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Monday 9:30am - 6pm Tuesday 9:30am - 6pm Wednesday 9:30am - 6pm Thursday 9:30am - 6pm Friday 9:30am - 6pm Saturday 9:30am - 6pm Sunday 9:30am - 6pm

Finch Financial Services

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Sydney, NSW
Finch Financial Services

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Finance brokers and relationship managers. Residential mortgages, commercial and business lending, a

09/10/2026

💸 COST OF LIVING GOING UP? LET'S FIND SOME SAVINGS!

With Christmas approaching, household budgets are feeling the pinch. Interest rates are higher, everyday expenses keep climbing, and those credit card bills aren't getting any smaller!

At Finch Financial Services, we're helping Australians take back control of their finances. Here's how 👇

💳 DEBT CONSOLIDATION
Credit cards, personal loans, Buy Now Pay Later, and other debts piling up? We have both secured and unsecured lending options that could help combine multiple debts into one manageable repayment.

🏡 HOME LOAN REFINANCING
Interest rates have risen, but competition between lenders is heating up! When was the last time you reviewed your mortgage? You might be surprised what's available, even in today's market.

🚗🏠 GENERAL INSURANCE REVIEW
Through Finch Financial x Corpsure, we can help you compare options for car, home and contents insurance. Why pay more than you need to?

💰 SMALL CHANGES CAN MAKE A BIG DIFFERENCE!

Whether it's restructuring debt, reviewing your home loan or finding better value on insurance, we're here to help you explore your options.

Don't wait until the Christmas bills arrive to get your finances sorted!

📞 1300 434 624 (1300 4 FINCH)
🌐 www.finchfinancial.com.au

Finch Financial Services & Finch Asset Finance – More than just a mortgage broker.

05/10/2026

🏡 While others wait, opportunity can appear.

Rates are high, tax rules are changing, and property prices have come off recent highs — but that can mean less competition and more room to negotiate.

For first-home buyers and next-home buyers, the key question is simple:
Can you afford to buy comfortably, and are you ready when the right property comes along?

If you’re not sure, we can help you work out your buying power and put a plan in place.

📞 1300 434 624
🌐 finchfinancial.com.au

𝘓𝘦𝘯𝘥𝘪𝘯𝘨 𝘤𝘳𝘪𝘵𝘦𝘳𝘪𝘢 𝘢𝘯𝘥 𝘤𝘰𝘯𝘥𝘪𝘵𝘪𝘰𝘯𝘴 𝘢𝘱𝘱𝘭𝘺. 𝘗𝘳𝘰𝘱𝘦𝘳𝘵𝘺 𝘷𝘢𝘭𝘶𝘦𝘴 𝘤𝘢𝘯 𝘳𝘪𝘴𝘦 𝘰𝘳 𝘧𝘢𝘭𝘭.

01/10/2026

At Finch Financial Services and Finch Asset Finance, we’re focused on helping our clients make smarter financial decisions — not just with lending, but with their money more broadly.

That’s why we’ve prepared our first 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗔𝗰𝗰𝗼𝘂𝗻𝘁 𝗥𝗲𝘃𝗶𝗲𝘄.

Whether you’re saving for a first home, a new car, Christmas or simply building a stronger cash buffer, the interest rate on your savings matters.

We’ve reviewed a range of competitive savings accounts, including:

• Current interest rates
• What you need to do to qualify for the highest rate
• Balance and deposit requirements
• Key conditions to be aware of

Want the full review?

𝗖𝗼𝗺𝗺𝗲𝗻𝘁 “S𝗔𝗩𝗜𝗡𝗚𝗦” 𝗯𝗲𝗹𝗼𝘄 𝗮𝗻𝗱 𝘄𝗲’𝗹𝗹 𝗗𝗠 𝘆𝗼𝘂 𝗮 𝗰𝗼𝗽𝘆 𝗼𝗳 𝘁𝗵𝗲 𝗳𝘂𝗹𝗹 𝗣𝗗𝗙.

𝘙𝘢𝘵𝘦𝘴, 𝘱𝘳𝘰𝘥𝘶𝘤𝘵𝘴 𝘢𝘯𝘥 𝘦𝘭𝘪𝘨𝘪𝘣𝘪𝘭𝘪𝘵𝘺 𝘳𝘦𝘲𝘶𝘪𝘳𝘦𝘮𝘦𝘯𝘵𝘴 𝘤𝘢𝘯 𝘤𝘩𝘢𝘯𝘨𝘦, 𝘴𝘰 𝘢𝘭𝘸𝘢𝘺𝘴 𝘤𝘩𝘦𝘤𝘬 𝘵𝘩𝘦 𝘭𝘢𝘵𝘦𝘴𝘵 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘣𝘦𝘧𝘰𝘳𝘦 𝘮𝘢𝘬𝘪𝘯𝘨 𝘢 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘥𝘦𝘤𝘪𝘴𝘪𝘰𝘯.

01/10/2026

RATES HAVE RISEN AGAIN.

The RBA has increased the cash rate to 4.60% - its highest level since 2011.

For some Australian households, the immediate question will be:

How are we going to afford another increase?

And for some people the conversation may even turn to selling their home or investment property.

My message is simple:

Before you sell the asset, review the debt.

A proper lending review can look at your current interest rate, mortgage structure, remaining loan term, personal debts, monthly repayments and whether refinancing or restructuring could genuinely improve your cash flow.

Banks are also still competing for new customers - an increase in the RBA cash rate does not mean every lender or every home loan is priced the same.

There are important trade-offs.

Extending a loan term or consolidating debt can reduce monthly repayments, but it can also increase the total amount of interest you pay.

That is why there needs to be a plan.

Sometimes the goal during a difficult period is to create breathing room today - and then increase repayments again when your circumstances improve.

Selling may still be the right answer for some people.

But don't assume it is your only answer.

Before you sell the asset, review the debt.

Call Finch Financial: 1300 434 624
www.finchfinancial.com.au

General information only. Lending criteria, rates, fees and eligibility requirements apply. Refinancing, consolidation or extending a loan term may increase total interest payable. Consider your circumstances and obtain appropriate advice before acting.

05/09/2026

🏠 HSBC HOME LOAN CUSTOMER?

HSBC’s decision to close its Australian retail banking business means its existing home loans will likely transition to a new provider.

No need to panic or decide immediately—but before your loan changes hands, this could be a great time to review your options.

At Finch Financial, we can help you compare:

✅ Your current interest rate and repayments
✅ Competitive options from other lenders
✅ Opportunities to reduce your monthly repayments
✅ Debt consolidation or loan restructuring options
✅ Finance for renovations, investment or future plans

We may also have access to a lender that could match your current HSBC interest rate, subject to eligibility, lending criteria and approval.

Not an HSBC customer? The same applies to you.

If you haven’t reviewed your home loan recently, you could be paying more than necessary. A competitive rate is important—but the right loan structure, features and lender can make an even greater difference over time.

Your loan. Your options. An informed decision.

📞 Call Finch Financial on 1300 434 624
🌐 finchfinancial.com.au

Refinancing is subject to lender eligibility, lending criteria, loan characteristics and approval. Fees, charges and other refinancing costs should be considered.

04/09/2026

🏠 DON’T WAIT UNTIL YOUR REFINANCE OPTIONS BECOME MORE LIMITED

If you’ve been thinking about refinancing, there are three good reasons to review your home loan now:

1️⃣ REDUCE THE RISK OF “MORTGAGE PRISON”

If rates rise again, your repayments could increase—and qualifying for another lender may become more difficult. Refinancing while you can still meet current servicing requirements could give you more options.

2️⃣ PUT YOUR EQUITY TO WORK

The equity you’ve built could potentially help you refinance, consolidate higher-interest debts, fund renovations or invest. If property values fall, your usable equity may reduce and your loan-to-value ratio could increase.

3️⃣ MAKE LENDER COMPETITION WORK FOR YOU

Lenders are competing for quality refinance business with sharper rates, negotiated discounts and selected refinance offers. Your current lender may not automatically give you its best available deal.

The message is simple: don’t wait until your circumstances—or the market—make refinancing harder.

Book your FREE home-loan rate review with Finch Financial and find out whether you could secure a better rate, lower your repayments or improve your loan structure.

📞 1300 434 624
🌐 finchfinancial.com.au

Better finance. Better future.

04/09/2026

🚜 THE RIGHT EQUIPMENT CAN HELP YOUR BUSINESS GROW—BUT IT SHOULDN’T CRUSH YOUR CASH FLOW.

Whether it’s a new vehicle, excavator, machinery, technology or specialist equipment, purchasing the assets your business needs doesn’t have to mean draining the cash reserves you rely on every day.

At Finch Asset Finance, we arrange tailored finance solutions designed around your:

✅ Business requirements
✅ Industry and equipment
✅ Budget and cash flow
✅ Preferred loan term
✅ Seasonal or projected income

The right finance structure can help you acquire productive assets now, preserve working capital and spread the cost over a manageable period—so the equipment can start working for your business while you pay for it.

No two businesses operate the same way. That’s why we take the time to understand yours and find a finance solution that genuinely fits.

Finance today. Grow tomorrow.

📞 Call Finch Asset Finance on 1300 434 624

𝘍𝘪𝘯𝘢𝘯𝘤𝘦 𝘪𝘴 𝘴𝘶𝘣𝘫𝘦𝘤𝘵 𝘵𝘰 𝘭𝘦𝘯𝘥𝘦𝘳 𝘦𝘭𝘪𝘨𝘪𝘣𝘪𝘭𝘪𝘵𝘺, 𝘤𝘳𝘦𝘥𝘪𝘵 𝘢𝘴𝘴𝘦𝘴𝘴𝘮𝘦𝘯𝘵, 𝘭𝘦𝘯𝘥𝘪𝘯𝘨 𝘤𝘳𝘪𝘵𝘦𝘳𝘪𝘢 𝘢𝘯𝘥 𝘢𝘱𝘱𝘳𝘰𝘷𝘢𝘭. 𝘍𝘦𝘦𝘴 𝘢𝘯𝘥 𝘤𝘩𝘢𝘳𝘨𝘦𝘴 𝘮𝘢𝘺 𝘢𝘱𝘱𝘭𝘺.

03/09/2026

Choosing a business asset finance broker in Sydney? Here's what you should compare.

Not all asset finance brokers work the same way, and picking the wrong one can cost you time and money.

Our latest blog breaks down what to look for, the questions worth asking, and how business asset finance differs from equipment finance.

If you're a small business owner or self-employed in Sydney, Hurstville or the St George area weighing up your options, this one's for you.

Read the full guide 👇

21/08/2026

Join us at the Hay Business Breakfast on Friday, 11 September at the Wallaroo Kitchen in Hay, NSW.

Nicole and Julian will be attending, along with other local business leaders Rebecca Bunyan Celebrant, and Sarah from Two Billy Buttons.

The breakfast is being organised by Krista Schade from The Riverine Grazier to provide opportunities for locals and business owners to get some insight into how to set up their businesses, grow their local and regional networks, and we will be presenting on how to manage cash flow and why having a relationship with a finance broker can help you create more opportunities for your business.

We are taking appointments on Friday 11th September for people who want to buy a home, refinance a current debt, acquire an asset, or finance equipment. By just after lunch, we will be making appointments with anyone who wants to knock off work early and have a few beers with us.

Call us on 1300 434 624 or email [email protected] to book a time, and check in with Krista to grab a seat at the breakfast!

30/06/2026

Wondering what a commercial finance broker actually does and whether you need one?

We've broken it down in our latest blog: the types of finance they arrange, how they're paid, and the situations where they can get you a better deal than going straight to a bank.

Great read if you're a business owner looking at property, equipment or just managing cash flow better.

https://finchfinancial.com.au/what-does-a-commercial-finance-broker-do/

Address

11/11 Forest Road Hurstville
Sydney, NSW
2220

Opening Hours

Monday	9:30am - 6pm
Tuesday	9:30am - 6pm
Wednesday	9:30am - 6pm
Thursday	9:30am - 6pm
Friday	9:30am - 6pm
Saturday	9:30am - 6pm
Sunday	9:30am - 6pm

Telephone

+611300434624

Website

http://www.finchfinancial.com.au/

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