Unicorp Partners

08/09/2025

💡 Returning to Australia with overseas investments?
Did you know foreign exchange rates can create “phantom gains” on your tax return – even if your shares haven’t grown in value?
The ATO requires you to convert your investments into AUD, which means currency shifts alone can trigger a taxable gain.
👉 In our latest blog, we break down:
✅ How the ATO taxes overseas investments
✅ Why exchange rate movements matter
✅ The “cost base reset” rule when you return home
✅ Strategies to avoid unnecessary tax
If you’re an expat with foreign investments, don’t leave your tax outcome to chance.
🔗 Read the full article above in the profile link

21/08/2025

💰 Is your cash costing you more than you think?

Many Aussies are sitting on record amounts of savings — but the truth is, too much cash in the bank can actually hold you back.

👉 Inflation eats into your buying power.
👉 Interest is taxed, cutting down your returns.
👉 And you miss out on compounding growth.

For example: putting $1,500 a month into growth investments over 20 years could grow to nearly $940k. The same money in a savings account? Around $520k. That’s a $420,000 difference 🚀

Cash is important for emergencies — but beyond that, it should be working harder for you.

✅ Use offset accounts to cut your mortgage faster
✅ Automate investments to benefit from compounding
✅ Keep just the right cash buffer for peace of mind

At Unicorp Partners, we help you strike the balance between security and growth — so your money isn’t just sitting there, it’s moving you forward.

👉 Message us today to find out how to make your cash work smarter, not harder.

https://unicorppartners.com/hidden-cost-cashless-revolt-banknotes-hoarded/

16/06/2022

Are you concerned that we are nearing the end of the Australian Financial Year and would like to Learn some STRATEGIES to put in place to SAVE ON YOUR TAX?We...

09/06/2022

One of the beneficial changes announced in the 2021 Budget takes effect from July 1. A superannuation fund will be able to accept a voluntary contribution from a member aged up to 75 years plus 28 days after the end of the month they turn 75.

This change could enable someone aged up to 75 to make a non-concessional contribution of up to $330,000 depending on their current superannuation arrangements and this is not limited to SMSFs.

If you’re retired and have some money you’d like to add to super, new rules from July 1 will allow you to do so fairly easily up to 75. Here’s how this will work.

04/04/2021

Happy Easter 🐣

30/03/2021

Been a busy 2 days 😅

20/03/2021

Tech trading 😳

01/01/2021

Wishing everyone around the world a fantastic New Year and a safe and prosperous 2021 🍾🥳🎉🎊🎉🎊⁠⠀
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#2021 ⁠⠀

26/11/2020

COVID-19 reveals ‘flaws’ with account-based pensions.

With the pandemic impacting the financial positions of many retirees, the inadequacy of account-based pensions has left many superannuation fund members exposed, according to a new research paper.

25/11/2020

Where should you invest when interest rates are so low?

With the cash rate close to zero, this will have big implications for how you should invest your money to generate the best return. So, what are the options and which asset classes will best enable you to build wealth?

24/11/2020

How many jobs did JobKeeper save?

The JobKeeper legislation has potentially saved hundreds of thousands of Australian jobs, the central bank has revealed.

23/11/2020

Will you be penalised for owning an expensive home?

Penalising pensioners with expensive homes could stop overspending on housing, says a wide-ranging review into the retirement system that also casts doubt on already-legislated increases to the superannuation guarantee.