanced market, less competition, and stronger negotiating conditions than we've seen in recent years.

🏠 It's also worth remembering that owner-occupiers still make up the majority of home buyers. People are still upgrading, downsizing, starting families, and buying their first home.

That's why we see change differently.

✅ Change creates opportunity
✅ Opportunity favours preparation
✅ Preparation starts with knowing your borrowing power

If you've been waiting for the right time to buy, now could be the perfect time to get organised and be ready when the right property comes along.

📞 Speak with the team at Finch Financial about securing a pre-approval and putting yourself in a position to take advantage of the opportunities ahead. 1300 434 624

💬 𝗗𝗼 𝘆𝗼𝘂 𝘁𝗵𝗶𝗻𝗸 𝘁𝗵𝗲 𝗙𝗲𝗱𝗲𝗿𝗮𝗹 𝗕𝘂𝗱𝗴𝗲𝘁 𝘄𝗶𝗹𝗹 𝗺𝗮𝗸𝗲 𝗶𝘁 𝗲𝗮𝘀𝗶𝗲𝗿 𝗼𝗿 𝗵𝗮𝗿𝗱𝗲𝗿 𝗳𝗼𝗿 𝗼𝘄𝗻𝗲𝗿-𝗼𝗰𝗰𝘂𝗽𝗶𝗲𝗿𝘀 𝘁𝗼 𝗲𝗻𝘁𝗲𝗿 𝘁𝗵𝗲 𝗺𝗮𝗿𝗸𝗲𝘁?

11/06/2026

Buying your first home? It can feel like a lot: deposits, grants, stamp duty, loan types... where do you start?? 🏡

We've put together a complete guide for first home buyers, covering everything from understanding your borrowing capacity to the NSW government grants you might not know you're eligible for.

Read the full guide on our website → https://finchfinancial.com.au/first-home-buyer-mortgage-broker-sydney/

21/05/2026

The recent Federal Budget announcements have caused a bit of a headache for home owners, business owners and borrowers… but don’t panic — that’s what we’re here for 😉

At Finch Financial Services, we cut through the confusion and help get your finance sorted without the stress.

Whether you’re:
🏡 Buying your first home
🔄 Refinancing a loan that’s overstayed its welcome
💳 Consolidating debt
🏗 Building your dream home
🏢 Buying commercial property
💰 Looking into SMSF lending
📈 Purchasing through a company structure

…our team knows how to make finance feel a whole lot less complicated.

The government might make things confusing.
We make them make sense.

📞 1300 434 624
📞 1300 4 FINCH

19/05/2026

📍 We’re Moving!

Exciting things are happening at Finch Financial! To better serve our clients and support our growing team, we’ll soon be moving to a new office location.

Our new premises will offer a more welcoming space, improved facilities, and the same personalised service you know and trust.

📅 Effective From: 1st June 2026
📍 New Address: 11&12/11 Forest Road, Hurstville NSW 2220

Please note that during the transition, there may be slight delays in response times, and we appreciate your patience and support.

We look forward to welcoming you to our new space soon! 🏡✨

10/05/2026

Need equipment to grow, but don't want to drain your cash flow?

That's exactly what asset finance is designed for.

From application to asset in as little as 1 - 5 business days.

We've put together a simple guide to how it all works. 👇

🔗 https://finchfinancial.com.au/how-asset-finance-works-a-simple-guide-for-australian-businesses/

30/04/2026

Asset finance and business loans both get you there. But they work very differently, and choosing wrong can cost you.

We've broken down the key differences so you can make the call with confidence. 👇

🔗 https://finchfinancial.com.au/asset-finance-vs-business-loans-which-is-right-for-your-business/

22/04/2026

Do you know how your business could acquire the equipment it needs without touching your cash reserves?

Asset and equipment finance is one of the most effective tools small businesses have for managing cash flow... and most business owners don't use it to its full potential.

Read more 👇 in our article

https://finchfinancial.com.au/how-asset-and-equipment-finance-helps-small-businesses-preserve-cash-flow/

-cash-flow

19/03/2026

Fuel prices could impact your borrowing capacity - despite the fact that the RBA increased rates this week, it is likely there is more change ahead. Inflation will rise, and importanly the way lenders view your household expenses will impact your borrowing capacity.
The news isn't all bad - though it's hard to find a positive headline!
Read the latest article we've been quoted in, which has been distributed across the country. Then when you get home today or perhaps this coming weekend try these tips to reduce your monthly spend or build a buffer into your finances...
1. Call your bank for a rate discount on your current mortgage
2. Review the last 30 days of your transaction account and identify all your regular payments
3. Cancel the payments you don't need/use or want to pay for anymore
4. For the important things you have to keep (Car insurance, home insurance, Health insurance, Energy and, phone, and other utility bills) Call your provider and ask for a discount
5. Change your mortgage or loan repayments from monthly to Weekly or fortnightly - you wont notice the difference and you will make an extra payment each year - this will add up over time and help you build a buffer

Why not drop us a comment and share some of the savings you managed to make for yourself!

https://www.realestate.com.au/news/banks-are-cutting-home-loan-approvals-as-soaring-fuel-costs-hit-family-budgets/?campaignType=external&campaignChannel=syndication&campaignName=ncacont&campaignContent=&c

A weekly petrol fill-up has become the unlikely enemy of property dreams, with banks now using bowser receipts to determine mortgage eligibility.

10/03/2026

Rates are on the rise - Inflation was a problem before the Middle East became a bigger one - Sensible borrowers can take steps to protect themselves from the household budget shock - read the latest article our Principal has been quoted in - fantastic national coverage.
https://www.realestate.com.au/news/sa-leads-nation-in-household-spending-cuts-amid-housing-crisis/?campaignType=external&campaignChannel=syndication&campaignName=ncacont&campaignContent=&campaignSource=daily_telegraph&campaignPlacement=article

Soaring mortgage and rental prices are causing penny-pinching South Aussies to tighten the purse strings and cut down on more discretionary spending, experts say.

03/02/2026

We know.... But DON'T PANIC
You can't polish a 💩 rates went up, and that sucks, but they are still cheaper than they were 12 months ago, which is good. Call us to do what you should have done last year - review your loan and get our suggestions on where we can save you some money!

call Julian, Josh, Nicole or Maureen on 1300 434 624